Pradhan Mantri Matru Vandana Yojana (PMMVY)

Read on to know the objectives, benefits, coverage, exclusions, eligibility and application process for PMMVY.
Explore Plans
Check Our Health Insurance Plans
Get Quote
3 min
21-October-2024

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit program, a flagship scheme of the Ministry of Women and Child Development, Government of India, and is centrally sponsored. It was launched on 1st January 2017. This scheme, in accordance with Section 4 of the National Food Security Act (NFSA) of 2013, aims to provide financial assistance to pregnant and lactating mothers. Maternity benefits are offered to women for their first two living children, provided the second child is a girl. The primary objectives are to enhance maternal and child health and nutrition, and to offer compensation for any wage loss that may occur during this crucial phase of motherhood.

For the first child, a maternity benefit of Rs. 5,000 is given in two installments under PMMVY, and the beneficiary is also eligible for a cash incentive under the Janani Suraksha Yojana (JSY) after institutional delivery, totaling an average of Rs. 6,000. For the second child, a benefit of Rs. 6,000 is provided in one installment after the birth, only if the child is a girl. This program is a vital step towards ensuring the well-being of mothers and their children across the nation, emphasizing the benefits of health insurance in the country.

Details of PMMVY

Given below is a brief overview of the scheme:

Aspect

Description

PMMVY full form

Pradhan Mantri Matru Vandana Yojana

Objective

To provide financial assistance to pregnant women and lactating mothers

Eligibility

Pregnant and lactating women, excluding those in regular employment with the government

Benefits

A cash incentive of Rs. 5,000

Application process

Apply through Anganwadi Centers or approved health facilities


The PMMVY scheme aims to improve the health and nutrition status of pregnant women and lactating mothers by providing financial incentives.

Objectives of PMMVY

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is designed with several key objectives in mind.

  • It aims to provide a cash incentive to partially compensate for the wage loss experienced by pregnant women, allowing them to take adequate rest before and after the delivery of their first child. This initiative is crucial for promoting the health and well-being of both the mother and the newborn.
  • The PMMVY seeks to encourage health-seeking behaviour among pregnant women and lactating mothers by offering a maternity benefit of Rs. 5,000, which is directly deposited into the beneficiary's bank or post office account linked to her Aadhaar through the Direct Benefit Transfer (DBT) mode. After an institutional delivery, the remaining cash incentive is provided as per approved norms under the Janani Suraksha Yojana (JSY), ensuring that, on average, a woman receives Rs. 6,000.

Additionally, the scheme aims to cover women from socially, economically disadvantaged, and marginalized sections of society, ensuring that they have access to these essential benefits. With the introduction of PMMVY 2.0 under the 'Mission Shakti' guidelines effective from April 1, 2022, the scheme now also seeks to promote positive behavioural change towards the girl child. For the second child, if it is a girl, an additional cash incentive of Rs. 6,000 is provided in one instalment post-birth, which aims to improve the sex ratio at birth by discouraging female foeticide.

Finally, in cases of miscarriage or stillbirth, the beneficiary will be treated as a fresh beneficiary in the event of any future pregnancy, ensuring that they continue to receive the necessary support and benefits.

Benefits under PMMVY

PMMVY beneficiary list is collated considering multiple benefits that the scheme aims to provide. The Pradhan Mantri Matru Vandana Yojana (PMMVY) offers several benefits to eligible women, aimed at promoting maternal and child health and well-being PMMVY beneficiary registration is an essential process to ensure that eligible women can access these benefits.

1. Cash incentive:

Eligible women receive a cash incentive of Rs. 5000 for the first child, provided in two installments, and Rs. 6000 for the second child, subject to the condition that the second child is a girl. This amount is provided in one installment after the birth of the second girl child.

2. Health and nutrition support:

Under the Pradhan Mantri Matru Vandana Yojana (PMMVY), pregnant and lactating mothers receive financial assistance to support their health and nutrition. This helps ensure access to essential nutrients, promoting maternal and infant well-being.

3. Promoting institutional deliveries:

PMMVY encourages pregnant women to opt for institutional deliveries by providing financial incentives. This reduces maternal and infant mortality rates by ensuring professional medical care and a safer birthing environment.

4. Timely vaccinations:

The scheme emphasizes timely vaccinations for both mothers and infants, supporting immunity development. By promoting vaccination schedules, it reduces the risk of preventable diseases for newborns and their mothers.

5. Mandatory registration:

To avail benefits for the second child, registration during pregnancy is mandatory.

6. DBT enabled account:

The beneficiary will receive the benefits in a Direct Benefit Transfer (DBT) enabled account via the Public Financial Management System (PFMS) integration. The Aadhaar Lookup Service of the National Payments Corporation of India (NPCI) is being integrated to ensure Aadhaar Enabled Based Payment.

