3 min
17-Dec-2024
Refrigerators, commonly known as fridges, have become essential appliances in every household, ensuring food preservation and storage convenience. From traditional single-door models to advanced smart refrigerators, these appliances cater to diverse needs. In India, with the availability of EMI options and financial tools like the Insta EMI Card, owning a fridge has become more affordable and accessible.
What is a fridge?
A fridge is an electrical appliance designed to preserve food by maintaining a cool temperature inside. It slows down bacterial growth, keeping perishable items fresh for longer. Modern refrigerators feature advanced technologies like frost-free cooling, energy efficiency, and smart controls, making them indispensable for homes, offices, and commercial spaces. They are available in various sizes and configurations to suit different requirements.
Overview
Fridges are essential for storing food, beverages, and other perishables, ensuring they remain fresh for extended periods. Indian households widely use models like single-door, double-door, and side-by-side refrigerators. Advanced features such as inverter compressors, multi-airflow systems, and digital temperature controls enhance efficiency. EMI options and innovative technologies have made refrigerators more affordable and efficient for Indian consumers.
List of available fridges on EMI
Purchasing fridges on EMI makes them accessible to a wider audience. The table below lists popular models:
Advantages of the online fridge
Buying fridges online offers multiple benefits, as detailed below:
How to buy a fridge using an Insta EMI Card?
Purchasing a fridge with the Insta EMI Card is simple and hassle-free. Follow these steps:
Visit an authorised retailer or online store offering fridges.
Browse through models and select the one that meets your needs.
Choose EMI as the payment method and opt for Insta EMI Card at checkout.
Enter card details and select a suitable repayment tenure.
Confirm the transaction and complete the purchase.
Your fridge will be delivered, and EMI payments will begin as per the chosen plan.
Enjoy benefits like easy EMIs, instant approval, and exclusive offers.
Benefits of using the Insta EMI Card for buying fridge
Using the Insta EMI Card to purchase a fridge offers significant advantages. Below are the key benefits:
Easy EMIs: Spread the cost of your fridge over manageable instalments with minimal interest.
Flexible repayment tenures: Choose repayment periods ranging from 1 month to 60 months based on your financial convenience.
High pre-approved limits: Enjoy spending limits of up to Rs. 3 lakh for big-ticket purchases.
Exclusive offers: Avail cashback, discounts, and special deals available only to Insta EMI Cardholders.
Minimal documentation: Simplified application process with basic paperwork requirements.
Instant approval: Quick eligibility checks ensure you can make purchases without delays.
Wide acceptance: Use the card at various partner retailers, both online and offline, across India.
No hidden charges: Transparent terms and conditions ensure a worry-free shopping experience.
Eligibility criteria for the Insta EMI Card
Meeting the eligibility criteria for the Insta EMI Card is essential. Below are the key requirements:
Age: Applicants must be between 21 and 65 years old.
Income proof: Submit bank statements, salary slips, or income tax returns.
Employment: Salaried or self-employed individuals with a stable income.
Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.
Credit score: Maintain a good credit score.
Existing Bajaj customers: Pre-approved customers enjoy faster approvals.
Bank account: Ensure an active Indian bank account for EMI repayments.
How to apply for an Insta EMI Card?
Applying for the Insta EMI Card is quick and convenient. Follow these steps:
Visit the Bajaj Finance website or mobile app.
Navigate to the Insta EMI Card application page.
Fill in your personal and financial details accurately.
Upload necessary documents like ID proof and income proof.
Submit the application for verification.
Receive approval, pay the one-time joining fee and activate your card.
Complete the e-mandate registration.
Use the card to purchase fridges or other appliances on EMI effortlessly.
Refrigerators play a crucial role in modern households, ensuring food preservation and convenience. Online shopping, coupled with EMI options, has simplified the process of owning a fridge. The Insta EMI Card offers numerous benefits, making premium models affordable for Indian consumers. With easy eligibility and a seamless application process, upgrading your home appliances is now within reach.
What is a fridge?
A fridge is an electrical appliance designed to preserve food by maintaining a cool temperature inside. It slows down bacterial growth, keeping perishable items fresh for longer. Modern refrigerators feature advanced technologies like frost-free cooling, energy efficiency, and smart controls, making them indispensable for homes, offices, and commercial spaces. They are available in various sizes and configurations to suit different requirements.
