What is Cholesterol Normal Range - Impact of High Cholesterol on Health

Explore the normal range for cholesterol levels and how it impacts your heart health. Learn about the different types of cholesterol and how to manage them effectively.
Check Health Insurance Plans
3 min
14-October-2024

Cholesterol is an essential substance required by the body for various physiological functions. However, maintaining optimal cholesterol levels is crucial for cardiovascular health. This articles discusses the significance of cholesterol, its measurement, cholesterol normal range, strategies for managing cholesterol levels, and benefits of buying health insurance for treatment related to cholesterol-releated diseases. Also, know about the typical ranges for various cholesterol types, including LDL (Low-Density Lipoprotein) cholesterol normal value, HDL (High-Density Lipoprotein) cholesterol, and VLDL (Very Low-Density Lipoprotein) cholesterol.

What is cholesterol?

Cholesterol is a lipid, a type of fat, found in the blood. The liver naturally produces it, but it is also found in food. It helps produce hormonal chemicals and aids the body in making Vitamin D. Cholesterol is a waxy, fat-like substance found in the cells of the body. It is produced by the liver and is also obtained from certain foods. Cholesterol serves as a building block for cell membranes, hormones, and vitamin D. The normal range for cholesterol HDL is an important marker for assessing cardiovascular health.

Why are cholesterol numbers important?

Cholesterol numbers are crucial for assessing heart health and determining the risk of cardiovascular diseases. High levels of LDL (bad cholesterol) can lead to plaque buildup in arteries, increasing the chance of heart attacks and strokes. Regular monitoring of cholesterol levels helps in managing health proactively.

  • Cardiovascular risk assessment: Identifies potential heart disease risk.
  • Guides treatment plans: Helps healthcare providers recommend lifestyle changes or medications.
  • Monitoring progress: Tracks the effectiveness of dietary and exercise interventions.

What cholesterol levels are tested for?

Cholesterol tests measure different types of cholesterol and fats in the blood, primarily focusing on LDL, HDL, and total cholesterol levels.

  • LDL (Low-Density Lipoprotein): Often referred to as ‘bad’ cholesterol; high levels can increase heart disease risk.
  • HDL (High-Density Lipoprotein): Known as ‘good’ cholesterol; higher levels are protective against heart disease.
  • Total cholesterol: The overall cholesterol level, combining both LDL and HDL.

What does cholesterol mean to the body?

Cholesterol plays a vital role in:

  • Cell membrane structure and function
  • Hormone synthesis, including estrogen and testosterone
  • Vitamin D production
  • Bile acid synthesis for digestion

Also, check: Body fat calculator

How is cholesterol measured and what are the units?

Cholesterol levels are measured through a blood test called a lipid profile. This test evaluates several components, including total cholesterol, LDL cholesterol (low-density lipoprotein), HDL cholesterol (high-density lipoprotein), and triglycerides. Knowing the HDL and LDL cholesterol normal value is crucial for assessing cardiovascular risk factors accurately. Abnormal levels may indicate a need for lifestyle changes or medical intervention to reduce the risk of heart disease. Regular monitoring is essential for maintaining overall health.

Why measuring cholesterol levels important?

Understanding your cholesterol figures is crucial as they indicate your risk of heart disease. Monitoring your cholesterol normal range helps assess whether your levels are within healthy limits, lowering the risk of cardiovascular problems like heart attacks and strokes. Regular check-ups ensure timely intervention and lifestyle adjustments if needed.

What are normal cholesterol levels by age chart

The following table provides the cholesterol normal range by age, including normal VLDL cholesterol levels. Monitoring these levels helps assess cardiovascular risk and maintain heart health.

Age group

Total cholesterol (mg/dL)

LDL (mg/dL)

HDL (mg/dL)

Children (19 and under)

Less than 170

Less than 110

More than 45

Adults (20 and over)

125-200

Less than 100

40 or higher


Maintaining cholesterol levels within these ranges is key for long-term cardiovascular health.

What are high cholesterol levels by age chart

The table below outlines high cholesterol levels by age, indicating when cholesterol poses a greater risk for heart disease and other health issues.

Age group

Total Cholesterol (mg/dL)

LDL (mg/dL)

HDL (mg/dL)

Children (19 & under)

200 or higher

130 or higher

Less than 45

Adults (20 & over)

240 or higher

160 or higher

Less than 40 (men), Less than 50 (women)

 

High cholesterol levels increase the risk of cardiovascular diseases, making regular monitoring and management essential for all age groups.

Cholesterol range in men and women

Cholesterol levels in both men and women are influenced by genetics, lifestyle choices, and age. Men typically have higher LDL (low-density lipoprotein) cholesterol levels compared to women, increasing their risk of heart disease and stroke. Normal cholesterol for male individuals tends to reflect these higher LDL levels. The LDL bad cholesterol range for men is often higher, contributing to this elevated risk. Conversely, women often experience fluctuations in cholesterol levels during menopause, with LDL cholesterol rising and HDL (high-density lipoprotein) cholesterol decreasing. Normal cholesterol for female individuals may vary accordingly. Maintaining a healthy lifestyle through regular exercise, a balanced diet low in saturated fats, maintaining a healthy weight, and avoiding smoking is vital for managing cholesterol levels and promoting heart health in both men and women.

