Bajaj Finserv in your city
Lucknow, the capital of Uttar Pradesh, is a multicultural city with artistic and cultural significance. It is also a major centre of commerce, finance, governance, design, technology, tourism, aerospace, education and more.
Irrespective of whether you are salaried or self-employed, opt for a loan against property in Lucknow from Bajaj Finserv and enjoy high-value financing.
To apply, fill up and submit the online application form.
Features and benefits
Applicants interested in availing a loan against property in Lucknow can read more to know about the features of the Bajaj Finserv Home Loan.
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Reasonable rate of interest
Starting from 9% to 12% (Floating rate of Interest), Bajaj Finserv offers applicants affordable borrowing option to fit their finances.
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Speedy disbursal
No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 72 hours* from approval.
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Ample sanction amount
Bajaj Finserv provides loan amount up to Rs. 10.50 crore* to eligible candidates and to boost your home buying journeys.
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5000+ projects approved
Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.
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Digital monitoring
Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.
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Long tenor stretch
The Bajaj Finserv home loan tenor stretches up to 15 years allowing borrowers a buffer period to plan out their EMI payments.
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Zero contact loans
Experience a truly remote loan application process from anywhere in India by applying Bajaj Finserv online loans against property and getting an easy approval.
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No prepayment and foreclosure charge
If all borrowers and co-borrowers are individuals, loan availed on floating interest rates, and loan taken for purposes other than business use, then there will be no foreclosure/ part-prepayment charges. However, apart from above situation part pre-payment charges are applicable for term Loan up to 4.72% (inclusive of applicable taxes) of the principal amount of loan prepaid on the date of such part-prepayment. Part pre-payment charges are not applicable for Flexi Term Loan (Flexi Dropline) and Hybrid Flexi.
The country’s 17th fastest growing city falls belongs to the Uttar Pradesh Heritage Arc, also including Agra and Varanasi. The state government created this chain of survey triangulations aiming to develop the tourism industry of the state. In terms of GDP, it is one of the state’s top cities and also among the best job-creating places in India. Lucknow’s economy is driven by distillery chemicals, automotive, furniture, machine tools, Chikan embroidery, IT and other industries.
Whether unexpected expenses or planned financial requirements, both situations warrant immediate financing. Bajaj Finserv offers one of the fastest loans against property in Lucknow within 72 hours*. Go through our hassle-free online application process and hand over the necessary documents to our representatives at your doorstep. Also, enjoy personalised features and benefits only with these trusted private lenders.
Eligibility and documents for loan against property in Lucknow
Match the mortgage eligibility criteria to avail a higher loan amount in Lucknow.
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Age
Minimum age: 25 years* (18 years for non-financial property owners)
Maximum age: 85 years* (including non-financial property owners)
*Age of the individual applicant/ co-applicant at the time of loan maturity.
*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure. -
Employment
Either self-employed or salaried
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CIBIL score
700 and above
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Nationality
Indian, residing in the country
Bajaj Finserv eliminates the need for lengthy documentation. Provide only a few documents like property papers, financial documents, KYC documents, etc. Read our terms and conditions for more details before applying.
Interest rates and other charges for loan against property in Lucknow
Enjoy the best interest rates on loan against property in Lucknow. We also levy nominal associated charges.
Frequently asked questions
Any industrial, commercial or residential (rented as well as self-occupied) property can be pledged to avail the loan. You can also mortgage a property with multiple owners. In that case, the co-owner must be a member of your family, including father, mother, son, brother and unmarried daughter.
Yes. Besides rented and self-occupied, you can also pledge a vacant residential or commercial property to avail the loan in Lucknow.
CIBIL score is an important parameter used to assess a borrower’s creditworthiness. You must hold the minimum score of 750 to enjoy quick loan approval.
You can choose from a tenor ranging Up to 15 years. Choose a schedule that best suits your repayment capability.
Bringing a guarantor for your loan against property is not mandatory. You can avail the credit by simply mortgaging your property.
