One Gram Gold Jewellery: Current Prices and Buying Guide

Learn about the features of one gram jewellery, why it's a great choice for budget-conscious buyers, and how to get a gold loan on one gram gold jewellery.
Gold Loan
2 mins
05 January 2025
One gram gold jewellery has gained immense popularity in India as a cost-effective and stylish alternative to pure gold ornaments. Designed to mimic the look and feel of traditional gold jewellery, these pieces are crafted using a base metal and plated with a thin layer of gold. With intricate craftsmanship and a variety of designs, one gram gold jewellery provides an affordable way to accessorise without spending a fortune on real gold. It is widely used for everyday wear, festive occasions, and weddings. Many people prefer it due to its affordability, variety, and close resemblance to real gold.

What is one gram gold jewellery?

One gram gold jewellery is imitation jewellery made by coating a base metal, such as copper or brass, with a thin layer of gold, usually weighing around one gram. This jewellery is designed to replicate the aesthetic appeal of real gold at a fraction of the cost. The process involves electroplating or gold foil layering, ensuring that the jewellery maintains its shine and durability over time.

The process involves gold plating or gold filling, where a small amount of real gold is applied to the surface of the base metal. One gram gold jewellery is popular for its lightweight feel and stylish designs. It is available in various forms, including necklaces, earrings, bangles, and rings. While it looks similar to pure gold jewellery, it is important to note that the gold content is minimal, and its resale value is much lower.

The designs of one gram gold jewellery are often inspired by traditional and contemporary gold ornaments, making them a perfect choice for weddings, festivals, and casual wear. Unlike pure gold, which is expensive and subject to market fluctuations, one gram gold jewellery offers an economical alternative without compromising on elegance. It is lightweight, easy to maintain, and available in various styles, including necklaces, bangles, earrings, rings, and mangalsutras.

This type of jewellery is ideal for occasional wear, as frequent use may cause the gold layer to wear off over time. It’s also a good option for those who enjoy experimenting with different styles without investing in expensive gold ornaments. However, it’s always wise to handle it carefully to maintain its appearance.

Current prices of one gram gold jewellery

The price of one gram gold jewellery varies based on factors such as design complexity, brand, craftsmanship, and the quality of gold plating. Unlike pure gold, which is priced based on market rates, one gram gold jewellery is more affordable, with prices generally ranging from Rs. 500 to Rs. 5,000 or more, depending on the ornament.

Since these jewellery pieces use only a minimal amount of gold for plating, their cost remains stable compared to pure gold. Designer collections and high-quality variants with multiple layers of gold plating tend to be on the higher end of the price range. Additionally, some jewellery brands offer antique, temple, or Kundan-style one gram gold jewellery, which may be priced higher due to their intricate craftsmanship. Always compare prices from different sellers before purchasing to ensure you get the best deal.

Why choose 1 gram gold jewellery for everyday use?

One gram gold jewellery is an excellent choice for daily wear due to its affordability, durability, and stylish appearance. Many people prefer it for regular use as it allows them to wear fashionable jewellery without the risk of losing expensive gold ornaments.

  • Affordability – It provides a luxurious gold-like appearance at a much lower price, making it accessible to all.
  • Low maintenance – Unlike real gold, one gram gold jewellery does not require extensive care and can be cleaned with mild soap and water.
  • Variety of designs – Available in numerous styles, from traditional to contemporary, suiting different fashion preferences.
  • Lightweight – It is comfortable to wear for long hours without causing strain or discomfort.
  • Security – Wearing imitation gold jewellery minimises the risk of theft compared to real gold ornaments.

Where to buy one gram gold jewellery?

One gram gold jewellery is widely available both online and offline. Many jewellery stores, fashion boutiques, and e-commerce platforms offer a variety of designs to suit different occasions and budgets.

  • Online platforms – Websites like Amazon, Flipkart, and dedicated jewellery websites offer an extensive collection with customer reviews.
  • Local jewellery shops – Many traditional jewellers stock one gram gold jewellery with unique and customisable designs.
  • Festive and wedding exhibitions – These events showcase exclusive designs and discounts on imitation jewellery.
  • Social media sellers – Many small businesses sell handcrafted one gram gold jewellery through Instagram, Facebook, and WhatsApp.
  • Wholesale markets – Cities like Chennai, Mumbai, and Kolkata have wholesale markets where buyers can get bulk discounts.

Why invest in gold jewellery?

Gold jewellery is considered a secure and valuable investment in India due to its financial stability, cultural significance, and increasing market value.

  • Hedge against inflation – Gold retains its value over time, making it a reliable asset.
  • Cultural significance – In India, gold is not just jewellery but also a symbol of wealth and prosperity.
  • Liquidity – Gold jewellery can be sold or pledged for a loan during financial emergencies.
  • Long-term appreciation – The price of gold has shown a steady rise over the years.
  • Inheritance and gifting – Gold jewellery is passed down generations as a valuable family asset.

Pros and cons of buying one gram gold jewellery

ProsCons
Affordable alternative – Provides a luxurious gold-like look at a fraction of the cost.Not a real investment – Unlike pure gold, it does not hold resale or exchange value.
Variety in designs – Available in numerous styles, catering to different occasions.Gold plating wears off – Over time, the plating may fade, requiring re-coating.
Low maintenance – Does not require expensive cleaning or storage precautions.Not suitable for gold loans – Banks and financial institutions do not accept it as collateral.
Safe to wear – No significant financial loss in case of theft or misplacement.May cause skin allergies – Some base metals used in imitation jewellery can trigger allergies.
Easy availability – Can be purchased from jewellery shops, online stores, and exhibitions.Limited durabilityProlonged exposure to water and chemicals can reduce its lifespan.


