Tata Punch Car Insurance

Protect your Tata Punch with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
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Know More About Tata Punch Car Insurance
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3 mins
11-Jan-2024

With comprehensive car insurance, you can protect yourself from threats like accidents, theft, and damages due to natural disasters. Tata Punch car insurance offers extensive coverage for your car, ensuring that you can drive on the road without any worry of liabilities. This article will shed light on the importance of Tata Punch car insurance and the coverage it provides. Read on to find out more.

What is Tata Punch car insurance?

Tata Punch car insurance is a comprehensive insurance policy. It offers extensive coverage against accidents, theft, and damages from natural disasters. This insurance safeguards the vehicle owner from financial liabilities, providing coverage for repair or replacement costs in the event of an accident. It also includes protection against theft and compensating the owner for the vehicle's value.

Additionally, Tata Punch car insurance often encompasses liability coverage, protecting against third-party property damage or injury claims. With options for add-ons like personal accident cover and roadside assistance, Tata Punch car insurance ensures peace of mind for drivers, legal compliance, and potential benefits for resale value.

Tata Punch model variants and insurance prices

Insurance prices for different Tata Punch models may vary based on factors such as the model variant, geographical location, and insurer. Here’s a comparison table highlighting insurance prices for select Tata Punch car models:

Tata Punch Variant

Min. Third-Party Premium

 

Punch Pure (Manual)

3,416*

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Punch Pure Rhythm (Manual)

3,416*

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Punch Adventure (Manual)

3,416*

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Punch Adventure Rhythm (Manual)

3,416*

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Punch Adventure AMT (Automatic)

3,416*

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Punch Accomplished (Manual)

3,416*

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Punch Adventure AMT Rhythm (Automatic)

3,416*

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Punch Accomplished Dazzle (Manual)

3,416*

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Punch Accomplished AMT (Automatic)

3,416*

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Punch Creative (Manual)

3,416*

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Punch Creative DT (Manual)

3,416*

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Punch Accomplished AMT Dazzle (Automatic)

3,416*

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Punch Creative Kaziranga Edition (Manual)

3,416*

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Punch Creative IRA (Manual)

3,416*

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Punch Creative IRA DT (Manual)

3,416*

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Punch Kaziranga Edition IRA (Manual)

3,416*

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Punch Creative AMT (Automatic)

3,416*

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Punch Creative AMT DT (Automatic)

3,416*

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Punch Creative Kaziranga Edition AMT (Automatic)

3,416*

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Punch Creative AMT IRA (Automatic)

3,416*

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Punch Creative AMT IRA DT (Automatic)

3,416*

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Punch Kaziranga Edition AMT IRA (Automatic)

3,416*

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Benefits of buying car insurance online for Tata Punch

Given below are the key benefits of buying Tata Punch car insurance online:

Convenience

Purchasing Tata Punch car insurance online offers unparalleled convenience, allowing you to browse, compare, and buy policies from the comfort of your home at any time.

Instant quotes

Online platforms provide instant insurance quotes, enabling quick decision-making based on your budget and coverage preferences.

Effortless comparison

Online tools facilitate easy comparison between various insurance providers, ensuring you choose the most suitable coverage and cost for your Tata Punch.

Paperless process

The online purchase eliminates the need for extensive paperwork, streamlining the entire insurance process and reducing environmental impact.

Secure transactions

Reputable online platforms ensure secure payment gateways, protecting your financial information during the transaction.

Access to information

Online platforms provide detailed information about policy features, terms, and conditions, empowering you with the knowledge to make informed decisions.

Immediate coverage

Upon successful payment, you can receive instant proof of insurance coverage, allowing you to hit the road with confidence.

Things to remember when buying Tata Punch car insurance

Coverage needs

Assess your coverage requirements based on the model, usage, and individual needs of your Tata Punch.

Compare policies

Research and compare insurance plans from different providers to find the one that offers the best coverage and value for your Tata Punch.

Policy inclusions

Check for comprehensive coverage, including protection against accidents, theft, natural disasters, and third-party liabilities.

Add-ons

Consider optional add-ons such as zero depreciation or roadside assistance to enhance your Tata Punch insurance coverage.

Online purchase

Explore online platforms for convenience, instant quotes, and potential discounts when buying Tata Punch car insurance.

Policy terms

Read and understand the terms, conditions, and exclusions of the chosen policy for clarity on coverage.

How to buy insurance for Tata Punch from Bajaj Finance Insurance Mall?

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Tata Punch car. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Inclusions and exclusions of Tata Punch car insurance

You must always carefully analyse the coverage for a motor insurance policy before buying it. There are multiple inclusions and exclusions under a Tata Punch car insurance plan. Given below are a few common inclusions and exclusions:

Inclusions:

Accident coverage

Protection for damages resulting from accidents, covering repair or replacement costs.

Theft protection

Compensation for the Tata Punch's value in case of theft.

Natural disaster damages

Coverage against damages caused by floods, earthquakes, storms, and other environmental factors.

Liability coverage

Safeguard against third-party property damage or injury claims.

Personal accident cover

Financial assistance for injuries or death to the owner/driver.

Add-on options

Customisable features like zero depreciation, engine protection, and roadside assistance.

Exclusions:

Wear and tear

Normal wear and tear of the Tata Punch components.

Consequential loss

Damages resulting indirectly from the initial incident.

Intentional damage

Damages caused intentionally or due to illegal activities.

Unapproved modifications

Damages resulting from modifications not approved by the manufacturer or insurer.

Driving under the influence

Incidents occur while the driver is under the influence of alcohol or drugs.

Unlicensed driver

When a person without a licence drives a vehicle and causes damage to it.

Tata Punch car insurance is a must-have for all owners of the new urban SUV. This compact, well-built automobile boasts impressive features and superior performance, but it also has substantial insurance requirements. With Tata Punch car insurance, owners can benefit from comprehensive coverage, including protection against damage from accidents, theft, and natural disasters. The insurance policy also offers an array of add-ons, such as zero depreciation and engine protection, to ensure even greater protection and peace of mind.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.