Recharge and Pay Bills
Pay Navi loan repayment Online on Bajaj Finserv
Navi Loans, a product of Navi Technologies was founded in 2018 by Sachin Bansal, one of the co-founders of Flipkart. Navi Loans is a digital lending platform that provides wide range of financial products and services, with focus on customer-centric approach and financial inclusion.
Experience the ease of making EMI payments anytime, anywhere, without the hassle of extensive paperwork with the BBPS platform on Bajaj Finserv. The user-friendly platform ensures a simple and welcoming experience, providing customers with swift and hassle-free payment solutions. The Reserve Bank of India (RBI) introduced the BBPS (Bharat Bill Payment System) concept to streamline digital payments, aiming to enhance the efficiency of the payment process.
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Benefits of making Navi loan repayment using the Bajaj Finserv BBPS platform
Some of the benefits of making Navi loan repayment on the Bajaj Finserv BBPS platform include:
- Quick and hassle-free
With the BBPS platform on Bajaj Finserv, you can repay your Navi loan quickly and effortlessly. - Safe and secure
The Bajaj Finserv BBPS platform is safe and secure. Your payment details are secure with the platform’s robust security measures. - Multiple payment options
Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best. - Instant confirmation
After making the payment, the platform immediately confirms the payment status through an email and SMS.
Types of loans offered by Navi
- Instant cash loans
- Home loans
Fees and charges
A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.
Note: For failed transactions, the total amount including charges except taxes are reversed.
Pay bank loans by other lenders
- Quick and hassle-free
Steps to make Navi loan repayment on the Bajaj Finserv app
Making Navi loan repayment on the Bajaj Finserv app is a very easy process. Follow these simple steps to make your payment online:
- Download and install the Bajaj Finserv app from Google Play Store or App Store
- Login with your credentials
- Go to ‘BILLS AND RECHARGES'
- Select ‘LOAN REPAYMENT' under the ‘FINANCIAL SERVICES AND TAXES’ section
- Select ‘NAVI’ as the issuing bank and enter your Loan Agreement Number
- Enter the loan amount and select your preferred payment mode
- Make the payment to repay your loan
Once you have completed the payment, you will receive an e-receipt, which you can keep for future reference.
Steps to make Navi loan repayment on the Bajaj Finserv website
Here is how you can repay Navi loan online on the Bajaj Finserv website:
- Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
- Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
- Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
- Choose your biller from the drop-down
- Enter your loan account number and click on ‘FETCH YOUR BILL’
- Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
- After choosing your preferred payment mode, enter the requested payment details
- Check the details you entered and click on 'PAY NOW’
You will receive a notification from Bajaj Finserv after successful payment.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
Frequently asked questions
Yes, Bajaj Finserv also provides other recharge services such as:
Yes, Bajaj Finserv also provides other bill payment services such as:
For Navi Loans, you typically need a government-issued ID (like Aadhaar or PAN card), address proof, and bank statements. Some loans may also require income proof, such as salary slips. These documents help verify your identity, financial status, and creditworthiness, ensuring a smooth loan approval process.
Using the Navi app, you can verify your eligibility for a Navi loan. Enter your personal information, employment type, and income, among other basic details. The app will assess your eligibility instantly based on these inputs and your credit score, providing you with a loan offer if you qualify.
The interest rate for Navi Loans typically ranges from 9.9% to 36% per annum, depending on your credit score, income, loan amount, and tenure. The rate is determined during the loan application process and varies according to individual financial profiles and market conditions.
Navi Personal Loans have a maximum loan limit of Rs. 20 lakhs. A number of factors, including your credit score, income, ability to repay the loan, and general financial profile, will determine how much is granted. Navi lets you select the loan amount that best fits your needs thanks to its adjustable lending amounts.
