Hyundai Creta Car Insurance

Protect your Hyundai Creta with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
Buy/Renew Hyundai Creta Car Insurance
3 mins
06-Jan-2024

The Hyundai Creta is a popular SUV in India that offers a powerful and comfortable ride on cities or beyond. As an owner of a Hyundai Creta, it is essential to protect your investment against unforeseen events such as accidents, thefts, and natural disasters. In this article, we will discuss the different aspects of Hyundai Creta car insurance. This includes coverage, price, and the process of buying and making a claim. You can secure your Hyundai Creta by buying car insurance plans available on the Bajaj Finance Insurance Mall. Choose from policies offered by leading insurers at affordable premiums and get your car insured online.

Hyundai Creta car insurance

When it comes to Hyundai Creta car insurance, there are various options available to suit different needs. The insurance cost may vary based on factors such as the variant of your Creta, your location, and the type of coverage you choose. It is advisable to explore the Hyundai Creta insurance price list and compare different plans to make an informed decision.

Key features of Hyundai Creta car insurance

Hyundai Creta car insurance offers the following key features:

  • Cashless claims: Most insurance providers have tie-ups with authorised service centres where you can get cashless repairs done in case of an accident.
  • No claim bonus: If you do not make any claims in a policy year, you can enjoy a No claim Bonus on the premium amount for the next year.
  • Roadside assistance: Some insurance providers offer 24x7 roadside assistance for emergencies such as breakdowns, flat tires, and battery replacements.
  • Add-on coverage: You can opt for additional coverage options such as engine protection, zero depreciation cover, and key replacement cover, among others, for enhanced protection.

Also read: Third Party Car Insurance

Inclusions under Hyundai Creta car insurance

Hyundai Creta car insurance typically offers comprehensive protection, encompassing various incidents. The coverage includes:

  • Third-party liability: Protection against damages and injuries caused to third parties in the event of an accident involving your Creta.
  • Own damage cover: Safeguarding your Creta from damages arising from accidents, theft, vandalism, fire, and natural disasters.
  • Personal accident cover: Coverage for injuries or death of the driver and passengers during an accident.
  • Optional add-ons: Additional coverage options such as zero depreciation, roadside assistance, and engine protection can be selected for enhanced protection.

It is essential to grasp these coverage options when selecting the appropriate Hyundai Creta car insurance plan.

Exclusions under Hyundai Creta car insurance

Despite offering comprehensive coverage, Hyundai Creta car insurance comes with specific exclusions. Common exclusions comprise:

  • Regular wear and tear
    Damages resulting from the natural wear and tear of the vehicle are generally not covered.
  • Mechanical or electrical failures
    Insurance may not extend coverage to damages arising from mechanical or electrical failures.
  • Driving under the influence
    Incidents involving driving under the influence of alcohol or drugs may not fall under the coverage.

It is crucial to comprehend these exclusions to prevent unexpected surprises during the claims process.

Also check: Hyundai i20 Car Insurance

Hyundai Creta variants and insurance prices

Insurance prices for different Hyundai Creta car models may vary based on factors such as the model variant, geographical location, and insurer. Here’s a comparison table highlighting insurance prices for select Hyundai Creta car models:

Variants

Insurance premium

Hyundai Creta E

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Hyundai Creta EX

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Hyundai Creta S

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Hyundai Creta SX

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Hyundai Creta SX (O)

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Hyundai Creta SX Dual Tone

Get Quote

Hyundai Creta SX (O) Executive

Get Quote

Hyundai Creta SX (O) Executive CVT

Get Quote

Hyundai Creta SX (O) CVT

Get Quote

Hyundai Creta EX Diesel

Get Quote

Hyundai Creta S Diesel

Get Quote

Hyundai Creta SX Diesel

Get Quote

Hyundai Creta SX (O) Diesel

Get Quote

Hyundai Creta SX (O) Executive Diesel

Get Quote

Hyundai Creta SX (O) Executive Diesel CVT

Get Quote

Hyundai Creta SX (O) Diesel CVT

Get Quote

How to buy insurance for Hyundai Creta from Bajaj Finance Insurance Mall?

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Hyundai Creta. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Hyundai Creta car insurance: Key benefits

Hyundai Creta car insurance offers the following key benefits:

  • Protection against financial losses
    Hyundai Creta insurance provides financial protection against damages due to accidents, thefts, or natural disasters.
  • Legal compliance
    Third-party liability insurance is mandatory as per the Motor Vehicles Act, 1988, and not having it may lead to legal penalties.
  • Peace of mind
    With comprehensive insurance coverage, you can have peace of mind knowing that your investment is protected against various eventualities.

In conclusion, investing in Hyundai Creta car insurance is a prudent decision to safeguard your SUV from various risks. Understanding the coverage options, key features, and the process of acquiring insurance will empower you to make an informed choice.

Frequently asked questions

How can I purchase a Hyundai Creta Insurance plan?

You can purchase insurance for your Hyundai Creta on the Bajaj Finance Insurance Mall portal. Provide some basic personal and vehicle details, choose insurance plans from leading insurance partners, and buy your preferred policy online in minutes.

Can I transfer NCB from my old car to my new Hyundai Creta car?

Yes, you can transfer the No Claim Bonus (NCB) from your old car to your new Hyundai Creta car insurance policy. NCB is a discount offered by insurance companies for not making any claims during the policy period. To transfer NCB:

  • Inform your insurance provider about the intention to transfer NCB to your new car.
  • Provide the required documents, such as the previous insurance policy documents and NCB retention letter from your old insurer.
  • The insurance company will apply the accumulated NCB to your new Hyundai Creta insurance policy, thereby reducing the premium amount.

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

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