The Hyundai Creta is a popular SUV in India that offers a powerful and comfortable ride on cities or beyond. As an owner of a Hyundai Creta, it is essential to protect your investment against unforeseen events such as accidents, thefts, and natural disasters. In this article, we will discuss the different aspects of Hyundai Creta car insurance. This includes coverage, price, and the process of buying and making a claim. You can secure your Hyundai Creta by buying car insurance plans available on the Bajaj Finance Insurance Mall. Choose from policies offered by leading insurers at affordable premiums and get your car insured online.
Hyundai Creta car insurance
When it comes to Hyundai Creta car insurance, there are various options available to suit different needs. The insurance cost may vary based on factors such as the variant of your Creta, your location, and the type of coverage you choose. It is advisable to explore the Hyundai Creta insurance price list and compare different plans to make an informed decision.
Key features of Hyundai Creta car insurance
Hyundai Creta car insurance offers the following key features:
- Cashless claims: Most insurance providers have tie-ups with authorised service centres where you can get cashless repairs done in case of an accident.
- No claim bonus: If you do not make any claims in a policy year, you can enjoy a No claim Bonus on the premium amount for the next year.
- Roadside assistance: Some insurance providers offer 24x7 roadside assistance for emergencies such as breakdowns, flat tires, and battery replacements.
- Add-on coverage: You can opt for additional coverage options such as engine protection, zero depreciation cover, and key replacement cover, among others, for enhanced protection.
Also read: Third Party Car Insurance
Inclusions under Hyundai Creta car insurance
Hyundai Creta car insurance typically offers comprehensive protection, encompassing various incidents. The coverage includes:
- Third-party liability: Protection against damages and injuries caused to third parties in the event of an accident involving your Creta.
- Own damage cover: Safeguarding your Creta from damages arising from accidents, theft, vandalism, fire, and natural disasters.
- Personal accident cover: Coverage for injuries or death of the driver and passengers during an accident.
- Optional add-ons: Additional coverage options such as zero depreciation, roadside assistance, and engine protection can be selected for enhanced protection.
It is essential to grasp these coverage options when selecting the appropriate Hyundai Creta car insurance plan.
Exclusions under Hyundai Creta car insurance
Despite offering comprehensive coverage, Hyundai Creta car insurance comes with specific exclusions. Common exclusions comprise:
- Regular wear and tear
Damages resulting from the natural wear and tear of the vehicle are generally not covered. - Mechanical or electrical failures
Insurance may not extend coverage to damages arising from mechanical or electrical failures. - Driving under the influence
Incidents involving driving under the influence of alcohol or drugs may not fall under the coverage.
It is crucial to comprehend these exclusions to prevent unexpected surprises during the claims process.
Also check: Hyundai i20 Car Insurance
Hyundai Creta variants and insurance prices
Insurance prices for different Hyundai Creta car models may vary based on factors such as the model variant, geographical location, and insurer. Here’s a comparison table highlighting insurance prices for select Hyundai Creta car models:
Variants |
Insurance premium |
Hyundai Creta E |
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Hyundai Creta EX |
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Hyundai Creta S |
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Hyundai Creta SX |
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Hyundai Creta SX (O) |
|
Hyundai Creta SX Dual Tone |
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Hyundai Creta SX (O) Executive |
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Hyundai Creta SX (O) Executive CVT |
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Hyundai Creta SX (O) CVT |
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Hyundai Creta EX Diesel |
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Hyundai Creta S Diesel |
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Hyundai Creta SX Diesel |
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Hyundai Creta SX (O) Diesel |
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Hyundai Creta SX (O) Executive Diesel |
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Hyundai Creta SX (O) Executive Diesel CVT |
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Hyundai Creta SX (O) Diesel CVT |