The following table outlines the recommended cholesterol ranges for men and women:

Cholesterol component

Desirable range

Total Cholesterol

Less than 200 mg/dL

LDL Cholesterol (bad cholesterol)

Less than 100 mg/dL

HDL Cholesterol (good cholesterol)

40 mg/dL or higher

Triglycerides

Less than 150 mg/dL

 

Cholesterol in children

  • Cholesterol levels in children are influenced by factors like genetics, diet, and physical activity.
  • High cholesterol in children can increase the risk of developing heart disease later in life.
  • Regular screenings are essential to monitor and maintain healthy levels.

Age Group

Total Cholesterol (mg/dL)

LDL (mg/dL)

HDL (mg/dL)

Non-HDL (mg/dL)

Children (1-9)

Less than 170

Less than 110

More than 45

Less than 120

Adolescents (10-19)

Less than 170

Less than 110

More than 45

Less than 120


Keeping cholesterol levels within these ranges helps promote heart health in children.

You can check your body mass and ideal body mass range for men and women using the BMI calculator.

Types of cholesterol

Cholesterol, a waxy substance produced by the liver and found in certain foods, circulates in the bloodstream in various forms. These include:

Low-Density Lipoprotein (LDL) Cholesterol:

  • Often termed ‘bad’ cholesterol.
  • Carries cholesterol to cells but can accumulate in artery walls, leading to plaque buildup and increased risk of heart disease.
  • Higher levels are associated with an elevated risk of cardiovascular problems.

High-Density Lipoprotein (HDL) Cholesterol:

  • Known as ‘good’ cholesterol.
  • Functions to transport cholesterol from the bloodstream to the liver for excretion, thus reducing plaque formation.
  • Higher levels are linked with a lower risk of heart disease.

Also read: Calorie calculator for men and women

Very Low-Density Lipoprotein (VLDL) Cholesterol:

  • Contains mostly triglycerides, a type of fat.
  • Can contribute to artery plaque buildup and cardiovascular issues if elevated.
  • Levels are often measured alongside other cholesterol types for comprehensive risk assessment.

How can cholesterol levels be too low or too high?

Cholesterol levels can be either too low or too high, both posing health risks. High cholesterol leads to plaque buildup in arteries, increasing the risk of heart disease and stroke. On the other hand, low cholesterol can impact hormone production and cell function, potentially causing neurological and digestive issues.

How often should I get my cholesterol tested?

  • Adults (20 years and older): Should have their cholesterol tested every 4 to 6 years if normal.
  • People with heart disease risk factors: May need more frequent testing.
  • Children and adolescents: Should undergo testing at least once between ages 9-11 and again between 17-21, especially if there's a family history of high cholesterol.

People assigned male at birth

Age group

Total cholesterol (mg/dL)

LDL (mg/dL)

HDL (mg/dL)

20-29

Less than 200

Less than 130

More than 40

30-39

Less than 200

Less than 130

More than 40

40 and older

Less than 200

Less than 130

More than 40

 

People assigned female at birth

Age group

Total cholesterol (mg/dL)

LDL (mg/dL)

HDL (mg/dL)

20-29

Less than 200

Less than 130

More than 50

30-39

Less than 200

Less than 130

More than 50

40 and older

Less than 200

Less than 130

More than 50

 

What is the impact of cholesterol on health?

Cholesterol plays a crucial role in the body's functioning, but imbalances can lead to health issues. Elevated LDL (low-density lipoprotein) cholesterol levels contribute to plaque buildup in arteries, increasing the risk of heart disease and stroke. Conversely, higher levels of HDL (high-density lipoprotein) cholesterol offer protective benefits by removing excess cholesterol from the bloodstream. Managing cholesterol levels through lifestyle changes, such as a healthy diet, regular exercise, and avoiding smoking, is essential for preventing cardiovascular problems and promoting overall health. Monitoring your cholesterol normal range through regular screenings is important for assessing and maintaining heart health.

Read more: Health insurance for stroke

Ways to reduce cholesterol intake

Several lifestyle modifications can help lower cholesterol levels:

1. Healthy diet

Adopting a diet rich in fruits, vegetables, whole grains, and lean proteins can help reduce LDL cholesterol levels.cholesterol normal levels.

2. Regular exercise

Engaging in regular physical activity can help raise HDL cholesterol levels and improve overall cardiovascular health.

3. Weight management

Maintaining a healthy weight through diet and exercise can help improve cholesterol levels.

4. Smoking cessation:

Quitting smoking can increase HDL cholesterol levels and reduce the risk of heart disease.

Also, read: World’s Deadliest Diseases

Cholesterol treatment options

Cholesterol treatment options include lifestyle changes and medications. Lifestyle changes like a balanced diet, regular exercise, and quitting smoking can effectively lower cholesterol levels. Medications, such as statins, are often prescribed to reduce LDL cholesterol. Doctors may also recommend other drugs like bile acid sequestrants or cholesterol absorption inhibitors depending on individual needs.

