Hyundai Grand i10 Nios Car Insurance

Protect your Hyundai Grand i10 Nios with comprehensive car insurance. Compare quotes, choose the right plan, and enjoy peace of mind. Get instant online insurance quotes and policies.
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3 min
05-August-2024
The Hyundai Grand i10 is a popular choice for many car buyers due to its stylish design, efficient performance, and advanced features. Car insurance is essential for protecting this investment from unforeseen events like accidents, theft, and natural disasters. Having the right car insurance policy ensures peace of mind and financial security for Hyundai Grand i10 owners.

What is Hyundai Grand i10 Nios car insurance?

Hyundai Grand i10 car insurance provides financial protection against damages to your vehicle and third-party liabilities. This insurance covers a range of incidents, including accidents, theft, fire, natural calamities, and more. It ensures that you are not left with significant out-of-pocket expenses in case of unexpected events.

Why choose Hyundai Grand i10 Nios car insurance?

Choosing the right car insurance for your Hyundai Grand i10 Nios is crucial for several reasons:

  • Comprehensive coverage: Protects against a wide range of risks, including accidents, theft, and natural disasters.
  • Financial security: Reduces the financial burden of repair and replacement costs.
  • Legal compliance: Ensures you meet mandatory legal requirements for vehicle insurance.
  • Peace of mind: Provides confidence and reassurance while driving.

Types of Hyundai Grand i10 Nios car insurance policies

There are different types of car insurance policies available for the Hyundai Grand i10 Nios:

Insurance typeCoverage details
Comprehensive Car InsuranceCovers damages to your vehicle, third-party liabilities, theft, natural calamities, and personal accident cover.
Third-Party Car InsuranceCovers damages to third-party property and injuries to third-party individuals.
Own Damage Car InsuranceCovers damages to your vehicle only, excluding third-party liabilities.
Zero Depreciation Car InsuranceProvides full claim amount without considering depreciation on parts.


Hyundai Grand i10 Nios car models and insurance price

For an estimated third-party premium cost on your Hyundai Grand i10 Nios car insurance, consult the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.

VariantThird-Party Premium Rates (FY 23-24)
Grand i10 Nios EraRs. 3,416*Get Quote
Grand i10 Nios MagnaRs. 3,416*Get Quote
Grand i10 Nios CorporateRs. 3,416*Get Quote
Grand i10 Nios Sportz ExecutiveRs. 3,416*Get Quote
Grand i10 Nios SportzRs. 3,416*Get Quote
Grand i10 Nios Magna AMTRs. 3,416*Get Quote
Grand i10 Nios Corporate AMTRs. 3,416*Get Quote
Grand i10 Nios Sportz DTRs. 3,416*Get Quote
Grand i10 Nios Sportz Executive AMTRs. 3,416*Get Quote
Grand i10 Nios Sportz AMTRs. 3,416*Get Quote
Grand i10 Nios AstaRs. 3,416*Get Quote
Grand i10 Nios Asta AMTRs. 3,416*Get Quote


Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key features and benefits of Hyundai Grand i10 Nios car insurance

Here are some of the key features and benefits of car insurance policies for Hyundai Grand i10 Nios:

  • Extensive coverage: Protection against accidents, theft, fire, and natural calamities.
  • Third-party liability: Covers legal liabilities arising from third-party damage or injury.
  • Cashless repairs: Access to a wide network of cashless garages.
  • No Claim Bonus (NCB): Discounts on premiums for claim-free years.
  • Roadside assistance: 24/7 support for breakdowns and emergencies.

Car insurance add-ons you can consider

Additional coverage options, known as add-ons, can be purchased alongside a comprehensive car insurance policy for your Hyundai Grand i10 Nios. Here are some of the add-ons available for purchase:

  • Zero depreciation cover: Ensures full reimbursement for repairs without factoring in depreciation during claim settlements.
  • Engine protection cover: Provides coverage for the repair or replacement of the engine in the event of damages caused by accidents or water ingression.
  • Roadside assistance: Offers aid in emergencies such as breakdowns, flat tires, fuel shortages, or towing services.
  • Return to invoice: Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
  • Personal accident cover: Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
  • No-Claim Bonus protection: Safeguards your accumulated no-claim bonus in the event of a claim, allowing you to retain the discount on your premium.
  • Consumables cover: Covers the cost of consumable items such as engine oil, coolant, nuts, bolts, etc., during repairs.
  • Key replacement cover: Provides coverage for the replacement cost of lost or stolen car keys, including locksmith charges.
  • Daily allowance benefit: Offers a daily allowance for alternate transportation expenses while your car is undergoing repairs.
  • Invoice price cover: Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

Car insurance claim process

Cashless claim process:

A cashless car insurance process simplifies the repair of your Hyundai Grand i10 Nios car by eliminating the need for upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Inform your insurance company about the accident or incident through phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, particularly if it involves accidents, theft, or fire. File an FIR if required.
  • Take photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Find the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Securing comprehensive car insurance for your Hyundai Grand i10 is essential for safeguarding your vehicle and finances. With various insurance options available, you can choose a policy that best fits your needs and ensures complete protection. Regular renewal and understanding the claim process further enhance your experience, providing peace of mind on the road.

Frequently asked questions

What does comprehensive car insurance cover for Hyundai Grand i10 Nios?
Comprehensive car insurance covers damages to your Hyundai Grand i10 from accidents, theft, fire, natural disasters, and third-party liabilities.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount on your premium for each year you do not make a claim on your car insurance policy.

Will the insurer inspect my Hyundai Grand i10 Nios car before renewal?
This depends on insurer policies, claim history, and car age. Some may require inspection, while others offer hassle-free renewals.

Is roadside assistance included in the policy for Hyundai Grand i10 Nios?
Many comprehensive policies for Hyundai Grand i10 Nios include roadside assistance for breakdowns, towing, and emergency repairs.

How do I make a claim if my car is stolen for Hyundai Grand i10 Nios?
To make a claim for a stolen Hyundai Grand i10 Nios, inform the police and your insurer, submit an FIR, fill out the claim form, and provide necessary documents.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing car insurance policy to a new car by informing your insurer and making necessary adjustments to the policy.

How is the premium for car insurance calculated?
The premium for car insurance is calculated based on factors such as the vehicle's age, make and model, location, driver’s history, and chosen coverage.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler up to 1,500 CC. Premium may vary based on the specification of the vehicle.

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