Pay your IDFC First loan on Bajaj Finserv with seamless transaction process and ease of payment.

IDFC First loan repayment online on Bajaj Finserv

You can quickly pay IDFC First Bank loans without facing any technical glitches through the BBPS platform on Bajaj Finserv. While you can make IDFC First Bank loan payments by visiting the bank's nearest branch, you will not enjoy the convenience offered by online payments. When you choose Bajaj Finserv to make IDFC EMI payment online, you can pay within minutes, anytime and from anywhere. Bajaj Pay, the BBPS platform Bajaj Finserv is a safe and reliable platform to make IDFC Bank loan payments, and there is no threat to your privacy. It grants greater flexibility as you can choose from the multiple payment modes available while making IDFC loan repayments.

The Bharat Bill Payment System (BBPS) is an integrated platform operated by the National Payments Corporation of India (NPCI). It streamlines digital payments and renders them quickly. When you use the Bajaj Finserv BBPS platform to make loan repayment and score discounts on successful transactions.

Steps to repay IDFC First loan online on the Bajaj Finserv website

Here is how you can repay IDFC First loan online on the Bajaj Finserv website:

  1. Visit the Bajaj Finserv website
  2. Go to the ‘PAYMENTS’ section
  3. Under that section, click on ‘ALL PAYMENTS’
  4. Now scroll down to click on ‘LOAN REPAYMENT’ under ‘BILLS AND RECHARGES’
  5. Choose your preferred loan provider
  6. Enter your Loan number and click on ‘FETCH BILL’
  7. Now, select the bill you want to complete the payment for and click to pay.
  8. After choosing your preferred payment mode, enter the requested payment details
  9. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.

Benefits of repaying IDFC First loan online on Bajaj Finserv

Here are the benefits of repaying IDFC First loan using the BBPS platform on Bajaj Finserv:

Quick and hassle-free: With the Bajaj Finserv BBPS platform, you can repay your IDFC First loan quickly and effortlessly.

Safe and secure: Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

Multiple payment options: The Bajaj Finserv BBPS platform offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.

Instant confirmation: After making the payment, the platform immediately confirms the payment through an email and SMS.

Checking your IDFC First dues is as simple as making a payment on Bajaj Pay. Bajaj Pay is committed to simplifying your financial life. Easily manage your IDFC First loan by checking your dues directly on the app. It is secure, fast, and convenient.

Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed

Other online loan repayments across India

Apart from IDFC Bank, Bajaj Finserv also allows you to pay EMIs online for other banks across India. You can pay EMIs for other loan providers such as:

Manappuram Finance loan repayment

Muthoot Finance loan payment

Hero Fincorp loan repayment

DMI Finance loan repayment

Ring loan repayment

HDB Finance loan repayment

RBL Bank loan repayment

Mahindra Finance loan repayment

IIFL Finance loan repayment

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information.  Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How do I check my IDFC loan balance?

You can check your IDFC loan balance by logging in to the IDFC First Bank app or website. From finding out the application status of your loan to getting updates about your loan, you can do everything related to your loan on the IDFC First Bank app and website.

What are bounce charges in IDFC Bank?

If your cheque towards the EMI payment bounces or your account balance is insufficient at the time of the EMI payment, an EMI bounce charge is applied. In the case of an IDFC First Bank loan, Rs. 400 + GST as applicable is charged per instance of dishonour of cheque.

How can I download my IDFC Bank statement?

Login to IDFC First Bank net banking by entering your username and password. Click on the ‘ACCOUNT STATEMENTS’ tab and select your account. Choose the period for which you want the statement and download the e-statement.

How do I check my loan details with IDFC First Bank?

You can check your IDFC loan payment status and details by checking your loan statement.

Follow these steps to view the loan statement:

Head over to the official website of IDFC First Bank
Log in to your account by entering your customer ID and password
Click on ‘VIEW STATEMENT’ to check your loan details

What are the payment methods for IDFC First loan payment?

You can make IDFC loan online payment using the BBPS platform on Bajaj Finserv using the following payment modes:

Credit Card
Debit Card
Net banking
UPI ID

How do I clear a loan from IDFC First bank?

You can clear a loan from IDFC First bank by paying the last EMI through your preferred payment mode. Once you have completed the IDFC bank loan payment until its maturity, contact the bank’s officials and submit the required documents authenticating your identity and loan details. You will receive a No Objection Certificate (NOC), mentioning that you have cleared your loan upon verification of the documents.

How do I close my IDFC first Bank loan?

You can close your IDFC First Bank loan by following these steps.

First and foremost, pay the last EMI
Once you have made the IDFC loan repayment, contact the bank for loan closure
Provide all the documents to the branch from where you availed of the loan
After verification, the bank will offer a No Objection Certificate (NOC) stating that you have repaid the loan

How can I check my Capital First loan status?

You can use the IDFC First Bank app to check your Capital First loan status.

How can I register for IDFC First Bank net banking?

