Maruti Suzuki XL6 Car Insurance

Explore the complete guide on Maruti Suzuki XL6 car insurance, covering types of policies, key features, benefits, buying process, renewal, and claim procedures.
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3 min
05-August-2024
The Maruti Suzuki XL6 is a popular choice for families and groups seeking a spacious and versatile MPV. Protecting this valuable asset with comprehensive car insurance is essential. This guide provides a detailed overview of Maruti Suzuki XL6 car insurance, including policy types, benefits, and the claims process.

What is Maruti Suzuki XL6 car insurance?

Maruti Suzuki XL6 car insurance provides financial protection against damages, theft, and third-party liabilities. It covers repair costs, medical expenses, and legal fees in case of accidents. Insurance policies for the XL6 can range from basic third-party coverage to comprehensive plans that offer extensive protection.

Why choose Maruti Suzuki XL6 car insurance?

Choosing the right car insurance for your Maruti Suzuki XL6 is essential for several reasons:

  • Comprehensive coverage: Protects against a wide range of risks including theft, accidents, and natural calamities.
  • Third-party liability: Covers legal liabilities arising from damage or injury to third parties.
  • Peace of mind: Provides financial security and reduces stress in case of accidents or damage.
  • Additional benefits: Includes perks like roadside assistance, cashless repairs, and more.

Types of Maruti Suzuki XL6 car insurance policies

Different types of car insurance policies are available for the Maruti Suzuki XL6, each offering varying levels of coverage:

Insurance typeCoverage details
Third-party liabilityCovers damages to third-party property and injuries to third parties.
Comprehensive insuranceIncludes third-party liability plus own damage, theft, natural calamities, and man-made disasters.
Standalone own damageCovers damages to your vehicle only, excluding third-party liabilities.
Zero depreciationCovers the full cost of repairs without factoring in depreciation.
Personal accident coverProvides compensation in case of injury or death


Maruti Suzuki XL6 car models and insurance price

Car insurance premiums vary based on different factors. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors. or an estimated third-party premium cost on your Maruti Suzuki XL6 car insurance, consult the table below.

Maruti Suzuki XL6 VariantThird-Party Premium Rates (FY 23-24)
XL6 ZetaRs. 3,416*Get Quote
XL6 AlphaRs. 3,416*Get Quote
XL6 Zeta ATRs. 3,416*Get Quote
XL6 Alpha PlusRs. 3,416*Get Quote
XL6 Alpha Plus Dual ToneRs. 3,416*Get Quote
XL6 Alpha ATRs. 3,416*Get Quote
XL6 Alpha Plus ATRs. 3,416*Get Quote
XL6 Alpha Plus AT Dual ToneRs. 3,416*Get Quote


Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key features and benefits of Maruti Suzuki XL6 car insurance

Maruti Suzuki XL6 car insurance comes with a host of features and benefits:

  • Comprehensive coverage: Protection against a wide range of risks.
  • Cashless repairs: Network garages offering cashless repair services.
  • 24/7 assistance: Round-the-clock roadside assistance.
  • No Claim Bonus (NCB): Discount on premium for claim-free years.
  • Add-on covers: Customizable add-ons like engine protection, return to invoice, and more.

Car insurance add-ons you can consider

Additional coverage options, known as add-ons, can be purchased alongside a comprehensive car insurance policy for your Maruti Suzuki XL6. Here are some of the add-ons available for purchase:

  • Zero depreciation cover: Ensures full reimbursement for repairs without factoring in depreciation during claim settlements.
  • Engine protection cover: Provides coverage for the repair or replacement of the engine in the event of damages caused by accidents or water ingression.
  • Roadside assistance: Offers aid in emergencies such as breakdowns, flat tires, fuel shortages, or towing services.
  • Return to invoice: Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
  • Personal accident cover: Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
  • No-Claim Bonus protection: Safeguards your accumulated no-claim bonus in the event of a claim, allowing you to retain the discount on your premium.
  • Consumables cover: Covers the cost of consumable items such as engine oil, coolant, nuts, bolts, etc., during repairs.
  • Invoice price cover: Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

How to renew Maruti Suzuki XL6 car insurance?

Renewing your Maruti Suzuki XL6 car insurance is essential to maintain continuous coverage:

  • Check policy expiration: Ensure you have the policy renewal date.
  • Gather information: Collect necessary details like policy number, vehicle registration number, and contact information.
  • Compare quotes: Obtain quotes from different insurers to compare premiums and coverage.
  • Renew online: Most insurers offer online renewal options for convenience.
  • Make payment: Complete the payment to renew your policy.

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Securing the right car insurance for your Maruti Suzuki XL6 is crucial for protecting your vehicle and yourself from financial setbacks. Whether it's understanding the types of policies, the benefits they offer, or the process of buying, renewing, or claiming insurance, this guide covers all essential aspects. Stay informed and choose the best insurance plan to enjoy a worry-free driving experience.

Frequently asked questions

What does comprehensive car insurance cover for Maruti Suzuki XL6?
Comprehensive car insurance for the Maruti Suzuki XL6 covers both third-party liabilities and damages to your vehicle from accidents, theft, natural disasters, and man-made calamities.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount on the premium given by the insurer for every claim-free year, rewarding safe driving and reducing your insurance costs.

Is roadside assistance included in the policy for Maruti Suzuki XL6?
Yes, many car insurance policies for the Maruti Suzuki XL6 include roadside assistance, providing help for breakdowns, flat tires, and other emergencies.

How do I make a claim if my car is stolen for Maruti Suzuki XL6?
If your Maruti Suzuki XL6 is stolen, report the theft to the police and obtain a FIR. Notify your insurer, submit the FIR and other documents, and follow the insurer’s instructions for the claim process.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing car insurance policy to a new vehicle. Inform your insurer and provide the new vehicle details to facilitate the transfer.

What documents are required for a claim for Maruti Suzuki XL6?
Documents required for a claim include the claim form, FIR (if applicable), driving license, vehicle registration, and insurance policy document.

How is the premium for car insurance calculated?
The premium for car insurance is calculated based on factors like the car’s make and model, age, location, engine capacity, coverage type, and any add-on covers selected.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler up to 1,500 CC. Premium may vary based on the specification of the vehicle.

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