HDFC Life Insurance FAQs

Frequently asked questions

Where can I get my HDFC Life policy details?

You can contact the insurer to know about your policy details and updates by calling on 1860-267-999. You can send an email at service@hdfclife.com to get the updates. You can also access the policy details on the My Account section.

How can I check my HDFC Life insurance status?

If you have bought your HDFC Life Insurance policy from Bajaj Finserv Insurance Mall, you can check your HDFC Life insurance policy status on My Account or check on the Bajaj Finserv App. You can also call the HDFC helpdesk on 1860-267-999 or send an email at service@hdfclife.com to know the status.

How do I get the premium payment receipt for HDFC Life Insurance?

The insurer will send the premium payment receipt to your registered number immediately after successfully processing the payment. You can also download the receipt from the Bajaj Finserv customer portal. You only need to provide your application number or enter your registered number and date of birth.

How does life insurance work?

Life insurance pays the beneficiary or nominee in case of the insured's demise or completion of policy term. The nominee can raise a death coverage claim with the insurer in case of the insured's death. You can also renew the policy if the tenure is over. Also, if the policyholder survives the entire policy tenure, they can claim for a maturity benefit.

What are the types of life insurance policies?

There are nine types of life insurance policies: term life insurance policies, whole life insurance policies, endowment life insurance policies, money-back insurance policies, and various retirement plans.

What are the primary benefits of a life insurance plan?

A life insurance plan gives you financial coverage for a secure future. This policy provides death coverage. You get the flexibility to choose the term. You can get a loan against your plan in case of a financial emergency. This policy also offers you the opportunity to create wealth.

How do you benefit from life insurance?

Life insurance provides you and your dependents with financial security in times of need. The life insurance policy works in two ways. One, in case of the insured’s demise, the insurer pays out an amount to the nominee, ensuring the family is financially stable. Another, wherein these policies also help you in adding up your retirement savings or financial wealth in future. Many life insurance policies cover chronic and terminal illnesses.

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Disclaimer

*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj General Insurance Limited(Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note- While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.