Home Credit India Finance Pvt Ltd Loan Payment Online on Bajaj Finserv

Home Credit India Finance Pvt Ltd loan payment online

Home Credit India Finance Pvt Ltd is a leading consumer finance provider headquartered in Gurugram, Haryana. The company offers a range of financial services, including personal loans, consumer durable loans, mobile phone financing, and insurance products. With a strong presence across India, Home Credit focuses on providing quick and convenient credit solutions to meet the diverse needs of its customers. The company's user-friendly application process, flexible repayment options, and accessible customer support make it a popular choice for individuals seeking affordable and reliable financial services. Home Credit is dedicated to promoting responsible lending and financial inclusion.

Bajaj Finserv allows you to make your loan payment using Bajaj Pay, a convenient payment platform that supports multiple payment options. By using the Bajaj Finserv website or app, you can complete your loan payment in just a few steps.

Steps to do Home Credit India Finance Pvt Ltd loan repayment online on the Bajaj Finserv app

Following these steps will allow you to do your loan repayment through the Bajaj Finserv app:

1. Download and install the Bajaj Finserv app from Google Play Store or App Store

2. Open the app on your mobile phone

3. Enter your 10-digit mobile number to 'GENERATE OTP'

4. Enter the OTP and click on 'PROCEED'

5. Under the ‘PAYMENTS’ section, select ‘LOAN REPAYMENT’

6. Choose ‘HOME CREDIT INDIA FINANCE PVT LTD’ as your biller from the drop-down menu

7. Enter your loan number and click on 'PROCEED'

Steps to repay Home Credit India Finance loan online on the Bajaj Finserv website

You can repay your Home Credit India Finance Pvt Ltd loan on the Bajaj Finserv website by following these steps:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/

2. Go to the ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section

3. Click on ‘PAY NOW’

4. Select your biller from the drop-down menu

5. Enter your ‘LOAN NUMBER’ and click on ‘PROCEED’

6. Select a payment method from the list of available payment options such as credit card, debit card, UPI, e-wallet, and net banking

7. After choosing your preferred payment mode, enter the requested payment details

8. Check the details that you entered and click on 'PAY NOW’

Home Credit India Finance Pvt Ltd fees and charges

Depending on the transaction amount and payment mode, a convenience fee of up to 2% (inclusive of applicable taxes) will be charged. For more information on fees and charges, click here.

Note: For failed transactions, the total amount, including charges except taxes, is reversed.

Benefits of making Home Credit India Finance loan repayment on Bajaj Finserv

Here are the features and benefits of paying Home Credit India Finance loan using the Bajaj Finserv BBPS platform:
- Quick and hassle-free: With the Bajaj Finserv BBPS platform, you can pay your Home Credit India Finance loan quickly and effortlessly.
- Safe and secure: The Bajaj Finserv BBPS provides a safe and secure payment platform. Your payment details are secure with the platform’s robust security measures.
- Multiple payment options: Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.
- Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.
Mode of payment

The Bajaj Finserv BBPS platform offers a range of convenient payment options to pay your Home Credit India Finance Pvt Ltd loan online. Let us explore the available modes:
- Credit card/debit card: This is a widely accepted and convenient option. You can make payments using your Visa, Mastercard, or Maestro card issued by any bank in India.
- Net banking: If you prefer online bank transfers, Bajaj Finserv integrates with major banks across India. Simply select your bank from the list and utilise your existing net banking credentials for secure payments.
- Bajaj Pay UPI: This option leverages the Unified Payments Interface (UPI) for instant fund transfers. It is a secure and fast way to pay directly from your bank account using a UPI app.
- Bajaj Pay Wallet: Bajaj Finserv also offers its own digital wallet - Bajaj Pay Wallet. If you have a Bajaj Pay account, you can easily make payments using the balance stored in your wallet.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

Explore and apply for co-branded credit cards online.

Invest in fixed deposits and mutual funds on the app.

Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.

Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.

Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.

Shop from over 100+ brand partners that offer a diverse range of products and services.

Use specialised tools like EMI calculators, SIP Calculators

Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Frequently asked questions

You can pay your Home Credit India Finance Pvt Ltd loan online via the Bajaj Finserv website or app. Simply select 'LOAN REPAYMENT,' enter your loan number, and choose a payment method like credit cards, debit cards, UPI, or net banking for quick and secure payment.

Missing a Home Credit India Finance Pvt Ltd loan payment may result in penalties, increased interest rates, or a negative impact on your credit score. It is important to pay on time to avoid these consequences and maintain a healthy credit record.

Home Credit India Finance Pvt Ltd offers multiple loan payment options. You can make payments using credit or debit cards, UPI, net banking, and e-wallets through Bajaj Finserv’s platform.

Yes, a convenience fee of up to 2% (inclusive of taxes) may apply depending on the transaction amount and payment method used. This fee ensures the secure processing of your loan payment. For more information on fees, visit the Bajaj Finserv platform.

Yes, you can repay your Home Credit India Finance Pvt Ltd loan using UPI through Bajaj Finserv’s website or app. During the payment process, select UPI as your payment method, enter the required details, and confirm the transaction for a quick and secure loan payment.

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