For those seeking a comfortable ride in a subcompact SUV, the Mahindra XUV300 presents an excellent option. Manufactured by Mahindra & Mahindra, this vehicle boasts a prestigious 5-star safety rating from the Global NCAP (New Car Assessment Programme), positioning it as one of the safest cars made in India. However, before hitting the road, it's crucial to ensure your XUV300 is financially protected with a car insurance policy. This article serves as a guide to purchasing car insurance online, providing insights into XUV300 insurance pricing and benefits.
Mahindra XUV300 car models and insurance price
For an estimated third-party premium cost on your Mahindra XUV300 car insurance, consult the table below:
Mahindra XUV300 Variant |
Third-Party Premium Rates (FY 23-24) |
|
XUV300 W2 1.2 Petrol |
Rs. 3,416* |
|
XUV300 W4 1.2 Petrol |
Rs. 3,416* |
|
XUV300 W6 1.2 Petrol |
Rs. 3,416* |
|
XUV300 W4 1.5 Diesel |
Rs. 3,416* |
|
XUV300 W6 1.2 Petrol AMT |
Rs. 3,416* |
|
XUV300 W6 1.5 Diesel |
Rs. 3,416* |
|
XUV300 W8 1.2 Petrol |
Rs. 3,416* |
|
XUV300 W8 1.2 Petrol Dual Tone |
Rs. 3,416* |
|
XUV300 W6 1.5 Diesel AMT |
Rs. 3,416* |
|
XUV300 W8 (O) 1.2 Petrol |
Rs. 3,416* |
|
XUV300 W8(O) 1.2 Petrol Dual Tone |
Rs. 3,416* |
|
XUV300 W8 1.5 Diesel |
Rs. 3,416* |
|
XUV300 W8 (O) 1.2 Petrol AMT |
Rs. 3,416* |
|
XUV300 W8 1.5 Diesel Dual Tone |
Rs. 3,416* |
|
XUV300 W8 (O) 1.2 Petrol AMT Dual Tone |
Rs. 3,416* |
|
XUV300 W8 (O) 1.5 Diesel |
Rs. 3,416* |
|
XUV300 W8(O) 1.5 Diesel Dual Tone |
Rs. 3,416* |
|
XUV300 W8 (O) 1.5 Diesel AMT |
Rs. 3,416* |
|
XUV300 W8 (O) 1.5 Diesel AMT Dual Tone |
Rs. 3,416* |
Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.
Inclusions in car insurance policies:
- Accidents: Car insurance covers damages resulting from unforeseen accidents, ensuring protection for your Mahindra XUV300.
- Theft: Coverage extends to the insured declared value in case of theft.
- Natural and man-made calamities: Insurance safeguards against natural calamities like fire, earthquakes, as well as man-made incidents such as vandalism or terrorist acts.
- Personal accident: Up to Rs. 15 lakh coverage is provided for owner-driver's death or disability from an accident.
- Third-party liabilities: Protection is available for injuries, disabilities, or deaths caused by your vehicle to third parties.
Exclusions in car insurance policies:
- · Normal wear and tear and vehicle depreciation
- Mechanical or electrical breakdown damages
- Incidents involving driving under the influence of drugs or alcohol
- Driving without a valid licence
- Damages occurring outside geographical limits specified in the policy.
Car insurance add-ons you can consider
Add-ons, or additional coverage options, enhance your comprehensive car insurance policy for your Mahindra XUV300. Here are some add-ons available for your Mahindra XUV300 car insurance policy:
- Zero depreciation cover: Ensures full reimbursement without depreciation during claim settlements.
- Engine protection cover: Covers engine repair or replacement due to accidents or water damage.
- Roadside assistance: Provides help in emergencies like breakdowns or flat tyres.
- Return to invoice: Reimburses the invoice value in case of theft or total loss.
- Personal accident cover: Extends coverage to passengers in accidents resulting in death or disability.
- No-Claim Bonus protection: Retains accumulated no-claim bonus even after a claim.
- Consumables cover: Covers costs of consumable items during repairs.
- Key replacement cover: Covers the cost of lost or stolen car keys.
- Invoice price cover: Ensures reimbursement of the invoice price in case of total loss, including taxes.
How to buy/renew Mahindra XUV300 car insurance through Bajaj Finance Insurance Mall
Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Mahindra XUV300. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:
Step 1
Click on 'Get Quote' to open the online application form.
Step 2
Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
Step 3
Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
Step 4
Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 5
Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.
Step 6
Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
Step 7
Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.
Step 8
That’s it. You have successfully secured your Mahindra XUV300 with a car insurance policy.