EMI Card Savings Calculator

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About EMI Card Savings Calculator

It is an online tool to help you calculate your savings, when you use the Bajaj Finserv EMI Network Card instead of other mode of payments like cash, credit card/ debit card, UPI, netbanking, etc.

All you have to do is select the mode of payment and enter the price of the product. Select the tenure for repayment and the calculator will give you the exact amount you will save if you use the Bajaj Finserv EMI Network Card.

Disclaimer

Results generated by the calculator are indicative in nature. The calculator is not intended to provide its users/customers with results that are either certified by Bajaj Finance Limited ("BFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by BFL, under any circumstances whatsoever. Further the calculator depicts the indicative saving a customer/user might have while transacting through the Bajaj Finserv EMI Network Card in comparison with the (i) transaction initiated through a Credit Card wherein on late payment the interest rate can be as high as 40% pa) and (ii) transaction initiated through a Debit Card (wherein the amount could have earned a interest in the saving account of about 4% p.a). Additionally, on loan transaction initiated through EMI Network Card, processing fee may be charged from 0 (zero) to IN 767 and/or convenience fee from 0 (zero to 149 depending upon the product/service availed.

Further the use of the calculator is entirely at the risks of the user/customer. BFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Frequently asked questions

How can I calculate my down payment amount?

You can use the Bajaj Finserv EMI calculator to know your down payment amount and EMIs instantly. Fill in the details needed in the required fields.

What does a scheme type mean in the EMI Network Calculator?

A scheme type refers to the combination of the down payment equaling a certain number of EMIs and the further monthly instalments you wish to pay.

For example, you want to buy a GoPro camera worth Rs. 54,500 and decide to pay a down payment equal to 4 EMIs. You need to select the scheme type as 12x4 (4 EMI down payment, 8 EMIs). Here, from a total of 12 EMIs, you will have to pay 4 EMIs as the down payment and the remaining 8 EMIs as the regular monthly instalments.

By this calculation, you will have to pay Rs. 13,625 as the down payment and your EMI will be Rs. 3,406 for a tenure of 8 months.

Do I have the option to select zero down payment on the EMI Network Calculator?

The zero down payment scheme is applicable only on select products. Check your favourite product on Bajaj Mall and look if it falls under the zero down payment scheme.

If it does, you can certainly select 8x0 as your scheme type when using the calculator.

How can I reduce my EMI amount?

You can reduce your EMI amount by selecting a longer repayment tenure.

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