An ESIC card, administered by the Employees' State Insurance Corporation (ESIC), offers multiple benefits encompassing medical treatment, hospitalisation, maternity care, and more. In this article, we will discuss what is meant by an ESIC card, ESIC card eligibility and what are its benefits.
What is the ESIC card?
The ESI card means that those enrolled in the ESIC scheme are issued this card. It enables access to medical and sickness benefits at ESI network hospitals or dispensaries. These ESI benefits, part of the scheme, offer insurance coverage for medical expenses of the insured and their dependents.
The card is a smart identity magnetic card that is provided to enrolled workers and includes cards for both the insured and their dependents. However, physical copies of the ESI card are required for availing medical facilities at hospitals.
Benefits of ESIC card
Discussed below are the ESIC card benefits:
- Insured person can utilise their original ESI card from their initial employment for medical benefits even after changing jobs, provided they inform the new employer and share their insurance number.
- Registration on the ESIC portal using the insurance number enables insured persons to adjust contributions and benefits.
- The ESI card facilitates swift access to medical facilities at ESI network hospitals and dispensaries.
- It serves as a repository for the insured person's medical history, aiding future treatment at ESI-affiliated hospitals.
- Maternity, disablement, medical, and sickness benefits are accessible through the ESI card.
- Biometric authentication secures the ESI card against misuse, reducing duplicity and ensuring transparency.
The ESI card, also known as the Pehchan card, serves as an excellent health insurance option, facilitating swift and hassle-free access to the benefits of the ESI scheme at network hospitals.
