Pune, a rapidly growing city in India, is home to a dynamic population with diverse financial needs. Whether you're looking to fund a wedding, manage medical expenses, or invest in your education, a personal loan in Pune can be a reliable solution. Offering flexibility and ease of access, personal loans cater to various requirements without the need for collateral. With lenders like Bajaj Finance providing competitive rates and quick approvals, Pune residents can easily secure financial assistance tailored to their needs.
Bajaj Finance in Pune Bajaj Finserv stands out as one of Pune’s most trusted financial institutions. Offering comprehensive personal loan solutions, it combines low-interest rates with quick disbursals to meet urgent financial needs. Customers can enjoy benefits like a flexible repayment tenure and minimal documentation. Explore the interest rate on personal loans to find the most suitable plan for you. Bajaj Finance ensures a seamless loan application process, making it a preferred choice for residents of Pune.
Features and benefits of personal loan in Pune
Personal loans in Pune come with numerous advantages, making them a popular financial tool:
- No collateral required: Obtain loans without pledging assets.
- Approval in just 5 minutes: Complete your entire application online from the comfort of your home and get quick approval.
- Quick disbursal: Funds are disbursed within 24 hours* or, in some cases, on the same day of approval.
- Loan of up to Rs. 55 lakh: Manage your small or large expenses with loans ranging from Rs. 20,000 to Rs. 55 lakh.
Eligibility criteria of a personal loan in Pune
To qualify for a personal loan in Pune, applicants must meet these criteria:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
Documents required for a personal loan in Pune
Applying for a personal loan in Pune involves minimal paperwork. You’ll need:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
Check the documents required for personal loan to ensure a hassle-free application process.
Personal loan interest rates and charges in Pune
Before applying for a personal loan in Pune, you need to carefully understand the interest rate and charges to ensure that the loan fits your repayment capacity.
Our Personal Loan branches in Pune
How to apply for a personal loan in Pune
Follow these steps to apply for a personal loan in Pune:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.
Conclusion
With its simplicity and convenience, applying for a personal loan in Pune is straightforward, enabling you to address your financial needs effectively.
Apply for a personal loan today.
*Terms and conditions apply.
