The Maruti Suzuki Alto K10 is a compact and fuel-efficient hatchback known for its affordability and practicality. It features a peppy 1.0-liter petrol engine that delivers zippy performance, making it ideal for city driving. Car insurance is essential for Maruti Suzuki Alto K10 owners as it provides financial protection against accidents, theft, and damage. It ensures coverage for repairs, replacements, and liability in case of unforeseen events, offering peace of mind and legal compliance.
Maruti Suzuki Alto K10 car models and insurance price
For an estimated third-party premium cost on your Maruti Suzuki Alto K10 car insurance, consult the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.
Maruti Suzuki Alto K10 Variant |
Third-Party Premium Rates (FY 23-24) |
|
Alto K10 STD |
Rs. 2,094* |
|
Alto K10 LXi |
Rs. 2,094* |
|
Alto K10 VXi |
Rs. 2,094* |
|
Alto K10 VXi Plus |
Rs. 2,094* |
|
Alto K10 LXi S-CNG |
Rs. 2,094* |
|
Alto K10 VXi AGS |
Rs. 2,094* |
|
Alto K10 VXi S-CNG |
Rs. 2,094* |
|
Alto K10 VXi Plus AGS |
Rs. 2,094* |
Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.
Inclusions in Car Insurance Policies
- Accidents: Car insurance covers damages resulting from unforeseen accidents, ensuring protection for your Maruti Suzuki Alto K10.
- Theft: Coverage extends to the insured declared value in case of theft.
- Natural and man-made calamities: Insurance safeguards against natural calamities like fire, earthquakes, as well as man-made incidents such as vandalism or terrorist acts.
- Personal accident: Up to Rs. 15 lakh coverage is provided for owner-driver's death or disability from an accident.
- Third-party liabilities: Protection is available for injuries, disabilities, or deaths caused by your vehicle to third parties.
Exclusions in car insurance policies
- Normal wear and tear and vehicle depreciation
- Mechanical or electrical breakdown damages
- Incidents involving driving under the influence of drugs or alcohol
- Driving without a valid licence
- Damages occurring outside geographical limits specified in the policy.
Car insurance add-ons you can consider
Add-ons, or additional coverage options, enhance your comprehensive car insurance policy for your Maruti Suzuki Alto K10. Here are some add-ons available for your Maruti Suzuki Alto K10 car insurance policy:
- Zero depreciation cover: Ensures full reimbursement without depreciation during claim settlements.
- Engine protection cover: Covers engine repair or replacement due to accidents or water damage.
- Roadside assistance: Provides help in emergencies like breakdowns or flat tyres.
- Return to invoice: Reimburses the invoice value in case of theft or total loss.
- Personal accident cover: Extends coverage to passengers in accidents resulting in death or disability.
- No-Claim Bonus protection: Retains accumulated no-claim bonus even after a claim.
- Consumables cover: Covers costs of consumable items during repairs.
- Key replacement cover: Covers the cost of lost or stolen car keys.
- Invoice price cover: Ensures reimbursement of the invoice price in case of total loss, including taxes.
How to buy/ renew Maruti Suzuki Alto K10 car insurance through Bajaj Finance Insurance Mall
Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Maruti Suzuki Alto K10. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:
Step 1
Click on 'Get Quote' to open the online application form.
Step 2
Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
Step 3
Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
Step 4
Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 5
Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.
Step 6
Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
Step 7
Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.
Step 8
That’s it. You have successfully secured your Maruti Suzuki Alto K10 with a car insurance policy.