How to Block an ATM Card

Step by step process to block an ATM card.
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How to Block an ATM Card
5 mins read
9 Feb 2024

How to block an ATM card – Different methods

Blocking an ATM card is crucial if it is lost, stolen, or compromised to prevent unauthorised transactions. There are several methods to block an ATM card:

  1. Online banking: Many banks provide online banking facilities where you can log in to your account through their website or mobile app. Look for options related to card management or card services. From there, you can usually find an option to block your ATM card.
  2. Mobile banking app: If your bank has a dedicated mobile banking app, it often provides similar functionalities to the online banking platform. You can usually find an option to block your ATM card within the app's settings or card management section.
  3. Customer service hotline: Banks typically have customer service hotlines that you can call to report lost or stolen cards and request them to be blocked. This is usually available 24/7, but it is important to verify with your bank.
  4. SMS: Some banks offer SMS-based services where you can send a specific message to a designated number to block your ATM card. Check with your bank if they provide this service and what the specific instructions are.
  5. Visiting a bank branch: If other methods are not available or if you prefer face-to-face interaction, you can visit your bank's nearest branch and inform the staff about your lost or stolen card. They will assist you in blocking the card and may also help you with the process of getting a replacement card.
  6. Interactive Voice Response (IVR) system: Many banks have an automated IVR system where you can navigate through menu options using your phone's keypad to block your ATM card. This option is often available through the bank's customer service hotline.

Regardless of the method you choose, it is essential to act quickly to block your ATM card as soon as you realise it is lost or stolen to prevent any unauthorised transactions. Make sure to keep your card details, such as card number and PIN, secure and never share them with anyone.

Why should you block your ATM card

Blocking your ATM card is crucial to prevent unauthorised access and fraudulent transactions if it is lost or stolen. By blocking the card promptly, you mitigate the risk of financial loss and protect your funds. Additionally, blocking the card can help safeguard your personal information from being misused by unauthorised individuals. Timely action also demonstrates responsible financial behaviour and can expedite the process of getting a replacement card. Overall, blocking your ATM card promptly is a proactive measure to ensure the security of your finances and personal data.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I temporarily block my ATM card?

Yes, many banks offer the option to temporarily block ATM cards, preventing unauthorised use while allowing you to unblock it later. Check your bank's app, website, or contact customer service for this feature.

Can I transfer money after my ATM card is block?

Yes, typically you can still transfer money online or through other banking methods even if your ATM card is blocked, as long as your online banking credentials are active.

How do I block access to my ATM card?

Acting quickly is crucial if you need to block your ATM card. Here are some ways to do it:

  1. Online banking: Most banks allow blocking your card through their website. Log in, navigate to "card management" and look for the ‘BLOCK CARD’ option.
  2. Mobile banking app: Many banks offer similar functionality through their app. Look for a "card management" section and follow the prompts to block your card.
  3. Customer service: Call the toll-free number printed on the back of your card. Follow the automated instructions or speak to a representative to request blocking your card.
  4. Visit Your bank: Head to your nearest branch and inform a representative that you need to block your card. They will assist you with the process.
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