7. Miscarriage/still birth:

In case of miscarriage or stillbirth, the beneficiary will be treated as a fresh beneficiary in the event of any future pregnancy.

8. Application period:

Eligible beneficiaries can apply for the benefit under the PMMVY scheme within 270 days from the child's birth.

9. Multiple births:

If a beneficiary delivers twins, triplets, or quadruplets in her second pregnancy, with one or more children being girls, she will receive an incentive for the second girl child as per the PMMVY 2.0 norm.

These benefits are designed to support and encourage women to take care of their health during pregnancy and after childbirth, as well as to promote the well-being of their children.

Also read: Pradhan Mantri Vaya Vandana Yojana

Eligibility criteria for Pradhan Mantri Matru Vandana Yojana

Scheme aims to cover women belonging to socially, economically disadvantaged, and marginalised sections of society. Any of the following eligibility criteria is required to avail the benefit of PMMVY:

  • The applicant must be 19 years or older at the time of first pregnancy
  • Women must be a resident of India
  • Women belonging to scheduled castes and scheduled tribes
  • Women who are partially (40%) or fully disabled (Divyang Jan)
  • Women holder of BPL ration Card
  • Women Beneficiaries under Pradhan Mantri Jan Aarogya Yojana (PMJAY) under Ayushman Bharat.
  • Women holding E-shram card
  • Women farmers who are beneficiaries under Kisan Samman Nidhi
  • Women holding MGNREGA Job Card
  • Women whose net family income is less than Rs. 8 lakh per annum
  • Pregnant and Lactating AWWs/ AWHs/ ASHAs
  • Women holding Ration Card under NFSA Act 2013
  • Any other category as may be prescribed by the Central Government

Read more: How to Apply for Ayushman Bharat Yojana?

What is covered under PMMVY?

The following benefits are covered under the Pradhan Mantri Matru Vandana Yojana (PMMVY):

  • Financial assistance: Rs. 5,000 is provided in installments to pregnant and lactating mothers for their first live birth to support their health and nutrition needs.
  • Antenatal care: Support for prenatal check-ups and healthcare during pregnancy.
  • Institutional deliveries: Financial incentives to encourage deliveries in hospitals or health facilities.
  • Vaccination support: Promotion of timely vaccinations for mothers and newborns to prevent diseases.

What is not covered under PMMVY?

Given below are the exclusions under the Pradhan Mantri Matru Vandana Yojana (PMMVY):

  • The beneficiary's husband's Aadhaar is not mandatory for availing the benefits under the scheme.
  • The scheme is only applicable for the first live birth of a woman. Subsequent pregnancies are not eligible for benefits.
  • Pregnant women and lactating mothers in regular employment with the Central Government, State Government, or Public Sector Undertakings, or those receiving similar benefits under any existing law, are not entitled to benefits under PMMVY.
  • The scheme does not extend benefits to women who adopt children, as it is specifically designed for biological mothers.
  • While there is no specific income limit, the scheme is primarily intended for women from lower income brackets, and those with higher incomes may not be the main focus.
  • Women who fail to complete the required health check-ups or neglect to register for the scheme may forfeit the benefits.

How to apply for PMMVY

You can follow the steps given below for PMMVY registration to apply for the Pradhan Mantri Matru Vandana Yojana and access the scheme's benefits:

Step 1: You can visit the htpps://pmmvy.nic.in portal for self-beneficiary registration

Step 2: Beneficiary can also contact nearest Anganwadi worker or ASHA worker for registration on the portal

Step 3: As the payment is Aadhar based payment so Name of beneficiary in Aadhar and Bank account should be same and bank account should be linked with Aadhar

Step 4: Before registration on the portal beneficiary should have the following information:

  • Name of beneficiary
  • Aadhar Number
  • Mobile number
  • Address
  • LMP date
  • ANC date
  • Eligibility criteria (Copy also)
  • Childbirth date

Conclusively, to apply online for PMMVY scheme, visit the official PMMVY website or use the National Health Portal. Complete the application form and submit the required documents to access benefits.

Read more: Difference Between ABHA Card and Ayushman Card

Pro Tip

Avail hospitalisation and treatment benefits with health insurance plans starting at just Rs. 15*/day.

health-insurance-banner

Documents required to enrol for PMMVY

Given below is the list of documents required for PMMVY registration online to enroll in the Pradhan Mantri Matru Vandana Yojana:

First instalment:

  • MCP (Mother and Child Protection) card
  • Aadhar card
  • One of the prescribed eligibility certificates
  • LMP (Last Menstrual Period) date and ANC date

Second instalment:

  • Childbirth certificate
  • Aadhar card
  • Child has completed first cycle of immunisation (14 weeks)

Third instalment:

  • Form 1C
  • MCP card
  • Aadhaar card
  • Child
  • Birth registration certificate

How to check PMMVY status by Aadhar card number?

