Bhamashah Yojana: Benefits, Coverage & Eligibility

Discover the benefits and eligibility criteria of the Bhamashah Yojana.
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3 min
13-May-2024

Launched by the state government of Rajasthan, the Bhamashah Yojana has revolutionised access to social welfare and financial inclusion. Through direct cash benefits and streamlined services, particularly targeting women, Bhamashah Yojana aims to uplift socio-economic standards and empower households across Rajasthan. In this article, we will explore the benefits of the Bhamashah Yojana, coverage, eligibility, features, and more about the scheme.

Bhamashah Yojana: An overview

Given below is a brief overview of Bhamashah Swasthya Bima Yojana:

Scheme name

Bhamashah Yojana

Launched by

State Government of Rajasthan

Launched in

2008

Coverage

Up to Rs. 5 lakh

Objective of the scheme

Empowering and integrating women in Rajasthan into the financial system.


Also, read: Medical insurance policy

What is the Bhamashah Yojana?

The Bhamashah Yojana, initiated by the Rajasthan government, aims to empower women and enhance their financial inclusion. It serves as the state's maiden stride towards digitalisation, offering women financial autonomy. This scheme ensures the seamless transfer of government benefits to eligible women, fostering transparency and simplicity. Upon opening a bank account, beneficiaries typically receive their Bhamashah Yojana card within 2-3 months. Since its inception in 2008, approximately 50 lakh women have applied for it, resulting in the opening of around 29 lakh accounts for accessing various scheme benefits.

Explore: List of government health scheme in India

Features of Bhamashah Yojana

The Bhamashah Yojana facilitates the direct transfer of government benefits to the recipient's account, thereby combating corruption. Discussed below are the features of the scheme:

  • This initiative aims to channel State Government benefits directly to deserving women in society.
  • Over 1.5 million women have availed themselves of the opportunity to open bank accounts and access scheme benefits through the program.
  • Qualified students and individuals with disabilities receive the Bhamashah Card as part of the initiative.
  • Men can also acquire the Bhamashah card by paying a nominal fee of either Rs. 20 or Rs. 25.
  • Additionally, the Bhamashah Card offers medical insurance coverage ranging from Rs. 30,000 to Rs. 3 lakh for impoverished and disadvantaged individuals during medical emergencies.
  • Using the biometric system, women possessing the Bhamashah Card can purchase rations from shops.

Eligibility criteria for Bhamashah Yojana

To qualify for the Bhamashah Yojana, individuals must meet the following criteria:

  • Children must be enrolled in government schools and colleges to gain admission for coaching exam preparation.
  • Adults seeking financial aid to initiate a business venture.
  • Women striving to assert their identity and emerge as leaders.
  • Patients in need of medical treatment requiring financial assistance for procedures.

Also, check: Age eligibility for health insurance

What is a Bhamashah card?

Under this scheme, eligible applicants, typically women, receive the Bhamashah card. This card is linked to the beneficiary's bank account. Once the Bhamashah card is prepared, applicants receive notifications via their registered mobile numbers. Family members of women with a Bhamashah Yojana card are also entitled to benefit from the scheme. The card facilitates core banking services and biometric identification.

Through direct fund transfers to their bank accounts, women receive various cash benefits under this scheme. Additionally, eligible students are provided with the Bhamashah card, enabling them to access scholarship benefits.

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Benefits of Bhamashah card

Discussed below are the benefits of the Bhamashah card:

  • Educational scholarships for students.
  • Funding for launching new businesses.
  • Free medical treatment for designated procedures and illnesses at specified hospitals.
  • Identification of individuals eligible for subsidised or free ration distribution.
  • Support for women aspiring to build professional careers through specialised training programs.

Also, check: ABHA card

Documents required to apply for Bhamashah card

Given below is the list of documents required to apply for Bhamashah card:

  • A copy of the application
  • Caste certificate
  • Experience letter (for businesses)
  • Birth certificate
  • Identity proof (Aadhaar card, Ration card, etc.)

The Bhamashah Yojana emerges as a crucial lifeline, offering financial support and opportunities to countless families across Rajasthan. With a focus on health insurance, this initiative not only secures medical assistance but also paves the way for a healthier tomorrow. By empowering women, aiding businesses, and ensuring access to education and healthcare, the scheme embodies the government's commitment to upliftment and prosperity for all its citizens.

Frequently asked questions

What is the Bhamashah health scheme?

The Bhamashah Swasthya Bima Yojana, crafted by the Rajasthan State Government, is a cashless health insurance program. It extends treatment coverage of up to Rs. 30,000 for common ailments and Rs. 3 lakh for severe illnesses to all eligible participants.

What is the purpose of Bhamashah Yojana?

The Bhamashah Yojana strives to grant women financial autonomy, marking Rajasthan's inaugural move towards digitalisation. Transparently, it channels governmental scheme benefits, both monetary and otherwise, directly to women, simplifying the process.

When did Bhamashah Yojana start in Rajasthan?

Launched in 2008, the Rajasthan Bhamashah Yojana aims to empower women and foster their financial inclusion.

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