Health insurance plans for cholesterol-related illnesses

Health insurance coverage is crucial for managing cholesterol-related conditions. Discussed below are a few such benefits of health insurance:

1. Diagnostic testing:

Insurance plans cover the cost of lipid profiles and other diagnostic tests necessary for monitoring cholesterol levels.

2. Medication coverage:

For individuals with elevated cholesterol levels, health insurance often covers the cost of cholesterol-lowering medications, such as statins.

3. Preventive care:

Many health insurance plans offer coverage for preventive health check-ups, such as cholesterol screenings and counseling, to help individuals manage their cholesterol levels and reduce their risk of cardiovascular disease.

Understanding cholesterol and its health implications is essential for maintaining overall well-being. By monitoring cholesterol levels, adopting healthy lifestyle habits, and leveraging health insurance coverage for preventive care and treatment, individuals can effectively manage their cholesterol levels and reduce their risk of cardiovascular disease. Prioritising cholesterol normal range and management is a proactive step towards achieving long-term cardiovascular health and overall wellness.

Frequently asked questions

What is cholesterol?

Cholesterol is a type of fat or lipid that is found in your blood. Your liver generates it naturally, but it can also come from the food you eat. Although often associated negatively, cholesterol performs critical functions in your body, like producing hormones, vitamin D, and substances that aid in food digestion.

How can I lower my cholesterol levels?

Strategies to lower cholesterol levels include dietary changes such as reducing the amount of saturated fat, increasing intake of fruits, vegetables, and whole grains, regular physical exercise, maintaining a healthy weight, and not smoking.

What are the possible health consequences of high cholesterol?

High cholesterol can narrow your arteries because of the accumulation of cholesterol, forming a hard deposit called plaque. This condition, known as atherosclerosis, can lead to heart disease, angina, carotid artery disease, peripheral artery disease, and also increase your risk of stroke.

What is the normal cholesterol level by age?

Normal cholesterol levels can vary slightly by age and gender. Generally, for adults over 20 years old, total cholesterol should be less than 200 mg/dL, with LDL cholesterol below 100 mg/dL, HDL cholesterol ideally above 40 mg/dL for men and 50 mg/dL for women, and triglycerides below 150 mg/dL.

What cholesterol level is too high?

Cholesterol levels are considered too high when total cholesterol exceeds 240 mg/dL, LDL cholesterol is above 160 mg/dL, HDL cholesterol is below 40 mg/dL for men and 50 mg/dL for women, and triglycerides exceed 200 mg/dL. High levels increase the risk of heart disease.

What are the 5 signs of high cholesterol?

Signs of high cholesterol may include chest pain or angina, yellowish skin growths, yellowish deposits around the eyes, pain or discomfort in the upper abdomen, and stroke-like symptoms such as sudden weakness or difficulty speaking.

What Is LDL average range?

The average range for LDL (low-density lipoprotein) cholesterol is less than 100 mg/dL for healthy individuals. LDL levels between 100-129 mg/dL are acceptable for people without health risks, while levels above 160 mg/dL are considered high.

Which cholesterol is harmful, LDL or HDL?

LDL is harmful because high levels lead to plaque buildup in arteries, increasing heart disease and stroke risk. HDL, known as ‘good’ cholesterol, helps remove LDL from the bloodstream, reducing cardiovascular risks.

What is good cholesterol normal range?

The normal range for HDL (high-density lipoprotein) or ‘good’ cholesterol is 40 mg/dL or higher in men and 50 mg/dL or higher in women, which helps protect against heart disease and stroke.

What level of cholesterol is bad?

Cholesterol levels are considered bad when LDL is 160 mg/dL or higher, HDL is below 40 mg/dL for men and 50 mg/dL for women, and total cholesterol exceeds 240 mg/dL, increasing cardiovascular risk.

Which cholesterol level is good?

A good cholesterol level includes an LDL of less than 100 mg/dL, HDL of 40 mg/dL or higher (men), 50 mg/dL or higher (women), and a total cholesterol level under 200 mg/dL.

How much cholesterol level is safe?

A safe cholesterol level includes LDL below 100 mg/dL, HDL above 40-50 mg/dL, and total cholesterol between 125-200 mg/dL. Maintaining these levels reduces the risk of heart disease and related conditions.

How to drop cholesterol fast?

To quickly lower cholesterol, focus on a heart-healthy diet (low in saturated and trans fats), increase fiber intake, exercise regularly, and consider taking medications like statins under medical supervision for faster results.

What is normal LDL for a 70-year-old?

For a 70-year-old, a normal LDL level is ideally less than 100 mg/dL. However, for those at higher risk of heart disease, LDL levels should be kept below 70 mg/dL for better heart protection.

What range should your HDL and LDL be?

HDL should be 40 mg/dL or higher for men and 50 mg/dL or higher for women. LDL should be less than 100 mg/dL for optimal heart health, with levels under 70 mg/dL preferred for high-risk individuals.

Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.