HDFC ERGO two-wheeler insurance renewal

Know the renewal process of HDFC ERGO two-wheeler insurance, and benefits of renewing it online.
HDFC ERGO two-wheeler insurance renewal
3 mins
25-July-2023

As a bike owner, it is essential to have a valid insurance policy to secure your two-wheeler from any unforeseen events. HDFC ERGO, one of the leading insurance providers in India, offers a comprehensive two-wheeler insurance policy to safeguard your bike. If you already have a policy from HDFC ERGO, then you must renew it from time to time to continue enjoying the benefits.
Know in detail about HDFC ERGO two-wheeler insurance renewal, its primary features, benefits, and the steps to renew it.

HDFC ERGO Two-wheeler Insurance online renewal – Key features

Here’s a quick look at the features of HDFC ERGO Two-wheeler Insurance.

Features

Specifications

Cashless garages

6,700+ garages across India

Own damage cover

Covered under comprehensive car insurance.

Third-party cover

Available

Personal accident cover

Available

Theft

Covered

24x7 roadside assistance

Available

Quick online process

Buy policy in just a few minutes with zero documentation.


HDFC ERGO two-wheeler insurance renewal online is an easy and hassle-free process. You can renew your policy from the comfort of your home or office without visiting a branch or filling out lengthy forms. Here are some of the primary features of HDFC ERGO bike insurance renewal online:

Instant policy renewal

You can renew your two-wheeler insurance policy instantly in just a few clicks. All you need is your policy number and the expiry date to initiate the renewal process.

Secure payment

HDFC ERGO provides a secure payment gateway to ensure that your money is safe during the renewal process.

Customised plans

HDFC ERGO offers you the option to customise your comprehensive car insurance plan as per your needs. You can choose from various add-ons offered by the insurer to enhance your car insurance policy.

Benefits of HDFC ERGO bike insurance online renewal

Here are the benefits of renewing your two-wheeler insurance policy online with HDFC ERGO.

Uninterrupted coverage

HDFC ERGO ensures that your bike remains intact even if the policy has expired. If you renew your policy within 90 days of expiry, you can enjoy the benefits of continuous coverage.

No documentation

HDFC ERGO offers a paperless renewal process, and you do not have to submit any documents or papers during the renewal process.

No inspection

If you renew your policy on time, then HDFC ERGO does not require any inspection of your bike. This saves you time and effort.

Discounts

HDFC ERGO offers various discounts such as No Claim Bonus (NCB) and voluntary excess to lower your premiums.

Instant policy issuance

Once you complete the payment process, HDFC ERGO issues your policy instantly, and you can download it from their website.

Increased convenience

Renewing your two-wheeler insurance policy online saves you time and effort. You can renew your policy from anywhere and at any time, saving you from long queues or waiting for an agent.

Steps to renew HDFC ERGO bike insurance

Follow these steps to renew your two-wheeler insurance policy with HDFC ERGO online:

Step 1: Visit HDFC ERGO's website and click on the 'Renew Policy' option.
Step 2: Enter your policy number and the expiry date to initiate the renewal process.
Step 3: Select the type of policy that you want to renew, i.e., comprehensive, or third-party liability.
Step 4: Review the policy details and premium amount.
Step 5: Make the payment through a secure payment gateway using your debit/credit card, or net banking.
Step 6: HDFC ERGO issues your policy instantly, and you can download it from the website.

Offline renewal process of HDFC ERGO Two-wheeler Insurance policy

If you prefer renewing the bike insurance offline through the HDFC ERGO branch or an agent, follow these steps:

Step 1: Visit the nearest HDFC ERGO branch or contact an agent.
Step 2: Provide your policy details, i.e., policy number and the expiry date.
Step 3: Choose the type of policy, i.e., comprehensive, or third-party liability.
Step 4: Pay the premium amount through cash, cheque, or demand draft.
Step 5: HDFC ERGO issues your policy, and you can collect it from the branch or the agent.

Documents required for renewing HDFC ERGO bike insurance

To renew your two-wheeler insurance policy with HDFC ERGO, you need the following documents:

  • Policy number or a copy of the expired policy document.
  • Personal identification proof such as Aadhaar Card, driving licence, passport, or voter ID card.
  • Vehicle registration certificate (RC) book.

You can also buy HDFC ERGO Two-wheeler Insurance through Bajaj Finance Insurance Mall.

How to buy Bajaj Allianz bike insurance on Bajaj Finance Insurance Mall?

Here’s a step-by-step guide to buying two-wheeler insurance through Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the comprehensive two-wheeler insurance plans offered by leading motor insurance companies.
Step 2: Click on 'Get Quote’ to open the online application form.
Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.
Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.
Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.
Step 7: Enter vehicle owner’s name, date of birth, residential address, and contact number. Also, enter vehicle engine and chassis number (as per the RC) and previous policy details.
Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

By renewing your policy online, you can get the policy at lower premiums and customised plans. So, make sure you renew your policy on time and keep your bike safe and secure.

Frequently asked questions

Can I renew my bike insurance online?

Yes, you can easily renew your bike insurance online through a reputable insurance company like HDFC ERGO. Renewing your bike insurance policy online is a straightforward process that can save you time and hassle.

Should I buy HDFC ERGO Two-wheeler Insurance, it is a good plan?

HDFC ERGO is one of the leading insurance providers in India, offering comprehensive two-wheeler insurance policies that keep you financially secure. The policy covers damages caused by accidents, natural disasters, theft, and more, ensuring that you get complete financial security.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.
Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.