How is one gram gold jewellery made?

The production of one gram gold jewellery involves advanced techniques to ensure high-quality finishing and longevity. The process begins with selecting a base metal, usually brass or copper, which is moulded into the desired jewellery shape. This base is then polished and prepared for electroplating.

During the electroplating process, a thin layer of real gold is coated onto the metal surface, giving it the appearance of genuine gold jewellery. Some manufacturers use multiple layers of gold plating to increase durability and enhance shine. After plating, the jewellery undergoes final polishing and quality checks to ensure smooth finishing. Some pieces also incorporate artificial stones, pearls, or Kundan work for an enhanced look.

How to identify quality in one gram gold jewellery?

To ensure you buy high-quality one gram gold jewellery, consider the following factors:

  • Thickness of gold plating: A thicker gold layer on one gram jewellery enhances its durability and maintains its shine for a longer period. Thicker plating resists scratches, wear, and fading, making the jewellery look new even after repeated use.
  • Base metal quality: The choice of base metal significantly affects the jewellery's strength and longevity. Brass and copper are preferred as they provide better durability and are less prone to corrosion compared to cheaper alloys, which may tarnish or break easily.
  • Workmanship: Good craftsmanship ensures the jewellery has smooth edges, precise stone settings, and intricate detailing. Poor workmanship can result in loose stones, rough finishes, and an overall unattractive appearance, affecting the piece's longevity and appeal.
  • Anti-tarnish coating: High-quality one gram gold jewellery is often coated with a protective layer that prevents tarnishing and fading. This coating helps the jewellery maintain its original shine and colour, especially in humid or harsh conditions.
  • Seller reputation: Purchasing from reputable stores or established brands guarantees authenticity and better quality materials. Trusted sellers also provide assurance of proper plating, good craftsmanship, and may offer services like repairs or re-coating.

Can I take a gold loan for 1 gram of gold jewellery?

No, one gram gold jewellery cannot be used as collateral for a gold loan since it is imitation jewellery with only a minimal layer of gold plating. Bajaj Finance offers gold loans only against real gold jewellery with a specified purity level, typically 18-22 karat.

For those looking to apply for gold loan, it is recommended to pledge genuine gold ornaments, as their value is assessed based on purity and weight. One gram gold jewellery lacks intrinsic value, making it ineligible for securing a loan. However, individuals looking for financial assistance can explore personal loan options instead.

Interest rate for gold loan on 1 gram gold jewellery

One gram gold jewellery, being imitation and not made of pure gold, does not qualify for gold loan interest rate calculations. Gold loans are sanctioned based on the weight and purity of genuine gold jewellery. We assess the market value of your gold to determine your loan eligibility and the amount you can borrow.

The gold loan interest rate depends on several factors, such as our lending policies, the loan tenure, and the purity of the gold you pledge. Higher purity gold often fetches better loan terms. Since one gram gold jewellery lacks the necessary gold content, it cannot be used as collateral for a gold loan.

If you are planning to apply for a gold loan, it’s important to check the latest interest rates, loan terms, and compare your options. We offer competitive gold loan interest rates and flexible repayment options to suit your financial needs. Always ensure the jewellery you plan to pledge is genuine and meets the purity requirements to get the best loan value and interest rates.

Frequently asked questions

What is the current price of one gram of gold jewellery?
The price of one gram gold jewellery varies depending on the design, craftsmanship, and brand. Unlike pure gold, its cost remains relatively stable and is influenced by the quality of the gold plating and the materials used. Designer pieces with intricate detailing or thicker gold layers may be priced higher. It is recommended to compare prices across different sellers to ensure the best deal.

Is one gram gold jewellery accepted for gold loans?
No, one gram gold jewellery is not accepted for gold loans as it contains only a thin layer of gold plating over a base metal. Financial institutions require genuine gold jewellery with a minimum purity standard to approve a gold loan. For gold loans, it is advisable to pledge pure gold ornaments that meet the required purity criteria.

Is one gram gold jewellery a good investment?
One gram gold jewellery is an affordable fashion accessory but not a financial investment. Unlike real gold, it does not hold any resale or exchange value. It is ideal for casual or occasional wear due to its affordability and variety of designs. For investment purposes, purchasing pure gold coins, bars, or high-purity gold jewellery is a better option.

What are the advantages of buying one gram gold jewellery?
One gram gold jewellery offers several benefits, making it a popular choice for many. It is highly affordable, providing the appearance of real gold at a fraction of the cost, which makes it accessible to a wider audience. Its lightweight nature ensures it is comfortable and easy to wear daily, without causing any discomfort. Additionally, it comes in a wide variety of traditional and modern designs, allowing individuals to choose pieces that suit different occasions and styles. The low financial risk associated with one gram gold jewellery is another advantage, as losing or misplacing it does not result in significant monetary loss. Furthermore, it requires minimal maintenance and does not need expensive care or insurance, making it a practical option for everyday use.

Show More Show Less

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.