Tata Tiago Car Insurance

Protect your Tata Tiago with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
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3 mins
11-Jan-2024

Securing the right insurance for your Tata Tiago is crucial to safeguard your investment and enjoy a worry-free driving experience. In this comprehensive guide, we will delve into the various aspects of Tata Tiago car insurance, covering key topics such as insurance cost, benefits, considerations, and coverage details.

What is the Tata Tiago car insurance?

Tata Tiago car insurance is a financial safeguard that protects you and your vehicle from unforeseen events, ensuring financial assistance in case of accidents, theft, or damage. It is a mandatory requirement for all car owners in India as per the Motor Vehicles Act, of 1988. Tata Tiago owners have the option to choose from different types of car insurance policies, including third-party liability insurance and comprehensive insurance.

Benefits of online car insurance for Tata Tiago

Opting for online car insurance for your Tata Tiago comes with several advantages. Here are some key benefits:

  • Convenience: Purchasing car insurance online is a hassle-free process that can be completed from the comfort of your home. Online platforms offer easy navigation, allowing you to compare quotes, customise coverage, and make secure payments effortlessly.
  • Cost-effective: Online insurance policies often come with lower premiums compared to traditional offline options. Insurance companies may provide discounts for online purchases, making it a cost-effective choice for Tata Tiago owners.
  • Instant coverage: When you buy car insurance online, you can enjoy instant coverage. This is particularly beneficial if you need immediate protection for your Tata Tiago, such as when renewing an existing policy or purchasing a new one.
  • Access to information: Online platforms provide comprehensive information about different insurance policies, coverage options, and terms and conditions. This empowers Tata Tiago owners to make informed decisions based on their specific needs.

Tata Tiago models and insurance premiums

Here’s a comparison table highlighting insurance prices for different Tata Tiago car variants:

Tata Tiago Variants

Min. Third-Party Insurance Premiums

 

Tiago XE

3,416*

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Tiago XT (O)

3,416*

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Tiago XZ

3,416*

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Tiago XTA

3,416*

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Tiago XZ Plus

3,416*

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Tiago XZ Plus Dual Tone

3,416*

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Tiago XZA

3,416*

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Tiago XZA Plus

3,416*

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Tiago XZA Plus Dual Tone

3,416*

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How to buy insurance for Tata Tiago from Bajaj Finance Insurance Mall?

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Tata Tiago car. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Things to remember when buying a car insurance policy for the Tata Tiago

Before purchasing car insurance for your Tata Tiago, consider the following factors to make an informed decision:

  • Coverage needs
    Assess your coverage requirements based on factors such as the car's age, usage, and your budget. Choose between third-party liability insurance and comprehensive insurance based on your needs.
  • Policy exclusions
    Understand the exclusions of the insurance policy. Be aware of situations or events that may not be covered, ensuring you are prepared for any potential gaps in coverage.
  • Claim process
    Familiarise yourself with the insurance company's claim process. A smooth and efficient claims process is crucial in times of need. Check customer reviews to gauge the insurer's reputation for claim settlements.
  • Add-ons
    Explore additional coverage options or add-ons that can enhance your Tata Tiago insurance policy. Common add-ons include zero depreciation cover, roadside assistance, and engine protection.

What is covered under Tata Tiago car insurance?

Tata Tiago car insurance typically includes coverage for the following:

  • Third-party liability
    Mandatory as per the Motor Vehicles Act, this coverage protects you against legal liabilities arising from injury or damage caused to third parties.
  • Own damage cover
    This covers damages to your Tata Tiago due to accidents, natural disasters, theft, or vandalism.
  • Personal accident cover
    Provides financial assistance in case of accidental injury or death of the insured or passengers.
  • Add-on coverages
    Optional add-ons may include zero depreciation cover, engine protection cover, consumables cover, and more.

What is not covered under Tata Tiago car insurance?

While Tata Tiago car insurance offers comprehensive coverage, certain events or circumstances may be excluded. Common exclusions include:

  • Drunk driving
    Accidents that occur while the driver is under the influence of alcohol or drugs may not be covered.
  • Negligence
    Damages resulting from negligence, such as inadequate maintenance or failure to follow traffic rules, may not be covered.
  • Illegal activities
    Accidents that occur while the car is being used for illegal activities may not be covered by the insurance policy.
  • Wear and tear
    Regular wear and tear of the vehicle are typically not covered under the standard insurance policy.

Choosing the right insurance for your Tata Tiago is a crucial aspect of responsible car ownership. Understanding the insurance costs, coverage options, and additional considerations ensures that you make an informed decision that aligns with your needs. Whether you opt for third-party liability insurance or comprehensive coverage, the goal is to provide financial protection and peace of mind while driving your Tata Tiago on the roads of India. Stay informed, compare quotes, and prioritise the safety of your Tata Tiago with the right car insurance coverage.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.