Bajaj Finserv Loan App

About Bajaj Finserv loan app and how easy it is to apply for a loan.
Bajaj Finserv Loan App
2 mins
13 July 2023

About the Bajaj Finserv loan app

Bajaj Finserv is one of the most reputed financial services companies in India. It has been catering to the diverse financial needs of the people in India for over a decade now. With the Bajaj Finserv loan app, getting a loan has become easier than ever.

On the Bajaj Finserv loan app, you can apply for a loan and get it approved with just a few clicks on your smartphone. The online loan app allows you to apply for various types of loans like personal loans, business loans, home loans, etc. The app is easy to use, and the navigation is smooth and seamless.

Benefits of the Bajaj Finserv loan app

Bajaj Finserv's personal loan app offers a range of benefits to its users. The most significant advantage of this app are as follows:

  • Avail high-value personal loans
    Access a collateral-free loan of up to Rs. 40 lakh for your various needs.
  • Apply via pre-approved offers
    Check your pre-approved limit and avail of your offer to get instant loan approval.
  • Plan with the EMI calculator
    Use the app’s personal loan EMI calculator to pick the loan amount and a repayment term of up to 8 years.
  • Manage current and previous loans
    Track your application, access your digital loan account, download statements, make payments, and get details of closed loans via the app – anytime, anywhere.
  • Make payments on the go
    Pay EMIs, part prepay or foreclose your loan, and view future payments easily.
  • Obtain extra credit quickly
    Avail additional funds with the drawdown facility by getting your OTP authenticated.
  • Select your preferred language
    Use the English version of the app or pick from 14 regional languages.
  • Receive timely notifications
    Stay updated about your EMIs and never miss an upcoming loan offer.

Steps to download the Bajaj Finserv app

If you want to enjoy the benefits of the Bajaj Finserv loan app, here is how you can download the app in a few easy steps:

  1. Go to Google Play Store or App Store on your smartphone
  2. Search for ‘BAJAJ FINSERV’ in the search bar
  3. Click on the ‘INSTALL’ button to download the app
  4. Once the app is downloaded, open it, and follow the on-screen instructions to register yourself on the app
  5. Once registered, select the type of loan you want to apply for and fill in the necessary details to apply for the loan

How to use the Bajaj Finserv app

Bajaj Finserv's app is an intuitive and user-friendly app. Here's how to use the app:

  1. Download and install the Bajaj Finserv app on your smartphone
  2. Register on the app with your personal and financial details
  3. Select the type of loan you want to apply
  4. Fill in the necessary details like loan amount, tenure, etc.
  5. Upload the required documents in the app
  6. Submit the loan application

The app will instantly process your loan application and notify you of the status.

If your loan application is approved, you can accept the loan offer and get the loan disbursed to your account in no time.

Conclusion

The Bajaj Finserv app is a simple, intuitive, and user-friendly app that makes applying for a loan quick and easy. With the app, you can apply for various types of loans and get them approved instantly. The loan app also offers flexible repayment options and round-the-clock customer support. So, if you are looking for a quick and hassle-free way to get a loan, the Bajaj Finserv app is perfect for you.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Are loan apps legal?

No, not all loan apps are legal. A lending company/app needs to be either a bank or a NBFC (non-banking financial company) and should be registered with the Reserve Bank of India (RBI) to lend money or have a license as a money lender under the State Money Lenders Act.