Cashback offers are a popular way to save money while making payments, and Bajaj Pay provides users with various opportunities to earn cashback on transactions. Whether you are shopping online, paying bills, or making digital payments, Bajaj Pay allows you to earn cashback as a reward for using its platform. This program is designed to benefit both everyday users and those who frequently engage in larger transactions, making it an attractive option for enhancing your digital payment experience.

Benefits of using Bajaj Pay

Convenience: Bajaj Pay offers a seamless digital payment experience for all types of transactions, including bills, shopping, and money transfers.

Security: With end-to-end encryption and two-factor authentication, Bajaj Pay ensures secure transactions for all users.

Cashback offers: Users can earn cashback on eligible transactions, making it a great way to save on purchases.

Wide acceptance: Bajaj Pay is accepted across various platforms and merchants, making it easy to use for day-to-day payments.

Exclusive deals: Regularly updated offers and promotions add extra value for users, including seasonal discounts and partner-specific deals.

Easy wallet management: The Bajaj Pay wallet makes managing your digital finances convenient, with the ability to add funds, track spending, and utilise rewards in one place.

How to earn cashback on transactions

Earning cashback on Bajaj Pay is easy and can be done by following a few simple steps:

1. Sign up or log in: First, create an account or log into your Bajaj Pay account.

2. Link payment methods: Ensure your bank account or debit/credit card is linked to Bajaj Pay to process payments.

3. Select cashback offers: Look for ongoing cashback promotions and offers in the app or website.

4. Make eligible transactions: Complete transactions that qualify for cashback, such as shopping on partnered sites or paying bills.

5. Track cashback: After completing the transaction, you can monitor your earned cashback in your Bajaj Pay wallet.

6. Redeem cashback: Once the cashback is credited to your account, you can use it for future transactions, transfer it to your linked bank account, or use it to avail of other services.

Types of transactions eligible for cashback

Transaction type	Eligibility for cashback
Online shopping	Yes
Bill payments	Yes
Mobile recharges	Yes
Travel bookings	Yes
In-store purchases	Sometimes
Loan repayments	No

Exclusive offers with Bajaj Prime membership

Bajaj Pay Prime members enjoy exclusive offers, including higher cashback percentages, early access to special deals, and priority customer support. Prime membership also unlocks access to premium partner brands, providing further savings and perks with each transaction. This membership is ideal for frequent users of Bajaj Pay, as it maximises the benefits of cashback and other rewards.

Steps to activate cashback via Bajaj Pay

1. Log into your account: Open the Bajaj Pay app or website and sign in to your account.

2. Explore offers: Browse the available cashback offers in the “Deals” or “Offers” section.

3. Select a valid offer: Choose the offer that applies to your transaction and check the terms and conditions to ensure eligibility.

4. Complete the transaction: Proceed with your transaction, ensuring it qualifies for cashback as per the offer details.

5. Confirm cashback: Once the transaction is completed, your cashback will be automatically credited to your Bajaj Pay wallet or linked account, depending on the offer’s terms.

6. Track rewards: You can check your cashback status in the “Rewards” section of the app or website.

Common mistakes to avoid while earning cashback

Ignoring offer terms: Not reading the terms and conditions of cashback offers can result in missing out on rewards.

Not meeting eligibility criteria: Ensure that your transaction meets the offer’s requirements before proceeding.

Using ineligible payment methods: Some payment methods may not qualify for cashback, so be sure to use the correct one.

Not tracking cashback: Failing to check if the cashback is credited after a transaction can lead to confusion or missed rewards.

Expiry of offers: Cashback offers may have expiration dates, so make sure to use them within the specified time frame.

Additional rewards and perks with Bajaj Pay

In addition to cashback, Bajaj Pay offers other rewards and perks, including loyalty points, exclusive discounts on products and services, and bonus rewards for frequent users. Special seasonal promotions and partner rewards also enhance the overall benefits, ensuring users can always enjoy extra value when using Bajaj Pay.

Comparison of Bajaj Pay cashback with competitors

Features	Bajaj Pay	PhonePe	Google Pay
Transaction fees	Minimal or none	Minimal or none	Minimal or none
User interface	User-friendly	Intuitive	Simple and clean
Payment options	UPI, Wallet, EMI	UPI, Wallet	UPI, Wallet
Loan services	Yes	No	No
Rewards & offers	Regular offers	Cashback offers	Rewards through partners
Customer support	24/7 support	24/7 support	Limited