You can register for IDFC First Bank net banking by following these easy steps:

1. Visit the IDFC First Bank website, and select the ‘LOGIN’ option

2. Click on ‘CREATE USERNAME’, enter your UCIC/ customer ID and click ‘SUBMIT’

3. Now enter the account number, or debit card number, or loan account number and enter the OTP received on your registered mobile number

4. Choose a username, create a net banking password and click on ‘SUBMIT’

How do I check my loan details with IDFC First Bank?

You can check your IDFC loan payment status and details by checking your loan statement. Follow these steps to view the loan statement:

  • Head over to the official website of IDFC First Bank
  • Log in to your account by entering your customer ID and password
  • Click on ‘VIEW STATEMENT’ to check your loan details
Can I check my IDFC bank loan status?

Yes, you can check your IDFC loan status on your IDFC bank mobile app or website.

What is the loan ID number?

The loan ID number is the loan account number provided by IDFC First Bank to every borrower once the loan gets approved. The loan ID is unique for every customer and allows them to access their account.

What are the payment methods for IDFC First Bank loan payment?

You can make IDFC loan online payment using the BBPS platform on Bajaj Finserv using the following payment modes:

  • Credit card
  • Debit card
  • Net banking
  • UPI ID
  • Bajaj Pay Wallet
Can I pay my IDFC loan EMI in advance?

Yes, you can pay your IDFC loan EMI in advance for up to a month.

Can I pay the loan before the due date?

Yes, you can complete IDFC loan repayment before the due date. However, a 5% fee is chargeable on the outstanding amount on foreclosure of the loan.

How can I pay my loan faster?

You can ensure faster IDFC loan repayment by part prepaying or foreclosing the loan.

How can I avoid paying interest on a loan?

You cannot avoid paying interest on a loan, but you can reduce your interest by maintaining a good credit score. Prepayment of loans can also reduce the interest, but the bank may levy a part prepayment fee.

How do I clear a loan from IDFC First Bank?

You can clear a loan from IDFC First Bank by paying the last EMI through your preferred payment mode. Once you have completed the IDFC bank loan payment until its maturity, contact the bank officials and submit the required documents authenticating your identity and loan details. You will receive a No Objection Certificate (NOC), mentioning that you have cleared your loan upon verification of the documents.

How do I pay a bounced IDFC loan EMI?

You can pay bounced IDFC loan EMI using the IDFC quick pay facility on the bank’s official website. You can also make an offline payment by visiting the nearest IDFC First Bank branch.

How can I check my EMI balance in IDFC?

You can check your EMI balance by downloading and installing the IDFC First Bank mobile app. Once installed, you can log in to your account and check the EMI that you need to pay.

How do I pay EMI online?

Log in to Bajaj Finserv website/app. Choose loan provider & enter account number. Pick your payment method (card, net banking, UPI) and confirm.

How can I check my IDFC loan EMI status?

By following these steps, you can check your IDFC bank loan payment EMI status:

  1. Download and install the IDFC First Bank mobile app
  2. Log in to your account using your credentials
  3. Click on ‘PRODUCTS AND SERVICES’
  4. Click on ‘CHECK APPLICATION STATUS’
  5. Type in the details of your loan
  6. Click on ‘SUBMIT’
  7. You can check your EMI status
How do I check if my IDFC loan is active?

You can check the status of your IDFC First Bank loan by dialling the toll-free customer care number 18605009900.

Does Bajaj Finserv provide recharge services apart from loan payment?

Yes, Bajaj Finserv also provides recharge services such as:

Does Bajaj Finserv provide other bill payment services apart from loan payment?

Yes, Bajaj Finserv also provides other bill payment services such as:

Can I get a loan statement through IDFC Quick Pay?

No, IDFC Quick Pay is not intended for the generation of comprehensive loan statements; rather, it is intended to be used for loan repayments and other payments. You must sign into the official IDFC First Bank mobile app or online banking system in order to acquire a loan statement. As an alternative, you can visit a branch or get in touch with customer care to get a statement, which will provide you with comprehensive details about your loan account.

Are there any limits on the amount I can pay?

You can usually make payments using IDFC Quick Pay up to a set amount, which varies based on the type of loan you have and the condition of your account. Consult the terms and restrictions found in the IDFC Quick Pay app or on the IDFC First Bank website for precise payment limitations. If the amount you need to pay exceeds the limit, think about using online banking or alternative payment options, or ask customer service for advice.

Can I use IDFC Quick Pay on mobile devices?

Yes, mobile devices are compatible with IDFC Quick Pay. You can access the Quick Pay feature through a mobile browser or the IDFC First Bank mobile app. This enables you to easily handle your transactions while on the road, check status, and make payments. For a seamless experience, make sure your device has a steady internet connection.

Is IDFC Quick Pay secure?

IDFC Quick Pay is safe, yes. It secures your financial and personal data with encryption and other security features. To guarantee that transactions are secure, the platform complies with strict security guidelines. To further protect your account, you must use secure networks and refrain from sharing important information.

What should I do if my payment fails?

Check your payment information and try again if your IDFC Quick Pay transaction does not go through. Look for any app failures or network problems. For assistance, get in touch with IDFC First Bank's customer service if the issue continues. They can assist in locating the problem and offer advice on how to fix it. Make sure you are running the most recent version of the app and that there are enough funds in your account.

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