Kia Seltos Car Insurance

Protect your Kia Seltos with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
Kia Seltos Car Insurance
3 mins
10-Jan-2024

Kia Seltos is a popular SUV that has recently made its mark in the Indian auto market. It is a premium car that comes loaded with advanced features and a stylish design. Along with these, it is also important to consider Kia Seltos insurance. Insurance for Kia Seltos is mandatory as per Indian law and protects you against any unexpected financial losses that may occur due to accidents or natural calamities.

What is Kia Seltos insurance?

Kia Seltos insurance can be of two types - third-party liability insurance and comprehensive insurance. Third-party liability insurance is mandatory by law and covers any damage or injury caused to a third party in an accident involving your Kia Seltos. On the other hand, comprehensive insurance provides more extensive coverage that includes both third-party liability insurance as well as damage or loss to your car in case of an accident or natural calamity. Comprehensive insurance also has an option to add additional covers such as zero depreciation cover, engine protection cover, etc.

Key benefits of Kia Seltos car insurance

Given below are the key points of significance of buying a Kia Seltos car insurance:

  • Financial protection
    Kia Seltos car insurance provides financial security by covering repair costs in case of accidents, theft, or damages from natural disasters.
  • Legal compliance
    It fulfils mandatory legal requirements, ensuring that the vehicle is covered against third-party liabilities, and preventing legal repercussions.
  • Personal safety
    The insurance includes personal accident cover, offering financial support for medical expenses or loss of life due to accidents.
  • Asset protection
    Safeguards the significant investment made in the Kia Seltos by covering repair or replacement costs, preserving the vehicle's value.
  • Peace of mind
    Insurance offers peace of mind by mitigating unexpected financial burdens associated with car damages, theft, or accidents.
  • Customisable coverage
    Tailor the insurance with optional add-ons to address specific needs and enhance overall protection.

Kia Seltos models with insurance premiums

Here’s a comparison table highlighting insurance prices for different Kia Seltos car variants:

Kia Seltos Variants

Min. Third-party Insurance Premiums

 

Kia Seltos HTE

3,416*

Get Quote

Kia Seltos HTK

3,416*

Get Quote

Kia Seltos HTK Plus

3,416*

Get Quote

Kia Seltos HTX

3,416*

Get Quote

Kia Seltos HTX Dual-Tone

3,416*

Get Quote

Kia Seltos Anniversary Edition

3,416*

Get Quote

Kia Seltos HTX AT

3,416*

Get Quote

Kia Seltos HTX AT Dual-Tone

3,416*

Get Quote

Kia Seltos Anniversary Edition AT

3,416*

Get Quote

Kia Seltos GTX

3,416*

Get Quote

Kia Seltos GTX Dual-Tone

3,416*

Get Quote

Kia Seltos GTX Plus

3,416*

Get Quote

Kia Seltos GTX Plus AT

3,416*

Get Quote

Kia Seltos HTE

3,416*

Get Quote

Kia Seltos HTK

3,416*

Get Quote

Kia Seltos HTK Plus

3,416*

Get Quote

Kia Seltos HTK Plus AT

3,416*

Get Quote

Kia Seltos HTX

3,416*

Get Quote

Kia Seltos HTX Dual-Tone

3,416*

Get Quote

Kia Seltos Anniversary Edition

3,416*

Get Quote

Kia Seltos HTX Plus

3,416*

Get Quote

Kia Seltos HTX Plus AT

3,416*

Get Quote

Kia Seltos GTX Plus AT

3,416*

Get Quote


Read also:
Third Party Car Insurance

How to buy Kia Seltos car insurance from Bajaj Finance Insurance Mall?

Buying Kia Seltos insurance is relatively simple and easy. You can buy Kia Seltos insurance online or through an insurance agent. Online car insurance has become more popular as it provides convenience, quick processing, and competitive prices.

Bajaj Finance is one such platform that offers insurance policies for your car in partnership with leading insurance providers. You can buy these car insurance plans using a simple set of steps as given below:

  • Step 1: Visit the online application form.
  • Step 2: Fill in the necessary details including vehicle type, registration number, mobile number, and residential PIN code. Review the terms and conditions, then click on the 'Get Quote' button.
  • Step 3: Select the IDV, NCB value, optional add-on covers, and plan type. Update the expiry date of your current four-wheeler insurance policy.
  • Step 4: Click on the 'Buy Now' button. Ensure you include the owner-driver personal accident cover mandated by the RTO. Proceed by clicking 'Next'.
  • Step 5: Confirm the vehicle registration date and the type of previous car insurance policy (comprehensive/third-party). Click on 'Proceed' to purchase car insurance online.
  • Step 6: Provide the vehicle owner's name, date of birth, residential address, and contact number. Enter the vehicle engine and chassis number as per the RC, along with details of the previous four-wheeler insurance policy.
  • Step 7: Review the filled details, then make the payment using your preferred online mode – Net banking, UPI, credit/debit card – to complete the policy purchase.

Also read: Parivahan

Inclusions under Kia Seltos car insurance

Given below are the key inclusions under a car insurance plan for your Kia Seltos:

  • Comprehensive coverage
    Protects against damages due to accidents, theft, vandalism, natural disasters, and other non-collision incidents.
  • Third-party liability
    Covers damages to third-party vehicles or property in case of an accident.
  • Personal accident cover
    Provides financial protection in case of injury or death of the insured driver.
  • No Claim Bonus (NCB)
    Rewards policyholders for claim-free years with a discount on the premium.
  • Roadside assistance
    Offers assistance for breakdowns, towing, and emergency services.
  • Depreciation cover
    Minimises the impact of depreciation on the car's value during a claim.
  • Engine protection
    Safeguards against damages to the engine due to water ingress or other perils.
  • Return to Invoice (RTI)
    Ensures reimbursement of the car's invoice value in case of total loss or theft.

Exclusions under Kia Seltos car insurance

The following things are not covered under Kia Seltos car insurance:

  • Wear and tear
    Damages resulting from regular wear and tear over time.
  • Mechanical or electrical failures
    Repairs related to mechanical breakdowns or electrical failures.
  • Drunk driving
    Accidents or damages are caused while driving under the influence of alcohol or drugs.
  • Unapproved modifications
    Damages caused by modifications not approved by the car manufacturer or insurer.
  • Unlicensed drivers
    Incidents involving drivers without a valid driving license.
  • War or nuclear risks
    Damages arising from war, nuclear incidents, or related perils.
  • Consequential loss
    Losses resulting indirectly from an insured event.
  • Intentional acts
    Damages caused intentionally by the policyholder.
  • Non-disclosed information
    Claims based on undisclosed or misrepresented information during policy application.
  • Racing or illegal activities
    Damages incurred while participating in racing or illegal activities.

In conclusion, investing in comprehensive insurance for your Kia Seltos is a responsible choice that guarantees protection against uncertainties. Understanding the coverage options, associated costs, and key benefits empower you to make informed decisions.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.