Volkswagen Car Insurance

Protect your Volkswagen with a comprehensive car insurance policy. Read on to know the coverage details and features of insurance plans for your Volkswagen car.
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Buy/Renew Volkswagen Car Insurance
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3 mins
18-Jan-2024

Volkswagen is a popular car brand that is known for its stylish looks, efficient performance, and a host of features that make owning a Volkswagen car an experience of a lifetime. However, owning a car comes with its fair share of risks and uncertainties that can lead to expenses in the case of damages, theft, or accidents. This is where Volkswagen car insurance comes in handy.

Volkswagen car insurance is a comprehensive insurance policy that is designed to protect Volkswagen car owners from financial liabilities that may arise due to accidents, damages, or thefts. By insuring your Volkswagen car with the right insurance policy, you can be assured of complete peace of mind while driving on the roads.

Volkswagen car models and insurance premiums

Here’s a comparison table highlighting the third-party insurance prices for different Volkswagen car models:

Volkswagen Car Variants

Min. Third-party Premiums

 

Polo 1.0 MPI Trendline

2,094*

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Taigun Comfortline - 1.0L TSI MT

2,094*

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Tiguan 2.0 TSI Elegance

7,897*

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Virtus Comfortline
1.0L TSI MT

2,094*

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Benefits of getting a car insurance for Volkswagen

There are several benefits of insuring your Volkswagen car with the right insurance policy. Some of the most common benefits include:

  • Protection from financial liabilities:
    In the case of accidents, thefts, or damages caused to your Volkswagen car, you need not worry about spending hefty amounts towards repairs or replacement. With Volkswagen car insurance, you can safeguard yourself from such financial liabilities.
  • Comprehensive coverage:
    Volkswagen car insurance policies offer comprehensive coverage that includes damages caused due to natural calamities, fire, accidents, theft, and third-party liabilities.
  • Customisable plans:
    Volkswagen car insurance policies come with customisable plans that can be tailored to fit your specific needs. You can choose a policy that provides maximum coverage and benefits as per your requirements.
  • Hassle-free claim process:
    The claim process for Volkswagen car insurance is not only easy but also hassle-free. Most insurance providers offer a cashless claim process that makes it easier for you to get your car repaired or replaced without any financial burden.
  • Add-ons:
    Most insurance providers offer a range of add-ons that can be included in the policy for additional benefits. These add-ons include zero depreciation, engine protector, roadside assistance, and more.

Inclusions under Volkswagen car insurance

While the coverage offered under Volkswagen car insurance may vary depending on the insurance provider and policy type, some of the most common inclusions include:

  • Accidental damage coverage:
    Covers damages to your Volkswagen resulting from collisions with other vehicles or objects.
  • Comprehensive coverage:
    Protects against non-collision incidents, such as theft, vandalism, natural disasters, or animal-related damage.
  • Liability coverage:
    Covers costs associated with bodily injury or property damage caused to third parties in an accident where you are at fault.
  • Personal Injury Protection (PIP):
    Provides coverage for medical expenses and lost wages for you and your passengers in case of injury.
  • Uninsured/ underinsured motorist coverage:
    Offers protection if you are involved in an accident with a driver who has insufficient or no insurance.

Exclusions under Volkswagen car insurance

While the coverage offered under Volkswagen car insurance is comprehensive, there are certain exclusions that you should be aware of to avoid any confusion or disappointments later on. Some of the most common exclusions include:

  • Intentional damage:
    Deliberate actions resulting in damage to your Volkswagen are typically excluded from coverage.
  • Racing or reckless driving:
    Incidents that occur while participating in racing or reckless driving may not be covered.
  • Regular wear and tear:
    General wear and tear of your vehicle over time is typically not covered under Volkswagen car insurance.
  • Driving under the influence:
    Accidents that occur while the driver is under the influence of alcohol or drugs may not be covered.
  • Unauthorised use:
    Incidents that happen when your Volkswagen is driven by an unauthorised individual may not be covered.

Also read: Parivahan Sewa

Things to consider when buying Volkswagen car insurance online

If you are planning to buy Volkswagen car insurance online, here are some things that you should keep in mind:

  • Coverage options:
    Evaluate the coverage options available and choose a plan that aligns with your driving habits and needs.
  • Premium costs:
    Compare premium costs from different insurers to ensure you get competitive rates without compromising on coverage.
  • Claim process:
    Research the ease and efficiency of the claim process, as a seamless claims experience is crucial during challenging times.
  • Add-ons and discounts:
    Explore available add-ons and discounts that can enhance your coverage or reduce premium costs.
  • Customer reviews:
    Read customer reviews and testimonials to gauge the satisfaction levels of existing policyholders with the insurer's services.

How to buy insurance for your Volkswagen car from Bajaj Finance Insurance Mall?

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Volkswagen car. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1: Click on 'Get Quote' to open the online application form.

Step 2: Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6: Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Volkswagen car insurance is not just a protective shield for your vehicle; it is a commitment to ensuring a worry-free driving experience. With tailored coverage, expert handling, and a range of benefits, getting an insurance policy for your Volkswagen car is a smart investment for any Volkswagen owner. Consider the inclusions, exclusions, and additional factors when purchasing online to make an informed decision.

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.