ESAF Small Finance Bank is a leading Indian financial institution committed to inclusive banking and social responsibility. Established in 2017, it evolved from ESAF microfinance, which started in 1992. Headquartered in Thrissur, Kerala, the bank focuses on providing a range of financial services, including microfinance, small business loans, housing loans, and more. ESAF bank operates on the principles of financial inclusion and customer-centricity, aiming to uplift marginalised communities. With a network of branches across India, ESAF Small Finance Bank emphasises community development and empowerment, contributing to the nation's economic growth and sustainable development.

Enjoy the convenience of making loan payments from any location, at any time, without the burden of cumbersome paperwork using the Bajaj Pay, the BBPS platform on Bajaj Finserv. This user-friendly platform guarantees a straightforward and inviting experience, offering customers quick and hassle-free payment solutions. The introduction of the Bharat Bill Payment System (BBPS) by the Reserve Bank of India (RBI) aims to streamline digital payments, enhancing the overall efficiency of the payment process.

Benefits of making ESAF Small Finance Bank loan repayment online on Bajaj Finserv

Some of the benefits of making ESAF Small Finance Bank loan repayment on the Bajaj Finserv BBPS platform include:

• Quick and hassle-free
  With the BBPS platform on Bajaj Finserv, you can repay your ESAF Small Finance Bank loan quickly and effortlessly.
  
  
• Safe and secure
  Bajaj Finserv provides a safe and secure payment platform on Bajaj Pay. Your payment details are secure with the platform’s robust security measures.
  
  
• Multiple payment options
  Bajaj Finserv offers multiple payment options, including debit card, credit card, net banking, e-wallet, and UPI. This allows you to choose the payment method that suits you best.
  
  
• Instant confirmation
  After making the payment, the platform immediately confirms the payment status through an email and SMS.


Types of services provided by ESAF Small Finance Bank

ESAF Small Finance Bank provides a range of financial products and services to meet the diverse needs of its customers. Some of the types of offerings provided by ESAF Small Finance Bank include:

1. Savings accounts: Various types of savings accounts tailored to different customer preferences and needs.
2. Fixed deposits: Term deposit options with competitive interest rates and flexible tenures.
3. Current accounts: Designed for businesses and individuals with regular banking needs.
4. Recurring deposits: Systematic savings plans with fixed monthly contributions and attractive interest rates.
5. Microfinance: Financial services aimed at empowering micro-entrepreneurs and the economically underserved.
6. Personal loans: Unsecured loans for meeting individual financial requirements.
7. Business loans: Financial assistance for small and medium-sized enterprises (SMEs) to support growth.
8. Housing loans: Loans for the purchase, construction, or renovation of homes.
9. Vehicle loans: Financing options for the purchase of two-wheelers and other vehicles.


Fees and charges

A convenience fee of up to 2% will be charged depending on the transaction amount and payment mode (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.

Pay bank loans by other lenders  

Apart from ESAF Small Finance Bank loan repayment, you can pay EMI for other loan providers across India, such as:

IDFC First Bank loan repayment	Hero Fincorp loan repayment	Muthoot Finance loan repayment
ICICI Bank loan repayment	HDB Finance loan repayment	Axis Bank loan repayment
Mahindra Finance loan repayment	IIFL loan repayment	Manappuram Finance loan repayment

Making ESAF Small Finance Bank loan repayment on the Bajaj Finserv app is a very easy process. Follow these simple steps to make your payment online:

1. Download and install the Bajaj Finserv app from Google Play Store or App Store
2. Login with your credentials
3. Go to ‘BILLS AND RECHARGES'
4. Select ‘LOAN REPAYMENT' under the ‘FINANCIAL SERVICES AND TAXES’ section
5. Select ‘ESAF SMALL FINANCE BANK LTD’ as the issuing bank and enter your Loan Agreement Number
6. Enter the loan amount and select your preferred payment mode
7. Make the payment to repay your loan

Once you have completed the payment, you will receive an e-receipt, which you can keep for future reference.

Steps to make ESAF Small Finance Bank loan repayment on the Bajaj Finserv website

Here is how you can repay ESAF Small Finance Bank loan online on the Bajaj Finserv website:

1. Visit the Bajaj Finserv website or click on https://www.bajajfinserv.in/
2. Go to the ‘BILLS AND RECHARGES’ under the ‘PAYMENTS’ section
3. Under ‘FINANCIAL SERVICES AND TAXES,’ select ‘LOAN REPAYMENT’
4. Choose your biller from the drop-down
5. Enter your loan account number and click on ‘FETCH YOUR BILL’
6. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
7. After choosing your preferred payment mode, enter the requested payment details
8. Check the details you entered and click on 'PAY NOW’

You will receive a notification from Bajaj Finserv after successful payment.