Discover the process of making online payments for your Altum Credo loan. This article provides a simple guide for managing your loan payments through online platforms.

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How to make Altum Credo loan payment online

Managing your loan payments efficiently is crucial to maintaining a healthy financial life.

Altum Credo is a housing finance company registered with the National Housing Bank (NHB). Headquartered in Pune, they operate in several states including Maharashtra, Tamil Nadu, Karnataka, Rajasthan, Andhra Pradesh, and Telangana. Their mission is to provide financial accessibility to first-time homebuyers in semi-urban and rural areas of India.

In this article, we will explore how you can conveniently pay your Altum Credo loan EMIs online, check your loan statement, and find verified contact details for payment-related issues.

How to pay loan EMI online?

Paying your Altum Credo loan EMI online is now easier than ever with the Bajaj Finserv BBPS Platform.

The Bajaj Finserv BBPS Platform simplifies online loan repayment and offers several advantages. Some of the most prominent ones being:

  • Multiple payment options: The BBPS platform provides flexibility by allowing borrowers to pay their Altum Credo loan EMIs through various channels. Whether it is net banking, credit cards, debit cards, or UPI, you can choose the method that suits you best.
  • Enhanced security: Security is paramount when dealing with financial transactions. The BBPS platform ensures encrypted and secure payment gateways, safeguarding your sensitive information during the process.
  • Instant receipts: No more waiting for manual updates. With BBPS, you receive instant payment confirmation and digital receipts. This transparency helps you keep track of your payments effortlessly.

Steps to make Altum Credo loan payment on the Bajaj Finserv website

Follow the below steps for making loan payment via the Bajaj Finserv BBPS Platform:

  1. Visit the Bajaj Finserv website
  2. Navigate to the ‘BILLS AND RECHARGES’ section under ‘PAYMENTS.’
  3. Select ‘LOAN REPAYMENT’ under ‘FINANCIAL SERVICES AND TAXES.’
  4. Select your operator from the drop-down menu
  5. Enter your ‘USERNAME’ and click on ‘FETCH BILL’  
  6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking
  7. After choosing your preferred payment mode, enter the requested payment details
  8. Check the details you entered and click on 'PAY NOW’

Offline Altum Credo loan repayment

While online payments are convenient, some borrowers prefer offline methods.

If you choose to visit a bank branch for loan repayment, follow these steps:

  1. Locate the nearest Altum Credo branch
  2. Visit the branch during working hours
  3. Provide your loan account details
  4. Pay your EMI in person

  • How to check Altum Credo loan statement

    Keeping track of your loan transactions is essential. To check your Altum Credo loan statement, follow these steps:

    1. Visit the Altum Credo website
    2. Log in to your account
    3. Look for the option to view your loan statement
    4. Download the statement for your records

    Contact details for payment related issues

    If you have any payment-related queries or concerns, reach out to Altum Credo using the following contact details:

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Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What if the Altum Credo EMI is not paid on time?

Missing an EMI payment deadline can have consequences. Altum Credo typically charges a late fee for delayed payments. It is essential to pay your EMIs promptly to avoid penalties and maintain a good credit history.

What are the charges of late payment of Altum Credo?

The late payment charges vary depending on the loan type and the specific terms of your agreement. Generally, it includes a percentage of the overdue amount. To get accurate details, refer to your loan agreement or contact Altum Credo directly.

What to do if payment is debited but not shown in the Altum Credo app?

If your payment is debited but not reflected in the Altum Credo app, follow these steps:

Wait: Sometimes, there might be a delay in updating the payment status.

Check bank statement: Verify if the amount has been deducted from your bank account.

Contact customer support: Reach out to Altum Credo’ customer care with transaction details. They can investigate and update your payment status.

Can I pay my Altum Credo bank loan using cash?

Yes, you can pay your Altum Credo loan using cash. Visit the nearest Altum Credo branch and make the payment in person. Ensure you receive a proper receipt for your records.

How do I register a NACH mandate for payment of Altum Credo loan EMI?

To set up a National Automated Clearing House (NACH) mandate for automatic EMI deductions:

  1. Visit your bank branch
  2. Fill out the NACH mandate form
  3. Provide necessary details, including your Altum Credo loan account number
  4. Submit the form to authorize automatic deductions from your bank account
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