Bajaj Allianz General Insurance– Mobile Charger Insurance at Rs. 197
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 5,000, premium Rs. 197
Get coverage up to Rs. 5,000 against any damage or loss caused to your mobile charger.
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Breakdown cover
The policy covers any loss or damage caused from electrical or mechanical failure of your mobile charger.
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Coverage against fire and perils
Get coverage against loss or damage caused due to fire, lightning, explosion, riots, strikes, or impacts. Also, natural disasters like earthquakes, etc.
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End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Mobile Charger Insurance. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Mobile charger not older than 30 days
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number. Press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Mobile Charger Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 5,000 |
| Premium including GST (in Rs.) | 197 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Mobile Charger Insurance:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Fire and special perils | Cover against loss or damage from fire and special perils as specified in the policy document |
| Breakdown cover | Cover against loss of mobile charger due to mechanical or electrical failure |
| Burglary and robbery | Cover against loss of mobile charger due to actual robbery or burglary at insured premises |
| Accidental damage | Cover against accidental damage to the mobile charger while in owner’s custody |
| Key exclusions | Description |
|---|---|
| Pollution | Damage due to pollution and contamination |
| Terrorism | Damage and loss due to terrorist activity |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Mobile Charger Insurance by email or phone:
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Insurer’s email address
Write to the insurer at customercare@bajajallianz.co.in and share your policy document.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-1021 and claim the benefits.
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Documents required to claim
To claim the benefits of Mobile Charger Insurance, you need to present the following documents:
1. FIR in case of theft or burglary
2. Invoice of your lost/damaged gadget
3. Document supporting the loss like a photograph or evidence -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Mobile Charger Insurance gives coverage against any damage or loss caused to your mobile charger. You get up to Rs. 5,000. Covers damages or losses caused from electrical or mechanical breakdown. Also, covers damages or losses caused due to fire, lightning, explosion, or natural disasters.
Mobile Charger Insurance comes at an annual premium of Rs. 197 and gives a coverage up to Rs. 5,000.
Policyholders can contact the insurer by writing to them via email at customercare@bajajallianz.co.in or calling them direct on the toll-free number 1800-209-1021.
Any individual of 18 years and above can buy the plan. You must buy the plan within 30 days of mobile charger purchase.
Yes, the plan has following deductibles on the plan.
1. Deduction of first 5% on each claim amount. A minimum of Rs. 1,000 applicable for a coverage up to Rs. 20,000.
2. Deduction of first 5% on each claim amount. A minimum of Rs. 2,000 applicable for a coverage above Rs. 20,000 and up to Rs. 50,000.
