Mercedes Car Insurance

The name Mercedes is synonymous with luxury, innovation, and performance in the automotive world. Renowned for its timeless design, cutting-edge technology, and unmatched driving experience, Mercedes cars embody the pinnacle of automotive excellence. From elegant sedans to powerful SUVs and exhilarating sports cars, Mercedes offers a diverse lineup that caters to the tastes of luxury car enthusiasts worldwide. An adequate car insurance coverage is essential to protect your Mercedes Cars from unexpected mishaps on the road. This article will provide you with comprehensive information regarding car insurance policies for your Mercedes Cars that safeguard your vehicle and peace of mind.

Mercedes car models and insurance prices

For an estimated third-party premium cost on your Mercedes Car insurance, check the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.

Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key inclusions of car insurance

Here are some of the key components included in car insurance policies:

• Accidents: Car insurance provides coverage for damages incurred by unforeseen accidents involving your Mercedes Car.
• Theft: If your car is stolen, insurance coverage extends up to the insured declared value mentioned in the policy.
• Natural and man-made disasters: Your car insurance offers protection against both natural calamities such as fire and earthquakes, as well as man-made incidents like vandalism or acts of terrorism.
• Personal accident: Coverage of up to Rs. 15 lakh is provided for the death or disability of the owner-driver resulting from an accident.
• Third-party liabilities: Insurance provides protection for third parties in case of injury, disability, or death caused by your vehicle.

Key exclusions of car insurance

Here are some of the main exclusions of car insurance policies:

• Normal wear and tear as well as vehicle depreciation are not covered.
• Damages resulting from mechanical or electrical breakdown are excluded.
• Any damages caused while driving under the influence of drugs or alcohol are not covered.
• Damages incurred while driving without a valid driving license are excluded.
• Damages occurring outside the geographical limits specified in the policy are not covered.

Car insurance add-ons you can consider

Additional coverage options, known as add-ons, can be purchased alongside a comprehensive car insurance policy for your BMW vehicle. Here are some available add-ons:

• Zero Depreciation Cover: Ensures full reimbursement without factoring in depreciation during claim settlements.
• Engine protection cover: Provides coverage for repair or replacement of the engine in case of damages due to accidents or water ingress.
• Roadside assistance: Offers aid in emergencies like breakdowns, flat tires, fuel shortages, or towing services.
• Return to invoice: Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
• Personal accident cover: Extends coverage to passengers, providing financial protection in accidents resulting in death or disability.
• No-Claim Bonus protection: Safeguards your accumulated no-claim bonus, retaining the discount on your premium even after making a claim.
• Consumables cover: Covers the cost of consumable items like engine oil, coolant, nuts, bolts, during repairs.
• Key replacement cover: Provides coverage for the replacement cost of lost or stolen car keys, including locksmith chares.
• Invoice price cover: Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

How to buy/renew Mercedes Car insurance through Bajaj Finance Insurance Mall

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Mercedes Car. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Step 8

That’s it. You have successfully secured your Mercedes Car with a car insurance policy.