Maruti Suzuki Eeco is a popular and affordable multi-utility vehicle that provides a spacious and comfortable ride for families and businesses. It offers a powerful engine, ample storage space, and easy handling, making it a suitable choice for various purposes.
To protect your valuable investment and ensure peace of mind on the road, having the right car insurance is crucial. In this article, learn about Maruti Suzuki Eeco car insurance, its key features, and the benefits of purchasing it online. Also, know the coverage details, exclusions, and the various add-ons available.
Maruti Suzuki Eeco car insurance
When it comes to insuring your Eeco, you have two primary options: 7-seater insurance and 5-seater insurance. The primary difference between these two lies in the seating capacity, but the insurance coverage remains fundamentally the same. The choice between them depends on the size of your family or your business needs.
While the Eeco is popular for its affordability, car insurance is an essential expense that every vehicle owner must consider. Eeco car insurance provides the necessary financial protection in case of accidents, theft, or damage. It ensures that you are not left in the lurch when the unexpected occurs.
What are the car insurance plan options for the Eeco van?
Here are the car insurance plan options you can consider for your Eeco van:
Third-party car insurance: This is the most basic type of car insurance and is mandatory by law. It covers damages caused to third-party property or person in an accident involving your Eeco van.
Comprehensive car insurance: This insurance plan covers both third-party damages as well as damages to your vehicle. It includes coverage for theft, fire, and natural disasters.
Own-damage car insurance: This insurance plan covers damages caused to your van due to accidents, theft, or natural disasters. It does not cover damages caused to third-party property or persons.
Key features of Maruti Suzuki Eeco insurance
Maruti Suzuki Eeco car insurance offers a range of features that make it a valuable investment for every Eeco owner:
Third-party liability coverage
This is mandatory as per Indian law and covers any damage or injury caused to a third party. It includes property damage, injury, or even death.
Comprehensive coverage
Eeco car insurance can be extended to include comprehensive coverage, which protects your own vehicle in addition to third-party liability. This ensures that you get coverage for damage due to accidents, natural disasters, theft, and more.
Cashless repairs
Many insurance providers offer cashless repair services through their network of garages, making the claims process smooth and hassle-free.
Personal accident cover
Eeco insurance often includes a personal accident cover for the owner-driver, providing financial assistance in case of injuries or even death in an accident.
No Claim Bonus (NCB)
For every claim-free year, you earn a No Claim Bonus, which can lead to a reduction in your premium in the subsequent year. This serves as an incentive for safe driving.
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Benefits of buying Maruti Eeco car insurance online
In today's digital age, purchasing car insurance online has become a popular choice due to the numerous benefits it offers. Here are some advantages of buying Maruti Eeco car insurance online:
- Convenience: Online insurance purchase is incredibly convenient. You can compare different policies, calculate premiums, and purchase insurance from the comfort of your home or office.
- Cost-effective: Online policies are often more cost-effective because they eliminate intermediaries and reduce administrative costs. You can find competitive premiums and discounts easily.
- Instant policy issuance: Online insurance policies are typically issued instantly. This means you can get coverage for your Eeco without any delay.
- Easy comparison: Online platforms allow you to compare various insurance providers, their policies, and premiums to make an informed decision.
- Paperless transactions: Going paperless not only saves the environment but also ensures that your insurance documents are always accessible online.
Inclusions under Maruti Suzuki Eeco car insurance
When you opt for Maruti Suzuki Eeco car insurance, it is essential to understand the inclusions under the policy. Given below are a few:
- Accidents: Any damage caused to your Eeco due to accidents including collisions with other vehicles or objects.
- Natural disasters: Eeco insurance protects against damage caused by natural disasters such as earthquakes, floods, storms, and more.
- Theft: If someone steals your Eeco, your insurance policy will provide compensation based on the Insured Declared Value (IDV) of your vehicle.
- Fire and explosions: Damage resulting from fires and explosions.
- Riots and vandalism: Eeco insurance covers damage due to riots, strikes, or vandalism.
