Honda City Car Insurance

Protect your Honda City with a comprehensive car insurance policy. Read on to know the coverage, benefits, and features.
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Honda City Car Insurance
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3 mins
05-Jan-2024

When it comes to protecting your Honda City car, having the right insurance is essential. In this article, we delve into the specifications of Honda City car insurance, covering everything from what is included and excluded to key features and benefits. Whether you are a new Honda City owner or considering a renewal, understanding the intricacies of car insurance ensures a smooth and secure journey.

What is Honda City car insurance?

Owning a Honda City comes with the responsibility of safeguarding it against unforeseen circumstances. Car insurance for your Honda City is not just a legal requirement but a prudent choice to shield your investment. From accidents to natural disasters, a comprehensive insurance plan ensures that you are financially protected against a range of risks.

Car insurance policies offered through Bajaj Finance provide an extensive coverage, including own damage cover, third-party cover, personal accident cover and more. You can also customise your car insurance plans with add-on covers based on your requirements and enhance the coverage.

Key features of Honda City car insurance

Here are some key features of Honda City car insurance:

  • Cashless claim settlement: Most reputable insurance providers offer a cashless claim settlement facility. This means that you can get your Honda City repaired at network garages without having to pay the repair expenses upfront. The insurance company settles the bill directly with the garage.
  • No Claim Bonus (NCB): The Honda City car insurance policy rewards you for safe driving through a no-claim bonus. For every claim-free year, you accumulate NCB, leading to a discount on the premium during policy renewal.
  • Add-on covers: Insurance providers offer various add-on covers that you can include in your Honda City car insurance policy for enhanced protection. These may include zero depreciation cover, engine protection, roadside assistance, and more.
  • Quick and easy renewal: Honda City car insurance renewal is a straightforward process. With online renewal options, you can quickly renew your policy before it expires, ensuring continuous coverage for your vehicle.

Key benefits of Honda City car insurance

Here are some key benefits of Honda City car insurance:

  • Financial protection: Honda City car insurance provides financial protection against any unforeseen circumstances that may cause damage to your car.
  • Peace of mind: With Honda City car insurance, you can enjoy peace of mind knowing that any damages to your car are covered.
  • Third-party liability coverage: Honda City car insurance offers third-party liability coverage, protecting you against legal liabilities arising from damages caused to third-party property or individuals.
  • Cashless repairs: Honda City car insurance providers offer cashless repair services at their network garages, making it easier for you to get your car repaired without any hassles.

If you choose to buy car insurance policies through Bajaj Finance Insurance Mall, you can conveniently compare and buy policies online. Bajaj Finance partnered with leading insurance companies offers a wide range of car insurance policies with easy claim settlement and prompt services. Apart from these benefits, Bajaj Finance also offers 100% digital buy process with minimal paperwork.

What is covered in Honda City car insurance?

Honda City car insurance offers comprehensive coverage that includes the following:

  • Damage or loss to the car due to an accident, theft, or natural calamities like floods.
  • Damage caused to third-party property or individual in an accident involving your Honda City.
  • Personal accident coverage for the driver and passengers.
  • Coverage for the cost of repair or replacement of parts due to damage.
  • Coverage for the cost of damages to the car due to fire, explosion, or self-ignition.

What is not covered in Honda City car insurance?

Given below are the exclusions of a Honda City car insurance policy:

  • Regular wear and tear: Honda City car insurance does not cover damages due to regular wear and tear of the vehicle, including depreciation.
  • Consequential loss: Consequential losses, such as the loss of income due to a vehicle being in the garage for repairs, are typically not covered by standard insurance policies.
  • Illegal activities: If the Honda City is involved in illegal activities or if the driver does not have a valid licence, the insurance coverage may be void.
  • Policy lapses: If the insurance policy is not renewed on time, and there is a lapse in coverage, any damages, or accidents during that period.

A step-by-step guide to buy car insurance through Bajaj Finance Insurance Mall for your Honda City

Follow the below steps to buy car insurance through Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the car insurance plans offered by leading motor insurance companies.
Step 2: Click on 'Get Quote’ to open the online application form.
Step 3: Enter the vehicle type, four-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.
Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.
Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.
Step 7: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous policy details.
Step 8: Review your previously filled Honda car insurance details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

Investing in Honda City car insurance is not just a legal obligation; it is a smart decision to safeguard your vehicle and yourself from unforeseen events. Whether you are renewing your insurance or purchasing a new policy, understanding the coverage, key features, and benefits is crucial. With the right insurance in place, you can drive your Honda City with confidence, knowing that you are protected against unforeseen circumstances.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.