Hyundai car insurance

Buy car insurance policies for your Hyundai car online. Check Hyundai insurance plans, coverage details, and steps to buy online.
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Hyundai car insurance
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3 mins
20 July 2023

If you are a proud owner of a Hyundai car, it is essential to have the right insurance policy to protect it. Hyundai car insurance covers you against financial losses due to accidents, natural calamities, or theft. In this article, we will provide a detailed overview of Hyundai car insurance, including its add-ons, inclusions, and exclusions.

Car insurance premium for Hyundai car variants

The premium for Hyundai car insurance varies based on the model variant. Insurance providers consider factors such as the car's make and model, engine capacity, location, and the driver's age and driving experience when calculating the premium. The premium for higher-end models like Hyundai Creta or Verna is higher compared to the budget models. The premium for car insurance renewal also varies widely based on the type of Hyundai car variant.

What are the Hyundai car insurance add-on covers?

Hyundai insurance policy add-on covers are additional benefits that you can attach to your policy by paying an additional premium. These covers enhance your basic policy and offer extra protection to your vehicle.

Here are some of the most common add-ons for Hyundai insurance policy:

Zero depreciation cover: This cover protects you against the depreciation of your car's value. Your insurance provider will pay the full amount for repairing or replacing any damaged parts without accounting for depreciation.

Engine protection cover: This cover is designed to cover the costs of repair or replacement of the engine and its components in case of damage due to accidents or natural calamities.

Roadside assistance cover: This add-on provides help in case of a breakdown or accident. The provider will send a mechanic to fix the issue or tow the car to the nearest garage if required.

Personal accident cover for passengers: This cover offers compensation for personal injuries, disabilities, and death caused due to accidents while commuting in your car.

Consumables cover: This cover includes the costs of consumable items like engine oil, brake oil, nuts, and bolts that are not covered under a standard policy.

Key replacement cover: This cover provides compensation if you lose the keys to your car, and you need to replace them.

Inclusions of Hyundai car insurance

A comprehensive car insurance policy includes the following coverage:

Third-party damages: This coverage protects you against financial losses from the damage caused to third-party vehicles and property by your car.

Own damage: This coverage covers the repair costs caused to your car due to natural calamities like floods, earthquakes, and thefts or accidents.

Personal accident cover for the owner: This coverage offers compensation to you in case of accidental death or disability.

Exclusions of Hyundai car insurance policies

Driving without a valid license: If the driver is found driving without a valid license, the policy will not cover the damages.

Driving under the influence of drugs/alcohol: If the driver is found driving under the influence of drugs or alcohol, the policy will not cover any damages caused.

Deliberate accidents: The policy will not cover deliberate damages caused to your car or third-party property.

Normal wear and tear: The policy will not cover the wear and tear of the car due to regular use.

Mechanical breakdowns: The policy will not cover the repair costs due to mechanical or electrical breakdowns unless you have opted for additional coverage.

What are the types of Hyundai car insurance?

There are two types of car insurance policies for a Hyundai car:

Third-party car insurance: This policy covers you against financial losses due to damages caused to third-party vehicles and property. It is mandatory as per Indian law.

Comprehensive car insurance: This policy offers complete coverage against third-party damages, own damage, and personal accident cover for the owner.

How to buy a Hyundai car insurance policy online?

You can buy Hyundai insurance policy online easily. By visiting the insurance provider's website, you can compare different policies, calculate the premium, and purchase the policy online. Make sure to provide accurate details while buying the policy for a smooth claim process in the future.

You can also buy car insurance policies for your Hyundai car by visiting Bajaj Finance Insurance Mall. Here are the steps:

Step 1: Visit Bajaj Finance Insurance Mall and view the comprehensive car insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party insurance). Click on ‘Proceed’. 

Step 7: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous policy details.

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

Hyundai car insurance offers comprehensive protection to your vehicle. By opting for add-on covers, you can enhance the standard policy coverage and protect yourself against financial losses in case of accidents or damages. So, ensure your car's safety, and drive worry-free with Hyundai car insurance.

Frequently asked questions

Will I get an insurance certificate after insuring my Hyundai car?

Yes, after insuring your Hyundai car, you will receive an insurance certificate. It is a legal document that acts as proof of your car insurance policy. You must carry this certificate while driving as it may be requested during vehicle inspections or in case of accidents.

What are the discounts applicable on the Hyundai car insurance policy?

Insurance providers offer different discounts on Hyundai car insurance policies based on factors like the car's age, your driving history, and add-ons opted. Some common discounts are the No Claim Bonus (NCB) discount for claim-free years, installation of safety devices like anti-theft alarms, and discounts for senior citizens.

What are the documents needed for Hyundai car insurance claims?

To file a Hyundai car insurance claim, you need to submit the following documents:

  • A copy of the insurance policy/insurance certificate
  • A copy of the car's registration certificate (RC)
  • A copy of the driver's valid driving license
  • An original FIR (if applicable)
  • A duly filled claim form
  • Any other documents requested by the insurance provider or surveyor
What documents are required for renewing Hyundai car insurance?

To renew your Hyundai insurance policy, you need to provide the following documents:

  • A copy of the previous year's insurance policy/insurance certificate
  • A copy of the car's registration certificate (RC)
  • A copy of the driver's valid driving license
  • An inspection report (if required by the insurance provider)
Which insurance companies have tied up with Hyundai for car insurance?

You can buy car insurance for your Hyundai car from any of the following insurance companies on Bajaj Finance Insurance Mall:

  • Bajaj Allianz General Insurance
  • HDFC Ergo General Insurance
  • ICICI Lombard General Insurance
  • SBI General Insurance
  • ACKO General Insurance
What is the cost of Hyundai car insurance?

The cost of Hyundai car insurance depends on several factors, such as the model of the car, usage, age of the car, and the type of insurance policy chosen. You must compare quotes from different insurers before investing in a car insurance policy.

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