Audi Car Insurance

Owning an Audi in India comes with the need for comprehensive car insurance to protect your luxury vehicle from unexpected risks. Audi car insurance is designed to offer financial security and peace of mind to Audi owners. Let's explore the specifics of Audi insurance, including costs and factors influencing premiums in India.

Audi car models and insurance prices

The specific Audi model and variant affect insurance premiums. For instance, the Audi A4 insurance cost may differ from that of an Audi A6 due to variations in repair costs and market value. Insurance premiums for these vehicles vary based on factors like the car's age, model, safety features, and the driver's history. Thoroughly comparing policies can help you find the best coverage at an optimal price. For an estimated third-party premium cost on your Audi car insurance, consult the table below.

Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key inclusions of car insurance

Here are some of the key components included in car insurance policies:

• Accidental coverage
  Provides comprehensive protection for your Audi against damages arising from unexpected accidents, ensuring peace of mind on the road.
• Theft protection
  Extensive coverage against theft, safeguarding your Audi's value up to the insured declared value specified in the policy.
• Coverage for natural and man-made calamities
  Offers robust protection against a wide range of perils, including natural disasters like storms and earthquakes, as well as human-induced incidents such as riots or vandalism, securing your vehicle in various adverse situations.
• Personal accident coverage
  Offers generous compensation of up to Rs. 15 lakh for the owner-driver in the unfortunate event of accidental death or disability, prioritizing the well-being and financial security of the driver and their family.
• Third-party liabilities coverage
  Ensures comprehensive financial protection against injuries or damages to third parties involved in an accident with your Audi, promoting responsible driving behavior and community safety.

Key exclusions of car insurance

Here are some of the main exclusions of car insurance policies:

• Normal wear and tear, as well as vehicle depreciation.
• Damage stemming from mechanical or electrical breakdowns.
• Accidents occurring when the driver is under the influence of drugs or alcohol.
• Operation of the vehicle by an individual lacking a valid driving license.
• Damages incurred outside the geographical limits specified in the insurance policy.

Car insurance add-ons you can consider

Add-ons are additional coverage options that can be bought along with a comprehensive car insurance policy for your Audi car. Here are some of the add-ons that you can buy along with your Audi car insurance policy:

• Zero depreciation cover
  Ensures full reimbursement without factoring in depreciation during claim settlements.
• Engine protection cover
  Provides coverage for repair or replacement of the engine in case of damages due to accidents or water ingression.
• Roadside assistance
  Offers assistance in emergencies such as breakdowns, flat tyres, fuel shortages, or towing services.
• Return to invoice
  Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
• Personal accident cover
  Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
• No-Claim Bonus protection
  Safeguards your accumulated no-claim bonus in case you make a claim, allowing you to retain the discount on your premium.
• Consumables cover
  Covers the cost of consumable items such as engine oil, coolant, nuts, bolts, etc., during repairs.
• Key replacement cover
  Provides coverage for the replacement cost of lost or stolen car keys, including locksmith charges.
• Invoice price cover
  Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

How to buy/renew Audi car insurance through Bajaj Finance Insurance Mall

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Audi car. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Step 8

That’s it. You have successfully secured your Audi car with a car insurance policy.