Know about Travel Insurance for the USA

Read everything you need to know about travel insurance when travelling from India to the USA. Check the visa application process and the documents required.
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3 min
24-February-2024

Travel insurance is an essential aspect of your travel preparations that you should not overlook. If you are planning to travel to the USA, know everything about travel insurance for the US. Explore why you need travel insurance for your journey to the USA, the importance of travel insurance, along with essential visa and entry information for Indian citizens in this article.

Why do you need travel insurance from India to the USA?

Travel insurance provides financial protection and peace of mind during your trip to the USA. From medical emergencies to trip cancellations, travel insurance ensures that you are covered for unforeseen circumstances, allowing you to enjoy your trip without worries.

Importance of travel insurance when travelling abroad

Know why you must consider having a travel insurance when travelling abroad.

  • Medical coverage: Protects you against unexpected medical expenses, including hospitalisation, emergency medical treatment, and evacuation.
  • Trip cancellation/ interruption: Provides reimbursement for non-refundable trip expenses in case of trip cancellation or interruption due to unforeseen events such as illness, natural disasters, or flight delays.
  • Baggage loss/ delay: Offers coverage for lost, stolen, or delayed baggage, ensuring you are compensated for essential items during your trip.
  • Emergency assistance: Provides access to 24x7 emergency assistance services, including medical referrals, travel arrangements, and legal assistance.

Read about international travel insurance.

About the USA visa and entry information for Indian citizens

Indian citizens require a visa to travel to the USA. The USA offers various types of visas, including tourist visas, student visas, work visas, and business visas, depending on the purpose of travel. Here are all you need to know about the USA visa and entry information for Indian citizens.

  • Visa type: Indian citizens travelling to the USA typically require a non-immigrant visa, such as a B1/B2 visa for tourism, business, or medical treatment purposes.
  • Visa application process: Apply for a US visa through the official website of the US Department of State, complete the DS-160 form, schedule a visa interview at the nearest US embassy or consulate, pay the visa fee, and attend the interview.
  • Required documents: Documents required for a US visa application include a valid passport, DS-160 confirmation page, visa application fee payment receipt, photograph, and supporting documents based on the visa category.

How to apply for the USA visa?

To apply for the USA visa, follow the below steps:

  • Complete the DS-160 form: Fill out the online Non-immigrant Visa Application Form (DS-160) accurately and truthfully.
  • Schedule visa interview: Log in to the US visa appointment system, pay the visa application fee, and schedule a visa interview at the nearest US embassy or consulate.
  • Attend visa interview: Attend the visa interview on the scheduled date and time, bring all required documents, and answer the interviewer's questions confidently.
  • Visa processing: After the interview, your visa application will undergo processing, and you will be informed of the decision via email or courier.

Documents required for travelling from India to the USA

Here are the documents required when travelling to the USA from India.

  • Valid passport: Ensure your passport is valid for at least six months beyond your intended stay in the USA.
  • US visa: Carry your approved US visa along with the DS-160 confirmation page and other relevant visa documents.
  • Travel insurance: Purchase comprehensive travel insurance covering medical emergencies, trip cancellation, and other travel-related risks.
  • Itinerary and accommodation: Have copies of your travel itinerary, hotel reservations, and contact details.
  • Financial documents: Carry sufficient funds for your stay in the USA, including cash, credit/debit cards, and traveller's cheques.

Also read how to check passport status.

Conclusion

Travel insurance is an indispensable companion for your journey from India to the USA, offering protection, and support when you need it most. Whether it is medical emergencies, trip cancellations, or lost baggage, travel insurance ensures you are prepared for any unexpected challenges during your trip. Additionally, understanding the USA visa process and entry requirements for Indian citizens is essential for a smooth travel experience.

Frequently asked questions

Which is the best travel insurance to get for the USA?

When selecting travel insurance for the USA, consider factors such as coverage limits, medical coverage, trip cancellation protection, baggage coverage, and the insurer's reputation for customer service.

Is travel insurance mandatory for entry into the USA?

While travel insurance is not a mandatory requirement for entry into the USA, it is highly recommended. Travel insurance provides financial protection against unforeseen emergencies such as medical emergencies, trip cancellations, or lost baggage, ensuring peace of mind during your trip.

How much does travel insurance to the USA cost?

The cost of travel insurance to the USA varies based on factors such as duration of stay, coverage limits, age of travelers, and specific coverage needs. The cost generally ranges between Rs. 3,500 and Rs. 5,000.

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.