Here’s the Home Loan Transfer Benefits
Low Interest Rates:
The main reason why borrowers opt for a home loan balance transfer is lower rate of interest offered by another lender. Lower interest rates reduce the EMIs and eventually the total cost of loan. Now you can transfer your existing Home Loan to Bajaj Finserv at a low interest rate starting 8.50%* p.a. for salaried & 8.70%* p.a. for self employed.
High Top-up Loan:
By transferring your Home Loan to Bajaj Finserv, you can get access to extra funds in the form of a top-up loan. Bajaj Finserv offers a top-up loan of up to Rs. 1 crore* or higher. You can use funds from this loan as per your discretion. Be it for renovating your home or getting new furniture, the extra funds can be put to good use.
Nil Prepayment and Foreclosure
When you seek a home loan balance transfer from Bajaj Finserv, you can also enjoy excellent part prepayment and foreclosure terms. You don’t have to pay any extra charges when it comes to foreclosure or prepayment. You can make a prepayment post paying the first EMI, as long as its value is greater than or equal to that of 3 EMIs.
Customized Insurance Solutions:
Life can be unpredictable, so one should be prepared for all the outcomes. One way of doing this is to make use of the customised insurance options that Bajaj Finserv offers along with a Home Loan Balance Transfer benefits. You can choose from options based on your needs and protect your family in case of an untoward incident.
Online Account Access:
Transferring your home loan balance to Bajaj Finserv allows you to manage your loan as per your convenience. You can apply for the transfer online and then manage your loan from the comfort of your home or when you are on the go. By signing into the Bajaj customer portal, you can view all the loan’s details, including statements, due EMIs and outstanding principal amount.
A home loan should be stress-free and affordable, and Bajaj Finserv’s Home Loan Balance Transfer ensures this. By transferring your home loan balance to Bajaj Finserv not only will your EMIs be affordable, you will also be able to make the most of exclusive home loan balance transfer benefits. But, before seeking a transfer, inform your previous lender well in advance. Also, make it a point to collect all documents from your old lender to for a hassle-free transfer. Get started here.
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*Terms and conditions apply