- Personal accident cover: In case of an accident, your policy may provide a personal accident cover for the owner-driver, offering financial support in case of injuries or death.
Exclusions under Maruti Suzuki Eeco car insurance
While Maruti Suzuki Eeco car insurance offers extensive coverage, some certain situations and damages are typically excluded from the policy. It is important to be aware of these exclusions:
- Normal wear and tear: Regular wear and tear of your vehicle, as well as ageing.
- Mechanical or electrical failures: Damages arising from mechanical or electrical failures.
- Driving under the influence: If an accident occurs while the driver is under the influence of alcohol or drugs.
- Illegal activities: Any damage that occurs while the Eeco is involved in illegal activities or being driven without a valid license.
- Consequential loss: Financial losses that are a consequence of the accident, but not directly related to vehicle damage.
Add-ons for Eeco car insurance
Maruti Suzuki Eeco insurance offers various add-ons that enhance the coverage and benefits of your policy. The add-ons include:
- Engine protection: Engine protection offers coverage against damages caused to the engine due to lubricant leakage, and water ingression.
- Zero depreciation cover: Zero depreciation cover ensures that you receive the full amount of the claim without any depreciation deductions. It is applicable for newer vehicles and provides complete financial coverage for accidental damages.
- Roadside assistance: Roadside assistance covers expenses incurred due to vehicle breakdowns, tire punctures, battery failure, and other road emergencies. It offers 24/7 assistance and helps you get back on the road quickly.
- No-claim bonus protection: No-claim bonus protection allows you to retain your accumulated NCB even after filing a claim. It ensures that you receive maximum benefits and discounts on your premium.
How to buy/renew Maruti Suzuki Eeco insurance?
You can easily buy and compare car insurance policies online. You only need to fill in your personal and vehicle details and make the payment. You will receive your policy document on your email ID.
To buy a car insurance policy for Maruti Eeco at Bajaj Finance Insurance Mall, follow the steps given below:
Step 1: Click here to visit the online application form.
Step 2: Enter the vehicle type, registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.
Step 3: Choose the IDV, NCB value, optional add-on covers, and plan type to get a list of relevant car insurance policies. You need to update the expiry date of your current car insurance policy here.
Step 4: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 5: Confirm the vehicle registration date and the previous policy type (Comprehensive/third-party). Click on ‘Proceed’ to buy car insurance online.
Step 6: Enter the vehicle owner’s name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as per the RC) and previous four-wheeler insurance policy details.
Step 7: Review your previously filled details and make the payment through your preferred online payment mode – Net banking, UPI, or credit/debit card to buy the policy.
What is the claim process for Maruti Suzuki Eeco insurance?
If you own a Maruti Eeco, it is crucial to have it insured against any untoward incident such as accidents, theft, natural calamities, or third-party liabilities. The insurance policy not only protects you from unforeseen expenses but also provides you with financial and legal coverage. Here is an overview of the claim procedure for Maruti Eeco car insurance:
Cashless claim
- If the car is damaged, the policyholder can avail of the cashless facility at any of the network garages of the insurer.
- The process involves intimating the insurer of the claim, submitting the required documents such as policy copy, vehicle registration, driving license, and FIR (in case of accidents), and getting the estimate of the repairs from the garage.
- Once approved, the repairs will be carried out, and the policyholder will only have to pay the deductible amount as per the policy terms.
Reimbursement claim
- If the policyholder gets the repairs done at any garage of their choice, they can claim for the expenses later.
- The process involves intimating the insurer of the claim, submitting the required documents such as policy copy, vehicle registration, driving license, and FIR (in case of accidents), original bills of the repairs, and getting the repairs done.
- The insurance company will then scrutinise the documents and reimburse the policyholder for the expenses incurred as per the policy terms.
Maruti Suzuki Eeco Car insurance is essential to protect your vehicle, yourself, and your finances from unforeseen damages, accidents, and natural calamities. The insurance provides comprehensive coverage that includes accidental cover, third-party liability, theft protection, and personal accident cover, among others.
