Honda car insurance

Know everything about Honda insurance, its features, benefits, and coverages. Check the insurance premiums for Honda cars.
Get Quote
Honda car insurance
Get Quote
3 mins
20-July-2023

Honda car insurance policies provide financial security and a variety of benefits for Honda car owners. The insurance policies for Honda cars cover any losses or damages incurred caused to the vehicle from any unforeseen circumstances. Honda auto insurance will compensate for the repair or replacement costs in case of any damages caused to the car.

Read on to know more about the benefits of car insurance coverage, and the premium in detail.

Benefits of Honda car insurance

Honda insurance policy comes with multiple benefits, including:

Comprehensive coverage

Honda car insurance offers covers damages caused to your car as well as to third party. It covers the damages caused due to fire, theft, flood, earthquake, accident, or any other perils as mentioned in the policy.

Cashless claim services

Honda auto insurance has a tie-up with a wide network of garages that offer cashless services to its customers. Get your car repaired using the cashless facility and let the insurer take care of all the bills through the cashless claim settlement process.

No Claim Bonus

Honda car insurance offers a No Claim Bonus (NCB), which is a discount that policyholders can avail for every claim-free year.

Flexibility to customise the plans

Customise the plans as per your requirement and budget to ensure you get complete security.

24x7 customer support

Honda auto insurance provides excellent customer support, ensuring that policyholders get quick assistance whenever they need it.

Reasons to buy Honda car insurance plans

Here are some reasons why you should buy Honda car insurance.

Customised to fit your Honda: Honda car insurance is tailored to meet the unique needs of your Honda vehicle. It ensures you have adequate coverage in case of an accident or damage.

Affordable premiums: Honda car insurance offered by leading insurers is available at affordable premiums. You can choose insurance that fits your budget without sacrificing quality coverage.

Comprehensive coverage: Honda car insurance offers comprehensive coverage for your car, including coverage against fire, theft, and natural disasters.

Easy to buy online: You can conveniently purchase Honda car insurance online. This makes the process faster, more transparent, and simpler for you.

Swift claim process: Honda car insurance ensures that your claim gets processed and settled promptly after raising a claim request.

Insurance prices for Honda cars

Here’s a quick look at the insurance prices of different Honda car models.

Honda cars

Insurance premium (starting from)

Honda City

Rs. 3,416

Honda Amaze

Rs. 3,416

Honda WR-V

Rs. 3,416

Honda Jazz

Rs. 3,416


Note: The insurance prices depend on the engine CC and are subject to change.

Inclusions of Honda car insurance

Honda auto insurance provides coverage against the following:

Covers own damages

You get coverage for damages caused to your insured car. It covers damages due to natural calamities such as storms, earthquakes, floods, or man-made calamities such as theft, fire, riots, etc.

Covers third-party damages

You get coverage for damages caused to a third-party property or injury/death.

Personal accident cover

The car insurance offers personal accident cover for the owner/driver and passengers in the vehicle. It covers the treatment costs if you suffer accidental injury or death. The nominee will receive the sum insured in case of the insured’s accidental death.

Exclusions of Honda car insurance

Honda auto insurance will not cover the following:

  • Any damages caused while driving under the influence of alcohol, or drugs.
  • Any damages caused due to normal wear and tear of the vehicle.
  • Any damages caused due to mechanical or electrical breakdown of the vehicle.

Add-on covers on Honda car insurance

You can avail of the following add-on covers to enhance your comprehensive car insurance:

  • With zero depreciation cover, get the entire claim amount without any deduction of car’s depreciation value. This add-on cover compensates for the repair or replacement costs of the depreciating parts.
  • With a No Claim Bonus protection cover, you can retain your No Claim Bonus even if you have made a claim during the policy period.
  • Honda car insurance roadside assistance cover helps you get assistance if your car breaks down in the middle of the road. You get can immediate assistance if you have flat tyres or need a battery jump-start or fuel. You get towing services as well.

A step-by-step guide to buying car insurance policies for your Honda car

Follow the below steps to buy car insurance on Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the car insurance plans offered by leading motor insurance companies.
Step 2: Click on 'Get Quote’ to open the online application form.
Step 3: Enter the vehicle type, four-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.
Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.
Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.
Step 7: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous policy details.
Step 8: Review your previously filled Honda car insurance details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

How to renew Honda car insurance online?

You can renew your Honda car insurance online easily.

  • Visit your insurance provider’s website or if you choose to switch insurer, then go to the preferred insurance provider’s website.
  • Search for your car insurance and fill in the renewal form.
  • Provide the policy details like policy number, and policy type.
  • Make the payment online through any of your preferred modes.

Documents required for Honda car insurance claim process

You need to provide the following documents for the Honda car insurance claim process.

  • Honda car insurance claim form
  • Policy document
  • Honda car registration certificate (RC)
  • Copy of driving licence
  • FIR copy, in case of theft, accident, or third-party liability
  • Repair bills if opted for reimbursement claim settlement

Honda car insurance is a comprehensive policy that offers complete financial protection to your Honda car. Get the required financial assistance in case of any incurred damages due to an unforeseen mishap. Choose your required car insurance policy online and buy the one that suits you the best.

Frequently asked questions

What is Honda car insurance?

Honda car insurance is a type of insurance policy specifically designed to secure Honda vehicles. It covers damages caused in case of accidents, theft, fire, or any natural calamities or manmade activities.

Why do I need Honda car insurance?

Honda car insurance provides coverage for damages caused to your car as well as third party. It keeps you legally compliant, as Motor Vehicles Act mandates every car owner to have third-party insurance. You also get personal accident cover for owner-driver and passengers.

How does insurer determine the Honda car insurance premium?

Honda car insurance premium depends on various factors such as the vehicle’s age, type of coverage required, the driver's age and driving history.

Can I transfer my Honda car insurance to a new vehicle?

Yes, you can transfer your Honda car insurance to a new vehicle. However, you may need to pay a small fee for the transfer. You must check with your insurer while doing so.

Is roadside assistance included in Honda car insurance?

Honda car insurance offers roadside assistance as an add-on cover. You can opt for this coverage at an additional cost if you wish.

Does Honda insurance cover third-party insurance in the package?

Yes, Honda car insurance offers third-party insurance as a part of the insurance package. This covers damages or injuries caused to the third party in case of an accident. Opting for a comprehensive coverage for complete protection is wise decision.

Related videos

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.