Toyota Camry Car Insurance

Discover all you need to know about Toyota Camry car insurance, including insurance costs, coverage types, and how to choose the best policy for your needs.
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3 min
25-January-2025

The Toyota Camry is one of the most popular midsize sedans, known for its reliability, comfort, and advanced features. As a proud owner of the vehicle, protecting it with the right car insurance is essential. Toyota Camry car insurance not only covers damages and repairs but also provides peace of mind on the road.

What is Toyota Camry car insurance?

Toyota Camry car insurance is a policy specifically designed to cover your vehicle against various risks such as accidents, theft, natural disasters, and third-party liabilities. It offers financial protection by covering the costs of repairs, medical expenses, and legal liabilities arising from accidents involving your Camry.

Why choose Toyota Camry car insurance?

Choosing Toyota Camry car insurance ensures that your vehicle is protected under a policy tailored to its specific needs. With the right insurance, you can benefit from:

  • Financial protection: Covers repair or replacement costs in case of accidents, theft, or damage.
  • Legal liability: Protects you from third-party claims arising from accidents.
  • Comprehensive coverage: Offers protection against a wide range of risks.
  • Peace of mind: Provides financial security and reduces worries.

Types of Toyota Camry car insurance policies

There are different types of car insurance policies available for the Toyota Camry, catering to various needs and preferences. Below is a summary of the key types:

Insurance type Coverage details
Third-party liability Covers damages to third-party vehicles and property. Does not cover your Camry.
Own damage insurance Covers damages to your own vehicle due to accidents.
Comprehensive insurance Covers both third-party liabilities and damages to your Camry, including theft and natural disasters.
Personal accident cover Provides coverage for the driver/owner in case of accidents.

 

Toyota Camry car models and insurance price

For an estimated third-party premium cost on your Toyota Camry car insurance, consult the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.

Toyota Camry Variant Third-Party Premium Rates (FY 23-24)  
Camry 2.5 Hybrid Rs. 7,897* Get Quote



Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key features and benefits of Toyota Camry car insurance

When you opt for Toyota Camry car insurance, you get access to a range of features and benefits that enhance your coverage experience:

  • Comprehensive coverage: Protects against a wide range of potential risks, including accidents, theft, and natural disasters.
  • Cashless repairs: Enjoy cashless repair services at network garages across the country.
  • Add-on covers: Enhance your policy with add-ons like zero depreciation, engine protection, and roadside assistance.
  • No Claim Bonus (NCB): Reward for not making any claims during the policy period, reducing your premium on renewal.
  • 24/7 customer support: Access to customer support services for any queries or assistance with claims.

Read more:- Car Insurance Plans

Car insurance claim process

Cashless claim process:

A cashless car insurance process simplifies the repair of your Toyota Camry car by eliminating the need for upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Inform your insurance company about the accident or incident through phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, particularly if it involves accidents, theft, or fire. File an FIR if required.
  • Take photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Find the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.Top of Form

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Toyota Camry car insurance is an essential investment that offers comprehensive protection for your vehicle. Whether you own a 2010, 2014, or 2019 model, the right insurance policy will safeguard you from financial burdens related to accidents, theft, and other unforeseen events. Make sure to regularly review and renew your policy to keep enjoying uninterrupted coverage and benefits.

Frequently asked questions

What does comprehensive car insurance cover for Toyota Camry?
Comprehensive car insurance for Toyota Camry covers both third-party liabilities and damages to your own vehicle, including accidents, theft, natural disasters, and more.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount on your car insurance premium awarded for each claim-free year. It can significantly reduce your premium over time.

Is roadside assistance included in the policy for Toyota Camry?
Yes, many Toyota Camry insurance policies offer roadside assistance as an add-on feature, providing support in case of breakdowns or emergencies.

How do I make a claim if my car is stolen for Toyota Camry?
If your Toyota Camry is stolen, report the theft to the police and obtain an FIR. Then, notify your insurance provider and submit a claim with the necessary documents, including the FIR and vehicle registration certificate.

How is the premium for car insurance calculated?
The premium for Toyota Camry car insurance is calculated based on factors such as the car's model, age, location, coverage type, add-ons, and the driver’s profile, including driving history and claims record.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler above 1,500 CC. Premium may vary based on the specification of the vehicle.

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