Vajpayee Arogyashree Yojana

Learn about the key features, benefits, and eligibility of Vajpayee Arogyashree Yojana.
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3 min
29-May-2024

The Vajpayee Arogyashree Yojana is a flagship health insurance scheme launched by the Government of Karnataka. This initiative is designed to provide comprehensive healthcare coverage to families living below the poverty line (BPL), ensuring they have access to necessary medical treatments without financial hardship. The scheme's primary focus is on covering high-cost medical conditions that require hospitalisation and advanced medical procedures, thereby offering a safety net to the state's most vulnerable populations.

Vajpayee Arogyashree Yojana: An overview

Given below is a brief overview of the various aspects related to the Vajpayee Arogyashree Yojana:

Features

Details

Scheme beneficiary

Residents of Karnataka

Name of the scheme

Vajpayee Arogyasri Yojana

Launch date

2009–10

Coverage (per family)

Rs. 1.5 lakh ( plus additional buffer of Rs. 50,000 on case-to-case basis)

Procedures covered

402 procedures


Objectives of Vajpayee Arogyashree Yojana

The Vajpayee Arogyashree Yojana aims to achieve several key objectives:

  • Financial protection: By covering significant medical expenses, the scheme helps protect BPL families from catastrophic health expenditures.
  • Access to quality healthcare: It ensures that beneficiaries receive high-quality medical care from empaneled hospitals, regardless of their economic status.
  • Reduction of health inequities: The scheme is designed to bridge the gap in healthcare access between the wealthy and the poor.
  • Support for major health interventions: It covers treatments for serious conditions such as cancer, heart diseases, neurological disorders, renal diseases, and burns.

Also, check: Aarogyasri Telangana

Pro Tip

A comprehensive health plan not only covers hospitalization but also pre & post-treatment expenses, ensuring complete financial protection against rising medical costs.

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Eligibility criteria for Vajpayee Arogyashree Yojana

Eligibility for the Vajpayee Arogyashree Yojana is primarily determined by the BPL status of the family. To be eligible, families must:

  • Possess a BPL card issued by the Karnataka government.
  • Be residents of Karnataka.

Enrollment in the scheme is facilitated through extensive outreach programs, including health camps organised across various districts. These camps not only help in identifying eligible families but also assist them in the enrollment process. Additionally, Arogyamitra personnel are stationed at empaneled hospitals to guide beneficiaries through the registration and utilisation process, ensuring a smooth experience.

Benefits and coverage of Vajpayee Arogyasgree Yojana

The Vajpayee Arogyashree Yojana offers a wide range of benefits to its beneficiaries:

  • Cashless treatment: Beneficiaries receive cashless treatment at empaneled hospitals, covering the entire cost of hospitalization and surgeries.
  • Pre-hospitalisation: The scheme covers pre-hospitalisation expenses such as consultations and diagnostic tests.
  • Hospitalisation: It includes the cost of surgeries, medicines, and other hospital services required during the patient's stay.
  • Post-hospitalisation: Post-discharge, the scheme covers follow-up consultations and treatments to ensure complete recovery.
  • Transportation costs: To remove geographical barriers, the scheme also includes transportation costs to and from the hospital.

Explore: List of government health schemes in India

Empaneled hospitals

A network of empaneled hospitals is a cornerstone of the Vajpayee Arogyashree Yojana. These hospitals are selected based on their capability to provide specialised treatments for the conditions covered under the scheme. Beneficiaries can choose from a list of approved hospitals, ensuring they have access to quality healthcare services without financial burden.

Also, read: ABHA card registration

Application process for Vajpayee Arogyashree Yojana

During the enrolment process, your Aadhaar card is used to verify biometrics against the CIDR Aadhaar server. Upon successful authentication, your e-KYC details are automatically populated. A unique patient ID, known as the ArKID, is generated by registering the applicant on the official Arogya Karnataka website.

You will receive an SMS alert on your registered Vajpayee Arogyashree contact number, confirming the applicant's successful registration. The ArKID consists of the PDS card number followed by a separator and an individual number for each family member. This unique ID can be printed on a UHC card for ₹10. The UHC card, which displays your photo, name, and other details along with the ArKID, can be carried to the nearest hospital for treatment.

Documents required for the application process:

  • Aadhaar card
  • Self-declaration
  • BPL card
  • PDS card

The Vajpayee Arogyashree Yojana stands as a vital health insurance initiative in Karnataka's healthcare landscape, exemplifying the government's commitment to ensuring that all citizens, regardless of their economic status, have access to essential medical services. By providing financial protection and improving access to high-quality healthcare, the scheme not only addresses immediate health needs but also contributes to the long-term health and economic stability of Karnataka's most vulnerable families. As it continues to evolve, the Vajpayee Arogyashree Yojana will play a crucial role in shaping a more equitable and healthy society.

Frequently asked questions

Who can avail the benefits of Vajpayee Arogyashree Yojana?

The scheme is intended for beneficiaries who are residents of Karnataka and fall below the poverty line, irrespective of their age and gender. It is valid for both rural and urban poor residents in the state.

Which hospitals are a part of the Vajpayee Arogyashree Yojana network?

The scheme involves both private and government hospitals, all recognized by the Karnataka government. Each of these empanelled hospitals has a designated Arogyamitra who guides and assists the beneficiaries throughout the application and treatment processes.

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