Best Mi 5G Phones under Rs. 20,000 in India with Features and Specifications

Discover the best Mi 5G mobile under Rs. 20,000 with exceptional performance and unmatched affordability
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Best Mi 5G Phones under Rs. 20,000 in India with Features and Specifications
Check Eligibility
3 min
18 April 2024

Step into the future with the latest Mi 5G mobiles under Rs. 20,000. This range not only brings you cutting-edge 5G technology but does so with the affordability and convenience of tailored EMI plans. Xiaomi’s commitment to innovation and quality is evident in every device, ensuring that you stay connected faster and more reliably.

Discover the advantages of high-speed internet with a 5G Mi phones under Rs. 20,000. Whether it is for streaming high-definition videos, gaming without lag, or ensuring quick downloads, these Xiaomi 5G mobiles are designed to enhance every aspect of your digital lifestyle. Embrace the enhanced connectivity without stretching your budget by shopping for your preferred phone on Easy EMIs using the Bajaj Finserv Insta EMI Card. If you are looking to upgrade to a Mi 5G phone under Rs. 20,000, the combination of Xiaomi's advanced technology and Bajaj Finserv’s flexible financing options makes it more accessible than ever. Experience the best of modern technology with the peace of mind that comes from smart financial planning.

Mi 5G phones under Rs. 20,000 - List with models and specification

Here are the top 5 Mi mobile phones under Rs. 20,000, along with brief descriptions and key specifications.

1. Xiaomi Redmi Note 12 5G

The Redmi Note 12 5G combines a powerful Snapdragon 4 Gen 1 chipset with a 6.67-inch FHD+ Super AMOLED display. Its 50 MP triple camera setup captures stunning photos, and the 6000 mAh battery ensures long-lasting performance. The USB Type-C port supports fast charging.

Feature Details
Storage 128 GB
Processor Snapdragon 4 Gen 1
RAM 4 GB
Operating System Android 12, MIUI 14
Screen Size 6.67-inch (FHD+ Super AMOLED)


2. Xiaomi Redmi 14 5G

The Redmi 14 5G boasts a Snapdragon 8 Gen 3 chipset and a 6.36-inch LTPO OLED display with a 120Hz refresh rate. Its 50 MP Leica lens camera system captures impressive photos, and the 4610 mAh battery supports 90W wired and 50W wireless charging.

Feature Details
Storage 256 GB
Processor Snapdragon 8 Gen 3
RAM 8 GB
Operating System Android 14, HyperOS
Screen Size 6.36-inch (LTPO OLED, 120Hz)


3. Xiaomi Redmi Note 14 Pro 5G

The Redmi Note 14 Pro 5G features a Dimensity 6020 chipset and a 6.71-inch FHD+ display with a 144Hz refresh rate. Its 108 MP triple rear camera setup captures detailed shots, and the 5000 mAh battery ensures all-day usage.

Feature Details
Storage 128 GB
Processor Dimensity 6020
RAM 8 GB
Operating System Android (version not specified)
Screen Size 6.71-inch (FHD+, 144Hz)


4. Xiaomi Redmi 12 5G

The Redmi 12 5G offers a Snapdragon 4 Gen 1 chipset and a 6.79-inch FHD+ IPS LCD display with a 90Hz refresh rate. Its 50 MP dual-camera system captures clear photos, and the 5000 mAh battery ensures reliable performance.

Feature Details
Storage 128 GB
Processor Snapdragon 4 Gen 1
RAM 4 GB
Operating System Android (version not specified)
Screen Size 6.79-inch (FHD+, IPS LCD, 90Hz)


5. Xiaomi 14

The Xiaomi 14 features a Snapdragon 8 Gen 3 chipset and a 6.36-inch LTPO OLED display with a 120Hz refresh rate. Its 50 MP triple camera system captures high-quality images, and the 4610 mAh battery supports fast charging.

Feature Details
Storage 256 GB
Processor Snapdragon 8 Gen 3
RAM 8 GB
Operating System Android 14, HyperOS
Screen Size 6.36-inch (LTPO OLED, 120Hz)


Mi 5G phones under Rs. 20,000 - Price list in India (2025)

Model Price (Approx.)
Xiaomi Mi 11 Lite 8GB RAM Rs. 16,999
Xiaomi Redmi K20 128GB Rs. 19,999
Xiaomi Redmi Note 12 6GB RAM Rs. 16,499
Xiaomi Redmi Note 10 Pro Max 128GB Rs. 19,990
Xiaomi Redmi Note 10 Pro 128GB Rs. 15,999


Explore Mi 5G phones under Rs. 20,000 on the lowest EMI from Bajaj Finserv – H2

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of Mi 5G phones under Rs. 20,000. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the Mi 5G phones under Rs. 20,000 you want. Use the Bajaj Finserv Insta EMI Card which comes with a pre-approved card limit of up to Rs. 3 lakh to make the payment. You can choose a convenient repayment tenure of your choice and repay for your purchase in Easy EMIs.

Advantages of shopping using the Bajaj Finserv Insta EMI Card

  • Competitive prices: Bajaj Finserv offers competitive pricing, ensuring that your purchase is budget-friendly.
  • Easy EMIs: With the Bajaj Finserv Insta EMI Card, buying your desired product becomes hassle-free. Choose a preferred tenure between 1 month to 60 months and repay in Easy EMIs.
  • Zero down payment: Forget about the hassles of an initial lump sum payment as select products are covered under the zero down payment policy.
  • Options and accessibility: Buying your favourite products have never been this easy! The Bajaj Finserv EMI Network hosts over 1 million products, available at 1.5 lakh+ partner stores, across 4,000+ cities.
  • Exciting deals and cashback offers: By using the Bajaj Finserv Insta EMI Card to purchase your desired product, you gain access to exciting deals and cashback offers.
  • Free home delivery: To add to your convenience, select products are delivered free of cost.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which phone support 5G from Mi?
Xiaomi (Mi) offers a variety of 5G -capable smartphones. Some notable models include the Xiaomi Mi 11 series, such as the Mi 11X 5G, and the more budget-friendly Redmi Note 10 5G. These devices cater to different price points while providing the latest 5G connectivity for faster data speeds and improved network performance.

Which brand is best for 5G mobiles?
Brands like Samsung, Apple, and OnePlus are highly regarded for their 5G mobile offerings. Samsung and Apple offer premium 5G phones with advanced features and widespread network compatibility. OnePlus is also a top contender, known for combining high performance with value, making their phones popular among tech enthusiasts.

Which is the best Redmi phone under Rs. 20,000?
The Redmi Note 11 Pro 5G is one of the best models under Rs. 20,000 from Redmi. It boasts a superior AMOLED display, a 108MP main camera, and robust performance thanks to the Qualcomm Snapdragon 695 chipset. This model strikes a good balance between cost and advanced features, making it a popular choice.

Is Bajaj Finance available in the MI store?

Yes, Bajaj Finance is available ta MI stores. This allows customers to purchase Xiaomi products on Easy EMIs without a credit card. Bajaj Finance offers flexible repayment tenures, making it easier for customers to buy their desired MI products through manageable monthly payments.

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