Overview
Fridges are essential for storing food, beverages, and other perishables, ensuring they remain fresh for extended periods. Indian households widely use models like single-door, double-door, and side-by-side refrigerators. Advanced features such as inverter compressors, multi-airflow systems, and digital temperature controls enhance efficiency. EMI options and innovative technologies have made refrigerators more affordable and efficient for Indian consumers.
List of available fridges on EMI
Purchasing fridges on EMI makes them accessible to a wider audience. The table below lists popular models:
| Model | Features | Price range (Rs.) | EMI starting from (Rs.) |
| LG 260 L Double Door | Inverter Compressor, Frost-Free, Energy Efficient | 25,000 - 30,000 | 1,200 |
| Samsung 345 L Triple Door | Convertible Freezer, Digital Inverter Technology | 45,000 - 50,000 | 2,000 |
| Whirlpool 200 L Single Door | Auto-defrost, Toughened Glass Shelves | 15,000 - 18,000 | 900 |
| Haier 320 L Bottom Freezer | 1 Hour Icing Technology, Twin Inverter | 35,000 - 40,000 | 1,500 |
| Bosch 559 L Side-by-Side | Multi-airflow, SuperCooling, Touch Control Panel | 1,00,000 - 1,20,000 | 4,000 |
Advantages of the online fridge
Buying fridges online offers multiple benefits, as detailed below:
| Advantages | Description |
| Convenience | Purchase from the comfort of your home without visiting physical stores. |
| Wide selection | Access to a broader range of brands, models, and features online. |
| Price comparison | Compare prices, discounts, and offers across multiple platforms. |
| Customer reviews | User feedback and ratings guide informed decision-making. |
| Easy financing | EMI options ensure affordability for premium refrigerator models. |
| Exclusive offers | Avail discounts, cashback, and other online-only deals. |
How to buy a fridge using an Insta EMI Card?
Purchasing a fridge with the Insta EMI Card is simple and hassle-free. Follow these steps:
Visit an authorised retailer or online store offering fridges.
Browse through models and select the one that meets your needs.
Choose EMI as the payment method and opt for Insta EMI Card at checkout.
Enter card details and select a suitable repayment tenure.
Confirm the transaction and complete the purchase.
Your fridge will be delivered, and EMI payments will begin as per the chosen plan.
Enjoy benefits like easy EMIs, instant approval, and exclusive offers.
Benefits of using the Insta EMI Card for buying fridge
Using the Insta EMI Card to purchase a fridge offers significant advantages. Below are the key benefits:
Easy EMIs: Spread the cost of your fridge over manageable instalments with minimal interest.
Flexible repayment tenures: Choose repayment periods ranging from 1 month to 60 months based on your financial convenience.
High pre-approved limits: Enjoy spending limits of up to Rs. 3 lakh for big-ticket purchases.
Exclusive offers: Avail cashback, discounts, and special deals available only to Insta EMI Cardholders.
Minimal documentation: Simplified application process with basic paperwork requirements.
Instant approval: Quick eligibility checks ensure you can make purchases without delays.
Wide acceptance: Use the card at various partner retailers, both online and offline, across India.
No hidden charges: Transparent terms and conditions ensure a worry-free shopping experience.
Eligibility criteria for the Insta EMI Card
Meeting the eligibility criteria for the Insta EMI Card is essential. Below are the key requirements:
Age: Applicants must be between 21 and 65 years old.
Income proof: Submit bank statements, salary slips, or income tax returns.
Employment: Salaried or self-employed individuals with a stable income.
Address proof: Provide valid documents like Aadhaar card, PAN card, or passport.
Credit score: Maintain a good credit score.
Existing Bajaj customers: Pre-approved customers enjoy faster approvals.
Bank account: Ensure an active Indian bank account for EMI repayments.
How to apply for an Insta EMI Card?
Applying for the Insta EMI Card is quick and convenient. Follow these steps:
Visit the Bajaj Finance website or mobile app.
Navigate to the Insta EMI Card application page.
Fill in your personal and financial details accurately.
Upload necessary documents like ID proof and income proof.
Submit the application for verification.
Receive approval, pay the one-time joining fee and activate your card.
Complete the e-mandate registration.
Use the card to purchase fridges or other appliances on EMI effortlessly.
Refrigerators play a crucial role in modern households, ensuring food preservation and convenience. Online shopping, coupled with EMI options, has simplified the process of owning a fridge. The Insta EMI Card offers numerous benefits, making premium models affordable for Indian consumers. With easy eligibility and a seamless application process, upgrading your home appliances is now within reach.
