Toyota car insurance

Know about Toyota insurance, its benefits, coverages, and premiums.
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Toyota car insurance
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3 mins
20 July 2023

Every car owner must have a car insurance policy to get financial security against various damages. Car insurance covers financial losses incurred in case of an accident or any other perils. You can buy car insurance policies for Toyota cars to cover damages, theft, third-party liability, and more.

Read to know about Toyota car insurance policies, their benefits, coverages, and premiums in detail.

Features of Toyota insurance

Here’s a quick view at the features of Toyota insurance.

Easy insurance issuance: You can easily purchase Toyota insurance online without paperwork. This makes the process quick and hassle-free, allowing you to focus on enjoying your Toyota vehicle.

Online buy and claim process: Toyota Insurance offers an online buy and claim process, reducing the need for paperwork and making life more convenient for you.

Trusted brand: Toyota is a brand that has a strong reputation for reliability and safety. You can trust Toyota insurance to provide the same level of dependability.

Remarkable customer services: Toyota insurance is known for its exceptional customer support. They have a team of experienced professionals who are always ready to assist you in case of any queries or emergencies.

Benefits of buying Toyota car insurance

Toyota car insurance offers the following benefits, making it an ideal option for Toyota car owners:

Comprehensive coverage

Toyota car insurance offers comprehensive coverage for damages caused to the vehicle due to accidents, theft, natural calamities, fire, and other man-made incidents.

Affordable premium

The Toyota insurance policies come at affordable premiums that make it accessible to everyone.

Wide network of service centres

Toyota car insurance has a vast network of authorised service centres across India, which ensures prompt and efficient service.

Add-on covers

Toyota insurance has a range of add-on covers that offer additional protection to your vehicle.

No Claim Bonus

You get the benefit of No Claim Bonus (NCB) for every claim-free year, which you can use to reduce your renewal premium when required.

Minimum insurance premiums for Toyota cars

Here’s a quick look at the Toyota insurance prices for different Toyota car models.

Toyota car models

Insurance price

Urban Cruiser

Rs. 3,416

Fortuner

Rs. 7,897

Glanza

Rs. 3,416

Camry

Rs. 7,897

Innova Crysta

Rs. 7,897


Note: The insurance prices vary as per the car’s engine CC and are subject to change.

Inclusions of Toyota car insurance

Toyota car insurance offers comprehensive coverage that includes the following:

Own damage cover

This covers damages caused to the Toyota vehicle due to accidents, natural calamities, fire, riots, and theft.

Third-party liability cover

This covers legal liabilities that arise due to damage caused to the third person's property or injury/death of the third party.

Personal accident cover

Toyota insurance provides personal accident coverage for the owner/driver and passengers in the vehicle. It also covers accidental death or permanent disability.

Exclusions of Toyota car insurance

The car insurance does not cover the following:

  • Damages while driving under the influence of alcohol or drugs.
  • Damages due to wear and tear of the vehicle.
  • Damages due to mechanical or electrical breakdown of the vehicle.

Add-on covers on Toyota car insurance

You can avail the following add-on covers on your car insurance:

Engine protection cover

Covers the engine of your car against damages caused due to oil leakage, water ingression, and other such factors.

Zero depreciation cover

Covers the cost of repairs or replacement of depreciating parts of the vehicle.

Roadside assistance

Provides you with assistance in case of emergencies like flat tyres, battery jump-start, fuel run-out, and towing.

Step-by-step guide to buy car insurance

Follow the below steps to buy car insurance on Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the car insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.

Step 7: Enter vehicle owner’s name, date of birth, residential address, and contact number. Also, enter vehicle engine and chassis number (as per the RC) and previous policy details.

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

Renewal process of Toyota car insurance

You can renew the Toyota car insurance through following steps:

  • Visit the insurance provider’s website.
  • Enter the policy details and your personal details.
  • Click on link after selecting the policy renewal option.
  • Make the payment through any of your preferred online payment modes.

Toyota insurance provides comprehensive coverage for Toyota car owners and their vehicles. Compare and buy car insurance plans online to drive safe and secured on the Indian roads.

Frequently asked questions

What are the benefits of Toyota car insurance?

Toyota car insurance offers several benefits, one such is the plan gives comprehensive coverage. You get coverage for damages caused to your own vehicle as well as to third party. You also get personal accident cover up to Rs. 15 lakh. Apart from these, you can also avail add-on covers that fits your requirement, giving you complete security.

Is third-party car insurance sufficient for my Toyota car?

Third-party car insurance only covers damage to other vehicles or property in an accident caused by you. If you want comprehensive coverage for your Toyota vehicle, you should consider purchasing fully comprehensive car insurance. This provides coverage for damage to your vehicle, as well as other vehicles and property, and may include add-ons like roadside assistance.

How long does it take to renew a Toyota car insurance?

The process of renewing Toyota car insurance varies depending on the insurance provider, but generally it can take anywhere from a few minutes to a few days. It's recommended that you contact your insurance provider ahead of time to confirm the amount of time it will take to renew your policy.

How can I renew my Toyota car insurance online?

You can renew the Toyota car insurance online without any hassle. You simply need to visit your insurance provider’s website and enter your policy details. You can look for plans for an upgrade if required or select the same plan and make the payment. Upon successful payment, your policy will get renewed immediately. You will receive the policy documents on your registered email ID.

How can I check Toyota Fortuner insurance price?

You can visit the Bajaj Finance Insurance Mall and check the car insurance plans to enquire about the Toyota Fortuner insurance price.

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