To PMMVY check status by Aadhar card number, visit the official PMMVY portal or use the Janani Suraksha Yojana website. Enter your Aadhar card number, along with other required details, to track the application status and confirm benefit disbursement.

Steps to check PMMVY payment status

You can check the PMMVY beneficiary payment status online to see which installments you have received by following these steps:

  • Step 1: Visit the official Public Financial Management System website (pfms.nic.in/).
  • Step 2: Click on the ‘Know Your Payment’ option under the ‘Payment Status’ section.
  • Step 3: Enter your bank name, account number, and word verification.
  • Step 4: Click on ‘Send OTP on Registered Mobile No.’ to view your PMMVY payment status.

The PMMVY scheme payment details, including the number of installments claimed, will be displayed.

How to download PMMVY scheme card online?

There is no need to download a separate PMMVY card, as the beneficiary can use the unique ID mentioned on their Mother and Child Protection (MCP) card. The MCP card records various details and check-ups related to pregnancy and can be used to educate families about the importance of institutional deliveries. It also serves as an identification proof. The MCP card features positive images that help the mother and her family understand the nutritional requirements and developmental milestones of a child.

Pradhan Mantri Matru Vandana Yojana (PMMVY) helpline number

For all PMMVY scheme details, it is advisable to directly contact the government authorities. You can contact the concerned authorities with any queries related to PMMVY through:

Helpline number

011-23382393

Address

Ministry of Women and Child Development, Government of India Shastri Bhawan, New Delhi


You may verify the status of the Pradhan Mantri Matru Vandana Yojana using the PMMVY beneficiary registration details, such as the PAN or Aadhaar card. Alternatively, access the PMMVY scheme web portal using valid credentials to check the PMMVY status.

Frequently asked questions

What is Pradhan Mantri Matru Vandana Yojana?

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a government-run maternity benefit program launched by the Ministry of Women and Child Development in 2017. The scheme aims to provide financial assistance to pregnant women and lactating mothers.

Who is eligible for PMMVY benefits?

Pregnant women and lactating mothers (up to 6 months after delivery) with an institutional delivery who are over 18 years of age and have completed their first trimester of pregnancy are eligible for the PMMVY scheme benefits. The eligible women should also be citizens of India and their family should not have monthly income higher than Rs. 12,000.

How do I avail of PMMVY benefits?

The eligible women can avail of the PMMVY benefits by registering themselves at an Anganwadi centre or a approved healthcare facility. After the registration, the beneficiary has to provide her bank account details and Aadhaar card information. The bank account must be in the name of the beneficiary and must be linked to the Aadhaar card.

Who is eligible for PMMVY scheme eligibility?

Eligibility for the PMMVY scheme includes pregnant and lactating women who are expecting their first child. They must not be in regular employment with the central or state government or any public sector undertaking.

How can I check my PMMVY status online?

To check your PMMVY status online, visit the official PMMVY website and navigate to the ‘Check Status’ section. Enter the required details such as your registration number or Aadhaar number and submit the form. The portal will then display your PMMVY application status, providing information on whether your application has been processed and approved.

What is the total amount of PMMVY?

The total amount provided under the Pradhan Mantri Matru Vandana Yojana (PMMVY) is Rs. 5,000 for the first child, with an additional cash incentive under the Janani Suraksha Yojana (JSY), averaging Rs. 6,000.

How to login to PMMVY?

To log in to PMMVY, visit the official PMMVY website, enter your registered mobile number or email, password, and CAPTCHA code, then click on the login button.

When was PMMVY established?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) was established on January 1, 2017.

When will you receive PMMVY benefits?

Under the Pradhan Mantri Matru Vandana Yojana (PMMVY), benefits are disbursed in three installments during different stages of pregnancy. The first installment is provided upon early pregnancy registration, the second after the completion of at least one antenatal check-up, and the third after the birth registration and the first cycle of immunisation.

What are the benefits of PMMVY for pregnant women?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) provides financial assistance of Rs. 5,000 to pregnant and lactating women. This helps support their health and nutrition, encouraging institutional deliveries, timely vaccinations, and postnatal care, ultimately improving maternal and child health.

How to track your PMMVY application status?

To track your PMMVY application status, visit the official PMMVY web portal and enter your application ID or Aadhar number. You can also check the status via the mobile app by providing the necessary details.

How can you check PMMVY status by Aadhar?

To PMMVY check status by Aadhar, visit the PMMVY portal and enter your Aadhar number along with other required details. This will help you track your application status and confirm the disbursement of benefits.

Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.