Property Card in Pune: Application Process, Importance and Everything About It

Learn about the significance, advantages, and process to obtain a property card in Pune.
Loan Against Property
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5 min
12 April 2024

If you are a property owner in Pune, it is important for you to obtain a property card. It is a legal document that provides information about your property, including ownership details and property tax payments. In this article, we will discuss the importance of a property card in Pune, how to obtain it, the documents required, benefits of having a property card. We will also delve into the importance of a property card while availing a loan against property.

Importance of property card Pune

The importance of a property card in Pune cannot be overstated. Some of the reasons why it is important to obtain a property card are as follows:

  1. Legal documents: A property card is a legal document that provides all the necessary information about the property, making it easier for property owners to handle legal matters related to their property.
  2. Property tax payments: The property card Pune contains information related to property tax payments, which is essential for property owners to avoid any legal issues.
  3. Ownership details: The property card provides information about the ownership of the property, making it easier for property owners to prove their ownership.
  4. Easy to obtain loans: A property card can be used as collateral for obtaining loans such as home loan and loan against property, making it easier for property owners to acquire financing for their properties.

How to obtain a property card?

The process of obtaining a property card in Pune is relatively simple. Here are the steps involved:

  1. Visit the local municipal office in the area where your property is located.
  2. Ask for the property card application form and fill it out completely.
  3. Once the application is submitted, the officials will verify the details provided in the application.
  4. After the verification is completed, the property card will be issued.

Documents required for property card

To obtain a property card in Pune, you will need the following documents:

  1. A copy of the property sale deed.
  2. Latest property tax receipt.
  3. Old property cards (if available).
  4. Copy of the survey sketch of the property.

Benefits of having a property card

There are several benefits of having a property card, some of which are listed below:

  1. Legal documents: A property card serves as a legal document that provides details about the property, making it easier for property owners to handle legal matters.
  2. Proof of ownership: The property card contains information about the ownership of the property, making it easier for property owners to prove their ownership.
  3. Maintenance and tax payments: The property card contains information about the maintenance and tax payments of the property, which can help property owners avoid any legal issues related to the property.
  4. Financing: A property card can be used as collateral for obtaining loans such as home loans or loans against property, making it easier for property owners to acquire financing for their properties.

Difference between property card and land title

Although both the property card and land title provide information about a property, they are not the same.

A land title provides complete details about the property, including legal rights, restrictions, and covenants. On the other hand, a property card provides basic information such as property tax, ownership details, and a description of the property.

While the land title provides more comprehensive information about the property, it is costlier and more time-consuming to obtain than the property card.

How can property card help in legal processes?

A property card can be extremely helpful when it comes to legal matters related to a property. It provides all the necessary information about the property, making it easier for property owners to prove their ownership and to navigate legal procedures without any major hassles.

For example, suppose that a property owner is involved in a legal dispute related to their property. In that case, the property card can be used to provide necessary information such as ownership details and previous property tax payments, which can help in resolving the dispute.

Property card Pune: Key information

Here are some key points to note about the property card Pune:

  1. It is a legal document that provides information about the property.
  2. It contains details such as property tax payments, ownership, and a description of the property.
  3. It is necessary to obtain a property card to handle legal matters related to a property.
  4. It can be used as collateral for obtaining loans.

Checklist for property card Pune

If you are looking to obtain a property card in Pune, here is a list of things you should keep in mind:

  1. Make sure you have all the necessary documents.
  2. Visit the municipal office and ask for the property card application form.
  3. Fill out the application form completely and submit it along with the required documents.
  4. Wait for the officials to verify the information provided in the application.
  5. Once verified, the property card will be issued, and you can use it for legal or financing purposes.

The property card Pune is an essential legal document that provides information about a property, including ownership details, maintenance, and tax payments. It is necessary for property owners to obtain a property card to handle legal matters or in obtaining financing options such as home loans or loan against property.

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Frequently asked questions

What is a Property Card?
A Property Card is a document that contains important information about a particular land or property. It includes details such as the owner's name, property boundaries, and land use. This card is issued by the local Municipal Corporation to keep track of all properties within their jurisdiction.
How can I apply for a Property Card in Pune?
To obtain a Property Card in Pune, you need to visit your local Municipal Corporation office and fill out a form with your property details. You will also be required to submit copies of relevant documents such as the sale deed, tax receipts, and survey report. Once your application is processed, the Municipal Corporation officials will visit the property for inspection before issuing the card.
What are the types of property card in Maharashtra?
In Maharashtra, there are two types of property cards - 7/12 Extract and Property Register Card. The 7/12 Extract contains the details of the landowner, survey number, and land area. The Property Register Card, on the other hand, contains more detailed information such as the land use, property boundaries, and other legal details related to the property.
How can I get property card in Pune?
To get a Property Card in Pune, you need to go to your local Municipal Corporation office and apply along with relevant documents. The application will be processed, and the officials will conduct an inspection of the property before issuing the card.
Is property card compulsory in Pune?
Yes, having a Property Card is mandatory for all properties in Pune. Without this card, you may face legal issues while buying, selling, or transferring ownership of the property. In addition, the card is also essential for availing loans against the property or for obtaining building permissions from the local authorities.
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