Steps to use Bajaj Health EMI card

Read this article to know how you can use the Bajaj health card
Steps to use Bajaj Health card
3 min
20-September-2024
The Bajaj Health EMI Card is a unique financial tool that allows users to manage their healthcare expenses seamlessly. With this card, individuals can convert their medical bills into easy EMIs, making healthcare more accessible and affordable. Whether it’s for a surgery, dental care, diagnostic tests, or any other medical treatment, the card offers the flexibility to pay in instalments. The card is accepted at over 1,000 hospitals and medical centres, ensuring wide coverage for various medical needs. It’s also easy to apply and use, with minimal paperwork and a quick approval process. Users can choose from different EMI tenures, ranging from 3 to 24 months, making it convenient to align payments with personal financial planning. Additionally, the card is available to anyone between 21 and 65 years old, making it an inclusive option for a wide demographic. This card simplifies healthcare financing, ensuring that medical needs don't become a financial burden.

What is a Bajaj Health EMI Card?

A Bajaj Health EMI Card is a digital card that enables users to convert healthcare-related expenses into easy EMIs. It allows users to access healthcare services without worrying about immediate payment. Medical treatments, diagnostic tests, surgeries, dental care, and more can be paid for using this card in instalments, rather than in a lump sum. The card can be used at partner hospitals, diagnostic centres, and medical facilities across the country. With flexible tenure options, users can choose repayment periods between 3 and 24 months, helping them manage their financial commitments better. The card’s application process is straightforward and requires minimal documentation, which makes it accessible to many people. The Bajaj Health EMI Card offers pre-approved loan limits, meaning users do not need to apply for a new loan every time they visit a healthcare provider. It is designed to offer financial ease while ensuring medical treatments and services remain uninterrupted.

How to apply for the Bajaj Health EMI Card?

  • Visit the official website or download the mobile app of Bajaj Finserv.
  • Navigate to the section for Health EMI Cards.
  • Choose the "Apply Now" option.
  • Fill in basic details like name, contact number, and PAN card number.
  • Submit the application with minimal documentation.
  • Get instant approval if eligible.
  • The card is instantly available in digital format for immediate use.
  • Physical card delivery can be opted for if required.
  • Choose your desired EMI tenure during the first transaction.
  • The card is activated immediately after the first use at a partner hospital or medical centre.
  • Pay for treatments, surgeries, diagnostic tests, or other medical services in easy instalments.

What are the benefits of using the Bajaj Health EMI Card?

  • Convert medical expenses into easy instalments with flexible tenures.
  • Access to over 1,000 healthcare centres and hospitals.
  • Pre-approved loan limit for medical treatments, ensuring no fresh loan application is needed each time.
  • Minimal documentation and instant digital card activation.
  • Option to pay back over 3 to 24 months as per convenience.
  • Wide range of treatments and services covered, including surgeries, diagnostics, and dental care.
  • Simple online application process with quick approvals.
  • Hassle-free EMI options without hidden charges or complicated procedures.
  • The card is available to individuals between 21 and 65 years old.
  • Offers a user-friendly digital experience, allowing easy management of payments.

How do I use the Bajaj Health EMI Card at a medical facility?

  • Visit a partner hospital, diagnostic centre, or healthcare facility that accepts the Bajaj Health EMI Card.
  • At the billing counter, inform the staff that you wish to use your Bajaj Health EMI Card for payment.
  • Provide your registered mobile number or show the digital version of the card available in your Bajaj Finserv account.
  • The healthcare provider will check the card details and verify your pre-approved loan limit.
  • Choose the EMI tenure that suits your financial plan—options range from 3 to 24 months.
  • The transaction is processed, converting your medical bill into easy EMIs without additional charges.
  • You'll receive a notification on your registered mobile number, confirming the successful EMI transaction.
  • Payments will be automatically deducted from your registered bank account based on the chosen tenure.
For more details, you can easily check your health ID number or access your Bajaj Health Card details online through your Bajaj Finserv account.

Conclusion

The Bajaj Health EMI Card is a comprehensive solution for managing healthcare expenses. Its easy EMI conversion, minimal documentation, and wide acceptance make it a reliable financial tool for individuals looking to manage medical costs effectively. With flexible tenures and an accessible application process, it ensures users can focus on their health without worrying about finances.

Frequently asked questions

How can I use my Bajaj EMI card?
You can use the Bajaj EMI Card at partner merchants, both online and offline, for purchasing products or services. Simply choose your desired item, provide your card details at checkout, and select a suitable EMI tenure for easy monthly instalments.

What are the benefits of Bajaj Health EMI card?
The Bajaj Health EMI Card allows converting medical expenses into EMIs, offers pre-approved loan limits, covers a wide range of treatments, and is accepted at over 1,000 hospitals. It provides flexible repayment tenures and requires minimal documentation for easy application and instant approval.

Can I use the Bajaj Health EMI card on Amazon?
No, the Bajaj Health EMI Card is designed specifically for healthcare-related expenses at partner hospitals, diagnostic centres, and medical facilities. It cannot be used for purchases on Amazon or other e-commerce platforms.

How can I manage or close my Bajaj Health EMI Card account?
To manage or close your Bajaj Health EMI Card account, visit the Bajaj Finserv customer portal or mobile app. Navigate to the card management section, where you can view statements, make payments, and request account closure if needed.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.