Discover the process of making online payments for your PNB loan. This article provides a simple guide for managing your loan payments online through the Bajaj Finserv BBPS Platform.

You can easily pay your loan EMIs here.

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Pay PNB loan EMI online

Managing your loan payments efficiently is crucial to maintaining a healthy financial life.

Punjab National Bank (PNB), abbreviated as PNB, is an Indian government-owned public sector bank headquartered in New Delhi. Founded in May 1894, it stands as the second-largest public sector bank in India in terms of business volumes, serving over 180 million customers through its 12,248 branches and 13,000+ ATMs. PNB also has a banking subsidiary in the UK and branches in Hong Kong, Dubai, Kabul, and other international locations. Its mission is to further the economic interests of the country by providing financial services and promoting financial inclusivity.

In this article, we will explore how you can conveniently pay your PNB loan EMIs online, check your loan statement, and find verified contact details for payment-related issues.

How to pay loan EMI online?

Paying your PNB loan EMI online is now easier than ever with the Bajaj Finserv BBPS Platform.

The Bajaj Finserv BBPS Platform simplifies online loan repayment and offers several advantages. Some of the most prominent ones being:

  • Multiple payment options: The BBPS platform provides flexibility by allowing borrowers to pay their PNB loan EMIs through various channels. Whether it is net banking, credit cards, debit cards, or UPI, you can choose the method that suits you best.
  • Enhanced security: Security is paramount when dealing with financial transactions. The BBPS platform ensures encrypted and secure payment gateways, safeguarding your sensitive information during the process.
  • Instant receipts: No more waiting for manual updates. With BBPS, you receive instant payment confirmation and digital receipts. This transparency helps you keep track of your payments effortlessly.

Steps to make PNB loan payment on the Bajaj Finserv website

Follow the below steps for making loan payment via the Bajaj Finserv BBPS Platform:

  1. Visit the Bajaj Finserv website.
  2. Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS.’
  3. Select ‘LOAN REPAYMENT’ under ‘FINANCIAL SERVICES AND TAXES.’
  4. Select your operator from the drop-down menu
  5. Enter your ‘USERNAME’ and click on ‘FETCH BILL’  
  6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking
  7. After choosing your preferred payment mode, enter the requested payment details
  8. Check the details you entered and click on 'PAY NOW’

Offline PNB loan repayment

While online payments are convenient, some borrowers prefer offline methods.

If you choose to visit a bank branch for loan repayment, follow these steps:

  1. Locate the nearest PNB branch
  2. Visit the branch during working hours
  3. Provide your loan account details
  4. Pay your EMI in person

  • How to check your PNB statement

    Keeping track of your loan transactions is essential. To check your PNB statement, follow these steps:

    1. Visit the PNB website
    2. Log in to your account
    3. Look for the option to view your loan statement
    4. Download the statement for your records

    Contact details for payment related issues

    If you have any payment-related queries or concerns, reach out to PNB using the following contact details:

    • Customer care: Call the toll-free numbers 1800 1800 or 1800 2021 to reach out to PNB customer care.
    • Emai: Share your concerns via email on care@pnb.co.in.
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Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What happens if the PNB EMI is not paid on time?

Missing an EMI payment deadline can have consequences. PNB typically charges a late fee for delayed payments. It is essential to pay your EMIs promptly to avoid penalties and maintain a good credit history.

What are the charges of late payment of PNB loan?

The late payment charges vary depending on the loan type and the specific terms of your agreement. Generally, it includes a percentage of the overdue amount. To get accurate details, refer to your loan agreement or contact PNB directly.

Can I pay my PNB loan using cash?

Yes, you can pay your PNB loan using cash. Visit the nearest PNB branch and make the payment in person. Ensure you receive a proper receipt for your records.

How do I register a NACH mandate for payment of PNB loan EMI?

To set up a National Automated Clearing House (NACH) mandate for automatic EMI deductions:

  1. Visit your bank branch
  2. Fill out the NACH mandate form
  3. Provide necessary details, including your PNB account number
  4. Submit the form to authorise automatic deductions from your bank account
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