Check Personal Loan Details Online

Follow these easy and quick steps to know your personal loan EMI, interest and other details
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3 min
17-June-2024

What are personal loan details?

Personal loan details encompass all the critical information related to a personal loan, which a borrower must be aware of to manage the loan effectively. These details include the loan amount, interest rate, tenure, EMI (Equated Monthly Instalment) schedule, processing fees, and any other charges applicable. Knowing these details helps borrowers understand their repayment obligations, the total cost of the loan, and the terms and conditions set by the lender. Additionally, personal loan details include the disbursement process, prepayment options, penalties for late payments, and the impact of these factors on the overall loan cost and credit score.

Components of personal loan details

  • Loan amount: The total amount borrowed from the lender.
  • Interest rate: The percentage charged on the loan amount, which can be fixed or variable.
  • Loan tenure: The period over which the loan is to be repaid.
  • EMI schedule: The monthly payment amount and due dates.
  • Processing fees: Charges levied by the lender for processing the loan application.
  • Prepayment options: Terms and conditions related to paying off the loan before the end of the tenure.
  • Penalties: Fees charged for late payments or defaults.

How to check Bajaj Finance personal loan details?

  1. Login to the Bajaj Finance portal: Access the official Bajaj Finance website or mobile app.
  2. Navigate to the loan section: Find the section dedicated to personal loans under “Account”.
  3. Enter loan account details: Input your loan account number and other required credentials.
  4. View loan summary: Check the summary of your personal loan, including outstanding balance, next due date, and EMI details.
  5. Download statements: Download loan statements for detailed information.

Other ways to check personal loan details

Apart from online methods, there are several other ways to check personal loan details:

  • Customer service: Contact your lender’s customer service department via phone or email. Provide your loan account number and request detailed loan information.
  • Branch visit: Visit the nearest branch of your lender. Speak with a loan officer who can provide you with a comprehensive overview of your loan details.
  • Loan statements: Review your monthly or quarterly loan statements sent by the lender. These statements include detailed information about your loan balance, payments made, and any additional charges.

By utilising these methods, borrowers can stay informed about their personal loan details, ensuring they manage their loan repayments effectively and avoid any potential issues related to their loans.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

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  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to check Bajaj Finance personal loan details?

To check your Bajaj Finance personal loan details, you can start by logging into the Bajaj Finance portal via their official website or mobile app. Once logged in, navigate to the section dedicated to personal loans. Here, you will need to enter your loan account number and other required credentials. After inputting this information, you can view a summary of your personal loan, which includes the outstanding balance, next due date, and EMI details. Additionally, you can download loan statements for more detailed information.

Do I need my personal loan details?

Yes, having your personal loan details is crucial for effective financial management. Knowing the specifics of your loan, such as the interest rate, loan tenure, EMI schedule, and any applicable fees or penalties, helps you understand your repayment obligations and the total cost of the loan. It also enables you to manage your finances better, plan for repayments, and avoid any surprises related to additional charges or penalties.

Can I check my personal loan details through my loan account number?

Yes, you can check your personal loan details using your loan account number. Most lenders, including Bajaj Finance, provide online portals and mobile apps where you can log in and access your loan information by entering your loan account number. Additionally, you can contact customer service or visit a branch, where providing your loan account number will allow representatives to retrieve and share your loan details.

Can I close my personal loan earlier

Yes, you can close your personal loan earlier than the scheduled tenure through a process known as loan pre-closure. Pre-closure allows you to repay the remaining loan balance in a lump sum before the end of the loan term. Doing so can save you money on future interest payments and improve your credit score. However, it's important to check with your lender for any pre-closure penalties or fees that may apply, as some lenders charge a fee for early repayment.

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