The IRCTC SBI Premier Credit Card is designed for frequent travellers on the Indian Railway Catering and Tourism Corporation (IRCTC) network. This card offers numerous benefits, including reward points, cashback, and exclusive travel deals. One crucial aspect of managing this credit card is understanding its billing cycle.

The billing cycle for the IRCTC SBI Premier Credit Card typically spans a period of one month. During this period, all transactions made using the card are recorded. At the end of the billing cycle, a statement is generated, detailing all the transactions, the total amount due, and the payment due date. Knowing your billing cycle helps in planning your finances better, ensuring you avoid late payment fees and interest charges.

In addition to the billing cycle, it is essential to be aware of the statement generation date. This is the date when your monthly statement is generated, and it marks the end of your billing cycle. Payments made after this date will be reflected in the next billing cycle. Understanding the billing cycle and statement generation date helps cardholders manage their expenses and plan their payments effectively.

IRCTC SBI Premier credit card billing cycle: Everything you need to know

The billing cycle for the IRCTC SBI Premier Credit Card is a recurring period, typically lasting 30 days. During this period, all transactions, including purchases, cash advances, and any fees, are recorded. At the end of the billing cycle, a statement summarising these transactions is generated.

This statement includes the total amount due, the minimum payment required, and the due date for the payment. Knowing your billing cycle and statement generation date can help you avoid late payment fees and manage your finances more effectively.

Cardholders can easily check their billing cycle and statement generation date by logging into their SBI Card account online or through the SBI Card mobile app. By keeping track of these dates, you can plan your payments, avoid interest charges, and maintain a good credit score.

How do I know my IRCTC SBI Premier credit card billing cycle

Knowing your IRCTC SBI Premier credit card billing cycle is crucial for effective financial management. The billing cycle is the period during which all your transactions are recorded before generating a statement.

To find out your billing cycle, you can log into your SBI Card account online or through the SBI Card mobile app. Once logged in, navigate to the 'ACCOUNT SUMMARY' section. Here, you will find detailed information about your current billing cycle, including the start and end dates.

Another way to check your billing cycle is by referring to your monthly credit card statement. The statement typically includes details about the billing cycle period, the total amount due, and the payment due date. Understanding your billing cycle helps you plan your expenses better and avoid late payment fees.

How to make your IRCTC SBI Premier credit card bill payment on Bajaj Finserv

1. Log into Bajaj Finserv: Start by logging into your Bajaj Finserv account through their website or mobile app.

2. Navigate to 'BILL PAYMENT': Once logged in, go to the 'BILL PAYMENT' section under 'UTILITY'.

3. Select 'CREDIT CARD BILL PAYMENT': Choose the 'CREDIT CARD BILL PAYMENT' option to proceed.

4. Enter credit card details: Provide your IRCTC SBI Premier Credit Card details, including the card number and the amount you wish to pay.

5. Choose payment method: Select your preferred payment method, such as net banking, UPI, Bajaj pay or debit card.

6. Confirm payment: Review the payment details and confirm the transaction.

Using Bajaj Finserv for your credit card bill payments is convenient and secure. It helps you ensure that your payments are made on time, avoiding late fees and interest charges. Always check for confirmation of the payment to ensure it has been successfully processed.

What is the IRCTC SBI Premier credit card due date

The IRCTC SBI Premier credit card due date is the last date by which you must pay at least the minimum amount due to avoid late payment charges. This date is typically mentioned in your monthly credit card statement.

• Statement date: Your statement date is the date on which your billing cycle ends, and a new statement is generated.

• Due date calculation: The due date is usually 20 days from the statement date. For example, if your statement date is the 1st of the month, your due date will be the 21st.

• Checking due date: You can check your due date by logging into your SBI Card account online or through the mobile app. It is also mentioned in your monthly credit card statement.

Ensuring that you pay your bill by the due date helps you avoid late payment fees and interest charges, maintaining a healthy credit score.

Conclusion

Understanding the billing cycle and due dates of your IRCTC SBI Premier Credit Card is essential for effective financial management. By keeping track of your billing cycle, statement generation date, and due date, you can avoid late payment fees and interest charges.

Making timely payments through platforms like Bajaj Finserv ensures a smooth and hassle-free experience.