Travel loan

Personal Loan for Travel

Plan a grand family holiday in India or an exotic vacation anywhere around the world with a Bajaj Finserv Personal Loan for travel. Get up to Rs. 55 lakh for all travel-related expenses, be it tour packages, hotel accommodation, or air tickets.

Obtain loan approval within 5 minutes*, courtesy of simple eligibility criteria, by applying online. Submit the basic set of documents to support your eligibility and get money in the bank within 24 hours* of verification. With quick approval and disbursal, you can avail travel finance even as you plan your itinerary.

We offer a repayment tenor of up to 96 months so that you can tailor your EMIs to your post-travel budget. Use the Personal Loan EMI Calculator to forecast your EMIs and pick the right tenor. To view and pay your EMIs, view statements, and check your repayment schedule, log in to our customer portal, My Account.

For flexibility in travelling, consider our Flexi personal loan. It allows you to withdraw funds from your approved sanction as and when the need arises. You pay interest on the amount withdrawn, and you can part-prepay funds for free. Moreover, you can opt to reduce your EMIs by up to 45% by paying only the interest component for the first part of the tenor.

What are the things you should consider before applying for a travel loan?

Before applying for a travel loan, consider the following:

• Loan amount: Estimate your travel expenses and borrow only what you need.
• Interest rates: Compare rates to ensure affordability.
• Repayment tenure: Choose a tenure that aligns with your financial capacity.
• Hidden charges: Check for processing fees or prepayment penalties.
• Eligibility: Verify the lender's eligibility criteria to avoid rejections.
• Credit score: A good credit score improves approval chances and offers better interest rates.

Plan your finances wisely to make the most of your travel loan without financial strain.

Our personal loan for travel can be easily availed across the top Indian cities by salaried professionals. For more city-specific information, you can view the eligibility criteria for personal loan. Keep your KYC and income documents like bank statements and salary slips handy for swift loan approval and verification. Considering your income and fixed obligations, use our Personal Loan Eligibility Calculator for a quick estimate of how much you can borrow.