Toyota Innova Crysta Car Insurance

Protect your Toyota Innova Crysta with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
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3 mins
12-Jan-2024

Toyota Innova Crysta is a popular multi-purpose vehicle that offers ample space, comfort, and safety features. It is a perfect family car that can accommodate up to eight passengers. However, owning a car comes with various risks, including accidents, theft, and natural calamities. Hence, it is essential to insure your Toyota Innova Crysta with a comprehensive car insurance policy.

In this article, we will discuss everything you need to know about Toyota Innova Crysta car insurance.

What is Toyota Innova Crysta car insurance?

Toyota Innova Crysta car insurance is a type of insurance policy that protects your car from financial damages due to unforeseen events. The car insurance policy covers various risks, including accidents, theft, natural calamities, third-party damages, and personal accident cover. In India, it is mandatory to have at least third-party insurance for your car.

Benefits of Buying Car Insurance Online for Toyota Innova Crysta

In the digital age, purchasing car insurance online has become increasingly popular. There are several advantages to buying Toyota Innova Crysta car insurance online:

  • Convenience: Purchasing car insurance online eliminates the need for physical visits to insurance offices. It can be done from the comfort of one's home or office, saving time and effort.
  • Comparison of plans: Online platforms allow users to compare various insurance plans easily. This ensures that car owners can choose a policy that best suits their requirements and budget.
  • Instant policy issuance: Online transactions enable quick processing of policies. Car owners can receive their insurance documents instantly, facilitating immediate coverage.
  • Cost savings: Many insurance providers offer discounts for policies purchased online. This can result in cost savings for the car owner.

Toyota Innova Crysta models with insurance premiums

Here’s a comparison table highlighting insurance prices for different Toyota Innova Crysta models:

Toyota Innova Crysta Variants

Min. Third-party Insurance Premiums

 

Toyota Innova Crysta 2.4 GX 7 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 GX 8 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 G 7 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 G 8 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 VX 7 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 VX 8 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 Zx 7 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 GX 7 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 GX 8 STR

2393 cc, Diesel

7,897*

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Toyota Innova Crysta 2.4 G 7 STR

2393 cc, Diesel

7,897*

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Inclusions under Toyota Innova Crysta car insurance

Comprehensive car insurance for the Toyota Innova Crysta provides coverage for a range of situations:

  • Own damage cover
    Own damage insurance covers damages to the insured vehicle due to accidents, theft, fire, or natural calamities.
  • Third-party liability cover
    As mandated by law, this covers liabilities arising from damages to third-party individuals or property.
  • Personal accident cover
    This provides financial assistance in case of accidental injuries or death of the policyholder while driving the Innova Crysta.
  • Add-on covers
    Car owners can enhance their coverage with add-on options such as zero depreciation cover, roadside assistance, and engine protection.

Exclusions under car insurance for Toyota Innova Crysta

While car insurance provides comprehensive coverage, certain exclusions exist. Common exclusions under Toyota Innova Crysta car insurance include:

  • Drunk driving
    Damages incurred while driving under the influence of alcohol or drugs may not be covered.
  • Negligence
    Negligent acts, such as driving without a valid license or in restricted areas, may lead to the exclusion of claims.
  • Wear and tear
    Normal wear and tear of the vehicle, including mechanical breakdowns, may not be covered under standard insurance.
  • Unauthorised use
    Damages occurring when someone not authorised to drive the Innova Crysta is behind the wheel may not be covered.

How to buy insurance for Toyota Innova Crysta from Bajaj Finance Insurance Mall?

When buying a car insurance plan online, you have the option to compare different policies and then choose the one that best suits your needs. One such online portal offering car insurance policies is the Bajaj Finance Insurance Mall. Given below are the steps to buy a car insurance policy for the Toyota Innova Crysta offered through Bajaj Finance:

  • Step 1: Click on ‘Get Quote’ to open the application form.
  • Step 2: Enter your vehicle details like the vehicle type and registration number. Also, enter your mobile number and residential PIN code.
  • Step 3: Choose IDV, NCB, optional add-on covers, and plan type to get a list of relevant car insurance policies. Update the expiry of your current four-wheeler insurance policy on the application form.
  • Step 4: Click on ‘Buy Now’ and enter the owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
  • Step 5: Confirm the vehicle registration date and previous car insurance type.
  • Step 6: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number, and previous year four-wheeler insurance policy number.
  • Step 7: Review the details and complete the payment.

Toyota Innova Crysta car insurance is an essential investment to safeguard your vehicle and finances. Understanding the insurance prices, coverage options, and the benefits of online purchase can empower car owners to make informed decisions. By choosing the right insurance plan, individuals can enjoy peace of mind on the road, knowing that their prized Innova Crysta is adequately protected.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.