Explore EMI Finance Apps in India

Discover the best EMI Finance apps for easy and smooth financing. Get them with exclusive deals using the Bajaj Finserv EMI Network Card.
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Explore EMI Finance Apps
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6 min
23-May-2024

EMI finance apps have revolutionised the way people access credit in India. These apps provide a quick and convenient platform to apply for loans and manage Equated Monthly Instalments (EMIs) for various purchases. Gone are the days of lengthy paperwork and bank visits. With EMI finance apps, you can get instant loan approvals and manage your repayments from the comfort of your smartphone.

Check out the range of other lifestyle products like water purifiers on Bajaj Mall. You can also visit any of our partner stores and take home your desired products on affordable EMIs by using the Bajaj Finserv EMI Network Card.

Benefits of using EMI Finance apps

  • Quick and easy loan application: Unlike traditional loans, EMI finance apps offer a streamlined application process. You can apply for a loan within minutes, with minimal documentation required.
  • Instant approvals: Most EMI finance apps provide instant loan approval decisions, allowing you to access funds quickly for your needs.
  • Flexible repayment options: These apps offer a variety of repayment tenures to suit your budget. You can choose a repayment plan that aligns with your income and financial goals.
  • Manage EMIs on the go: Track your loan details, upcoming EMIs, and make payments conveniently through the app itself.

Discover more about other products like smartwatches here. Use the Bajaj Finserv EMI Network Card at our partner retailers to purchase your chosen products on reasonable interest-only payments.

Tips for effective usage of EMI finance apps

  • Compare interest rates: Different apps offer varying interest rates. Before finalising an app, compare interest rates and processing fees to choose the most affordable option.
  • Borrow responsibly: EMI finance apps make borrowing convenient, but it's crucial to borrow responsibly. Only borrow what you can comfortably repay within the chosen tenure.
  • Maintain a good credit score: A good credit score translates to lower interest rates. Make timely payments to maintain a healthy credit score.
  • Read the fine print: Before applying for a loan, thoroughly understand the terms and conditions, including interest rates, processing fees, and late payment charges.

Financing options with Bajaj Finserv

Bajaj Mall is the best online destination to explore the latest products and compare features, specifications, and prices. Once you've chosen your desired product, head to a nearby Bajaj Finserv partner store. Here, you can use the Bajaj Finserv EMI Network Card with a pre-approved limit to make a purchase. The card offers convenient repayment options, including zero down payment plans on select models.

Why shop with the Bajaj Finserv EMI Network Card

  • Competitive prices: Bajaj Finserv ensures budget-friendly purchases with competitive pricing.
  • Zero down payment: Forget about a hefty down payment! Select products come with a zero down payment option using the Bajaj Finserv EMI Network Card.
  • Extensive network: The Bajaj Finserv EMI Network Card grants access to over a million products across India at partner stores, making it easy to find what you need.
  • Exciting deals: Enjoy exciting deals and cashback offers on purchases when you use the Bajaj Finserv EMI Network Card.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I use the EMI finance app for online and offline shopping?
It depends on the EMI app. Look for apps partnered with various stores (online & offline) for wider applicability.
Is it safe to use an EMI finance app for shopping?
EMI apps can be safe if used responsibly. Check the app's reputation, understand interest rates and fees, and only borrow what you can comfortably repay to avoid debt issues.
What are the benefits of using an EMI finance app for shopping?
EMI apps let you split purchases into affordable instalments, making expensive items more manageable. They can also help build credit history if used responsibly and repayments are made on time.