Ford Car Insurance

Get comprehensive details regarding Ford car insurance. Check coverage types, claim process, and factors affecting premiums. Find the right insurance plan for your Ford vehicle.
Check Our Car Insurance Plans
3 min
02-March-2024

Key features of Ford Car insurance

Ford car insurance plans offer several key features designed to provide comprehensive coverage and peace of mind to Ford vehicle owners:

  • Customised policies: Choose from tailored insurance plans to suit the specific requirements of Ford car owners.
  • Cashless claims: Enjoy the convenience of cashless claim settlements at authorized Ford service centres across the country.
  • 24/7 customer support: Access to round-the-clock customer support for assistance and guidance in case of emergencies or queries.

Types of coverage offered

Ford car insurance typically offers the following types of coverage:

  • Third-party liability: Mandatory by law, third-party liability coverage protects against legal liabilities arising from injuries or damages to third parties in accidents involving your Ford vehicle.
  • Own damage: Optional own damage coverage provides financial protection against damages to your Ford car due to accidents, theft, fire, or natural disasters.
  • Comprehensive coverage: This is a combination of third-party and own damage plans. It provides comprehensive coverage for your Ford car against accidental damages, natural calamities, and third-party liabilities.
  • Personal Accident Cover: Personal accident cover offers financial compensation in case of accidental death or disability of the insured driver.

How to choose the right insurance plan for your Ford car

When selecting a Ford car insurance plan, consider the following factors:

  • Coverage needs: Assess your coverage requirements based on factors such as the model of your Ford car, usage patterns, and budget.
  • Add-ons: Evaluate the available add-on covers such as zero depreciation, roadside assistance, and engine protection to enhance your insurance coverage.
  • Insurer reputation: Choose a reputable insurance provider known for their prompt claim settlements and excellent customer service.

How to buy Ford car insurance on Bajaj Finance Insurance Mall

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Ford cars. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Ford car insurance claim process

In the event of an accident or damage to your Ford car, follow these steps to file an insurance claim:

  1. Inform insurer: Notify your insurance provider immediately and provide details of the incident, including the location, time, and nature of the damage.
  2. Submit document: Submit the required documents, such as the claim form, copy of the insurance policy, and estimates for repairs.
  3. Damage assessment: An insurance surveyor will assess the extent of the damage to your Ford car and validate the claim.
  4. Claim settlement: Upon approval, the insurance company will initiate the claim settlement process and provide compensation for the damages as per the policy terms and conditions.

Ford car insurance prices

The car insurance prices for Ford car models may vary based on factors such as the model variant, age of the vehicle, geographical location, and the chosen insurance provider. Here's a comparison table highlighting insurance prices for select Ford car models:

Ford Car Models

Minimum premium (third-party coverage)

 

Ford Ecosport

3,416

Get Quote

Ford Figo

3,416

Get Quote

Ford Endeavour

7,897

Get Quote

Ford Aspire

3,416

Get Quote

Ford Fiesta

3,416

Get Quote

Factors determining the premium for Ford car insurance

Several factors influence the premium for insurance plans for your Ford car:

  • Vehicle type and model: The make and model of your Ford car significantly impact the insurance premium. High-end cars or cars with higher CC engines will have higher premiums due to their higher market value.
  • Vehicle age: The age of your Ford car plays a crucial role in determining the insurance premium. Newer cars may have higher premiums due to their higher market value and increased susceptibility to theft or damage.
  • Insured Declared Value (IDV): The Insured Declared Value represents the maximum sum insured in case of total loss or theft of your Ford car. Higher IDV leads to higher premiums as it implies a higher payout in case of a claim.
  • Driving history: Your driving record, including past accidents, claims history, and traffic violations, plays a crucial role in determining the insurance premium. A clean driving record with no claims or violations may result in lower premiums.
  • Safety features: The presence of safety features such as anti-theft devices, airbags, ABS (Anti-lock Braking System), and immobilizers can help lower the insurance premium by reducing the risk of theft or accidents.
  • Policy add-ons: Opting for additional coverage options or add-on covers such as zero depreciation, roadside assistance, engine protection, or consumable cover may increase the premium but provide enhanced protection and peace of mind.

By considering these factors and understanding the various aspects of Ford car insurance, you can make an informed decision and ensure adequate protection for your Ford vehicle.

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.